Companies: 10,795·Total market cap: $144.5T
CrossFirst Bankshares, Inc.

CrossFirst Bankshares, Inc.

CFBNASDAQFinancial Services
$15.99
+$0.00(+0.00%)
Market Cap$788642790
P/E Ratio—
52W High$19.22
52W Low$10.64
Free Cash FlowFinancialsRevenue

CrossFirst Bankshares, Inc. (CFB) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

CFB · free cash flow · updated Jun 9, 2026

Core FCF metrics

Free cash flow was $90.4M for FY2023 (fiscal year ending 2023-12-31), up 16.2% year-over-year The FCF margin was 39.1%. Five-year CAGR stands at +97.4%.

FY2023 Free Cash Flow$90.4M▲ +16.2% YoY
Trailing 12M (TTM)$94.3Mtrailing 4 quarters sum
FCF Margin39.1%$90.4M ÷ revenue
3-Year CAGR+6.7%FY2020 → FY2023
5-Year CAGR+97.4%FY2018 → FY2023
FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0
Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

Positive FCFNegative FCF
Free Cash Flow
YoY Growth %
cfb free cash flow history · cfb free cash flow chart · cfb free cash flow growth rate · cfb free cash flow last 10 years

Annual free cash flow data

Fiscal YearFree Cash FlowYoY ChangeFCF Margin
FY2023Latest$90.4M▲ +16.2%39.1%
FY2022$77.8M▼ 10.8%—
FY2021$87.2M▲ +17.2%47.8%
FY2020$74.4M▲ +1.9%43.2%
FY2019$73.0M▲ +2318.2%48.5%
FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP
cfb free cash flow 2023 · cfb free cash flow 2022 · cfb free cash flow 2021 · cfb operating cash flow

FCF valuation metrics

CrossFirst Bankshares, Inc. (CFB) trades at a FCF yield of 11.46% and a price-to-free-cash-flow ratio of 8.3x. FCF per share stands at $1.92, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)
11.46%
Free Cash Flow ÷ Market Cap
per FMP freeCashFlowYieldTTM definition
FCF per Share (TTM)
$1.92
TTM FCF ÷ Shares Outstanding
Price / FCF
x8.3
Share Price ÷ FCF per Share
EV / FCF (TTM)
x7.1
Enterprise Value basis
Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2023 · 2023-12-31
cfb price to free cash flow · cfb free cash flow yield · cfb free cash flow per share · cfb price to cash flow ratio

Cash flow statement summary

For FY2023, CrossFirst Bankshares, Inc. generated $99.4M in operating cash flow and spent 9M in capital expenditures, yielding $90.4M in free cash flow.

Operating Activities
+$99.4M
Cash from core business operations
2023-12-31
Investing Activities
−$658.2M
CapEx, acquisitions & investments
2023-12-31
Financing Activities
+$514.0M
Buybacks, dividends & debt
2023-12-31
FCF FormulaOperating CF ($99.4M) − |CapEx| (9M) = FCF ($90.4M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →
cfb cash flow statement · cfb cash flow statement 2023 · cfb operating cash flow · cfb cash flow from operations

Free cash flow vs peers (Financial Services)

#CompanyFree Cash FlowYoY
#1
CrossFirst Bankshares, Inc.
CrossFirst Bankshares, Inc.YOU
CFB
$90.4M+16.2%
#2
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$100.87B+340.1%#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$25.04B+115.6%#4
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$25.04B+115.6%#5
Visa Inc.
Visa Inc.
V
$21.58B+15.4%#6
Mastercard Incorporated
Mastercard Incorporated
MA
$16.91B+18.2%
Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

CrossFirst Bankshares, Inc. (CFB) reported free cash flow of $90.4M for FY2023 (fiscal year ending 2023-12-31), up 16.2% year-over-year. The FCF margin was 39.1%.

Based on available data, CrossFirst Bankshares, Inc. has maintained positive free cash flow for at least 7 fiscal year(s). FCF peaked at $90.4M in FY2023. The 5-year CAGR stands at +97.4%.

CrossFirst Bankshares, Inc.'s FCF yield is 11.46% and price-to-FCF ratio is 8.3x for FY2023, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.
RevenueFinancial statementsNet incomeEarningsForecastPrice historyMarket capCash on handP/E ratio

Frequently asked questions

CFB free cash flow · 8 questions

CrossFirst Bankshares, Inc. free cash flow was $90.4M for FY2023, up 16.2% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $94.3M.

CFB free cash flowCFB FCFCFB FCF 2023CFB free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · CrossFirst Bankshares, Inc. · CrossFirst Bankshares, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026