ChoiceOne Financial Services, Inc.
COFSNASDAQFinancial Services● Active
$32.02
+$0.24(+0.76%)
Market Cap$479500621
P/E Ratio—
52W High$35.4
52W Low$26.1
ChoiceOne Financial Services, Inc. (COFS) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
COFS · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 24, 2026EPS Actual
$0.91
Est. $0.85 · +7.1%
Revenue
$0.04B
Est. $0.04B · -0.6%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 24, 2026
After Market Close
▲ Beat EPS🔥 9-Quarter EPS Beat Streak
COFS reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 24, 2026 | $0.87 | — | — | — | $0.04B | — |
| ▲ Q2 FY2026 | Apr 24, 2026 | $0.85 | $0.91 | +7.1% | $0.04B | $0.04B | -0.6% |
| ▲ Q1 FY2026 | Jan 30, 2026 | $0.91 | $0.92 | +1.1% | $0.04B | $0.04B | -2.1% |
| ▲ Q4 FY2025 | Oct 24, 2025 | $0.86 | $0.97 | +12.8% | $0.04B | $0.04B | +2.1% |
| ▲ Q3 FY2025 | Jul 25, 2025 | $0.80 | $0.91 | +13.8% | $0.04B | $0.04B | +1.6% |
| ▲ Q2 FY2025 | Apr 30, 2025 | $0.82 | $0.86 | +4.9% | $0.04B | $0.04B | +3.2% |
| — Q1 FY2025 | Mar 11, 2025 | — | $0.84 | — | $0.04B | — | — |
| ▲ Q4 FY2024 | Oct 23, 2024 | $0.74 | $0.85 | +14.9% | $0.03B | $0.02B | +9.7% |
Q3 FY2026
Jul 24, 2026
EPS Actual
—
EPS Est.
$0.87
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 24, 2026Beat
EPS Actual
$0.91
EPS Est.
$0.85
EPS Surpr.
+7.1%
Revenue
$0.04B
Q1 FY2026
Jan 30, 2026Beat
EPS Actual
$0.92
EPS Est.
$0.91
EPS Surpr.
+1.1%
Revenue
$0.04B
Q4 FY2025
Oct 24, 2025Beat
EPS Actual
$0.97
EPS Est.
$0.86
EPS Surpr.
+12.8%
Revenue
$0.04B
Q3 FY2025
Jul 25, 2025Beat
EPS Actual
$0.91
EPS Est.
$0.80
EPS Surpr.
+13.8%
Revenue
$0.04B
Q2 FY2025
Apr 30, 2025Beat
EPS Actual
$0.86
EPS Est.
$0.82
EPS Surpr.
+4.9%
Revenue
$0.04B
Q1 FY2025
Mar 11, 2025
EPS Actual
$0.84
EPS Est.
—
EPS Surpr.
—
Revenue
$0.04B
Q4 FY2024
Oct 23, 2024Beat
EPS Actual
$0.85
EPS Est.
$0.74
EPS Surpr.
+14.9%
Revenue
$0.03B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.95 | $0.96 | $0.97 | 1 |
| Q3 FY2027 | $0.93 | $0.94 | $0.95 | 1 |
| Q2 FY2027 | $0.89 | $0.90 | $0.91 | 1 |
| Q1 FY2027 | $0.87 | $0.88 | $0.89 | 1 |
| Q4 FY2026 | $0.89 | $0.90 | $0.91 | 1 |
| Q3 FY2026 | $0.89 | $0.90 | $0.91 | 2 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q3 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q2 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q1 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q4 FY2026 | $0.0B | $0.0B | $0.0B | 1 |
| Q3 FY2026 | $0.0B | $0.0B | $0.0B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 24, 2026 | +7.1% | $30.18 | $30.78 | +1.99% |
| ▲ Q1 FY2026 | Jan 30, 2026 | +1.1% | $29.56 | $28.69 | -2.94% |
| ▲ Q4 FY2025 | Oct 24, 2025 | +12.8% | $27.43 | $30.59 | +11.52% |
| ▲ Q3 FY2025 | Jul 25, 2025 | +13.8% | $29.03 | $30.36 | +4.58% |
| ▲ Q2 FY2025 | Apr 30, 2025 | +4.9% | $28.14 | $28.43 | +1.03% |
| — Q1 FY2025 | Mar 11, 2025 | — | $29.35 | $29.07 | -0.95% |
| ▲ Q4 FY2024 | Oct 23, 2024 | +14.9% | $31.00 | $31.04 | +0.13% |
| ▲ Q3 FY2024 | Jul 25, 2024 | +14.5% | $29.76 | $25.58 | -14.05% |
Q2 FY2026+1.99%
Report Date
Apr 24, 2026
EPS Beat/Miss
+7.1%
Price Before
$30.18
Price After
$30.78
Q1 FY2026-2.94%
Report Date
Jan 30, 2026
EPS Beat/Miss
+1.1%
Price Before
$29.56
Price After
$28.69
Q4 FY2025+11.52%
Report Date
Oct 24, 2025
EPS Beat/Miss
+12.8%
Price Before
$27.43
Price After
$30.59
Q3 FY2025+4.58%
Report Date
Jul 25, 2025
EPS Beat/Miss
+13.8%
Price Before
$29.03
Price After
$30.36
Q2 FY2025+1.03%
Report Date
Apr 30, 2025
EPS Beat/Miss
+4.9%
Price Before
$28.14
Price After
$28.43
Q1 FY2025-0.95%
Report Date
Mar 11, 2025
EPS Beat/Miss
—
Price Before
$29.35
Price After
$29.07
Q4 FY2024+0.13%
Report Date
Oct 23, 2024
EPS Beat/Miss
+14.9%
Price Before
$31.00
Price After
$31.04
Q3 FY2024-14.05%
Report Date
Jul 25, 2024
EPS Beat/Miss
+14.5%
Price Before
$29.76
Price After
$25.58
Avg Beat Reaction+0.32%
Beat Rate7 / 8 quarters
Largest Move-14.05% (Q3 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: COFS ends December
ChoiceOne Financial Services, Inc. (COFS) most recently reported earnings on April 24, 2026 for Q2 FY2026, posting EPS of $0.91 — beating the analyst consensus of $0.85 by +7.1%. COFS has beaten EPS estimates for 9 consecutive quarters. The next COFS earnings date is expected around September 1, 2026.
Each quarter, investors track COFS earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. COFS revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
COFS's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
COFS earnings · 5 questionsChoiceOne Financial Services, Inc.'s next earnings report is expected around September 1, 2026. COFS typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; COFS historically reports after market close (AMC).
COFS earnings datewhen is COFS earningsCOFS next earnings datewhen does COFS report earningsCOFS earnings calendar
▸ Source: FMP · ChoiceOne Financial Services, Inc. SEC filings · US GAAP · ChoiceOne Financial Services, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026