Muncy Columbia Financial Corporation

CCFNOTCFinancial Services● Active

$26.94

+$0.69(+2.63%)

Market Cap$285893395

P/E Ratio—

52W High$27.55

52W Low$15.16667

Avg Volume3K

Open$26.99

Beta0.12

Free Cash Flow Financials Revenue

Muncy Columbia Financial Corporation (CCFN) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

CCFN · free cash flow · updated Jun 9, 2026

Core FCF metrics

CCFN · FCF · TTM · margin & CAGR

Free cash flow was $43.5M for FY2025 (fiscal year ending 2025-12-31), up 169.3% year-over-year The FCF margin was 44.2%. Five-year CAGR stands at +43.0%.

FY2025 Free Cash Flow$43.5M▲ +169.3% YoY

Trailing 12M (TTM)$56.3Mtrailing 4 quarters sum

FCF Margin44.2%$43.5M ÷ revenue

3-Year CAGR+66.8%FY2022 → FY2025

5-Year CAGR+43.0%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

CCFN · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$23.3M(1M)$43.5M▲ +169.3%44.2%

FY2024$16.9M(1M)$16.1M▲ +164.1%17.5%

FY2023$7.1M(1M)$6.1M▼ 34.7%13.4%

FY2022$9.7M(0M)$9.4M▼ 34.6%28.9%

FY2021$14.6M(0M)$14.3M▲ +96.7%44.6%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

CCFN · P/FCF · FCF yield · FCF per share

Muncy Columbia Financial Corporation (CCFN) trades at a FCF yield of 19.71% and a price-to-free-cash-flow ratio of 5.1x. FCF per share stands at $5.31, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

19.71%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$5.31

TTM FCF ÷ Shares Outstanding

Price / FCF

x5.1

Share Price ÷ FCF per Share

EV / FCF (TTM)

x5.7

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

CCFN · cash flow statement · operating / investing / financing

For FY2025, Muncy Columbia Financial Corporation generated $23.3M in operating cash flow and spent 1M in capital expenditures, yielding $43.5M in free cash flow.

Operating Activities

+$23.3M

Cash from core business operations

2025-12-31

Investing Activities

−$33.1M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$40.9M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($23.3M) − |CapEx| (1M) = FCF ($43.5M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

CCFN vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Muncy Columbia Financial CorporationYOU

CCFN

$43.5M+169.3%44.2%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Muncy Columbia Financial Corporation (CCFN) reported free cash flow of $43.5M for FY2025 (fiscal year ending 2025-12-31), up 169.3% year-over-year. The FCF margin was 44.2%.

Based on available data, Muncy Columbia Financial Corporation has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $43.5M in FY2025. The 5-year CAGR stands at +43.0%.

Muncy Columbia Financial Corporation's FCF yield is 19.71% and price-to-FCF ratio is 5.1x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

CCFN free cash flow · 8 questions

Muncy Columbia Financial Corporation free cash flow was $43.5M for FY2025, up 169.3% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $56.3M.

CCFN free cash flowCCFN FCFCCFN FCF 2025CCFN free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Muncy Columbia Financial Corporation · Muncy Columbia Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026