Companies: 10,795·Total market cap: $144.5T
Citizens Financial Corp.

Citizens Financial Corp.

CIWVOTCFinancial Services● Active
$45.00
$-3.00(-6.25%)
Market Cap$76473360
P/E Ratio
52W High$52
52W Low$29.7

Citizens Financial Corp. (CIWV) · Income Statement

Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.

FMP · CIWV · as of 2026-06-09

Financial statements

Revenue · Gross Profit · Net Income
Breakdown2025-122024-122023-122022-122021-12
Revenue
Revenue$44.26M$41.59M$32.32M$22.71M$18.72M
Cost of Revenue$15.34M$15.62M$10.42M$2.69M$1.22M
Gross Profit$28.91M$25.98M$21.91M$20.02M$17.51M
Gross Margin %(computed)65.33%62.45%67.78%88.17%93.50%
Operating Expenses
R&D Expenses$0.00M$0.00M$0.00M$0.00M$0.00M
G&A Expenses$0.00M$0.41M$0.29M$0.37M$2.14M
Total Operating Expenses$15.91M$16.45M$14.11M$11.79M$10.21M
Operating Income$13.00M$9.52M$7.80M$8.23M$7.29M
Operating Margin %(computed)29.38%22.90%24.13%36.25%38.96%
Interest Income$39.75M$37.25M$28.32M$19.11M$15.09M
Interest Expense$13.32M$15.62M$10.42M$2.69M$1.22M
Income Before Tax$13.00M$9.52M$7.80M$8.23M$7.29M
Income Tax Expense$2.82M$1.98M$1.56M$1.69M$1.50M
Net Income$10.18M$7.54M$6.24M$6.54M$5.79M
Net Margin %(computed)23.00%18.13%19.31%28.79%30.94%
Per Share & EBITDA
EPS (Basic)$5.69$4.22$3.51$3.70$3.27
Wtd Avg Shares1.79M1.78M1.78M1.77M1.77M
EBITDA$13.00M$10.24M$8.45M$8.83M$7.63M
EBITDA Margin %(computed)29.38%24.62%26.14%38.90%40.74%

Data source: Financial Modeling Prep · Last updated: 2026-06-09 · USD · M

Explore more Citizens Financial Corp. data

About Citizens Financial Corp. (CIWV) Income Statement

Citizens Financial Corp. (CIWV) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, CIWV reported revenue of $0.04B, gross profit of $0.03B (gross margin 65.33%), and net income of $0.01B — a net profit margin of 23.00%.

Frequently asked questions

CIWV · 4 questions

Citizens Financial Corp. (CIWV) reported revenue of $0.04B for 2025, up 6.4% year-over-year.

CIWV revenueCIWV salesannual revenue YoYincome statement

· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-09