Companies: 10,795·Total market cap: $144.5T
Citizens Bancorp of Virginia, Inc.

Citizens Bancorp of Virginia, Inc.

CZBTOTCFinancial Services● Active
$37.01
$-1.09(-2.86%)
Market Cap$78017672
P/E Ratio
52W High$41.5
52W Low$28

Citizens Bancorp of Virginia, Inc. (CZBT) PE Ratio — Current & Historical Data

Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.

czbt · pe ratio · data through Dec 31, 2025

Core PE Ratio Metrics

Trailing 12 months · TTM

The price-to-earnings (P/E) ratio for Citizens Bancorp of Virginia, Inc. (CZBT) measures how much investors pay for each dollar of the company's trailing earnings. CZBT's current PE ratio of 7.89x is calculated by dividing its stock price of $37.01 by its TTM earnings per share of $4.69. +3.4% elevated vs 5Y avg 7.6x

7.89x
P/E Ratio (TTM)+3.4%

Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31

Forward P/E
N/A
EPS (TTM)
$4.69
TTM · diluted EPS
PEG Ratio
0.61
Below 1.0 · Growth adjusted
Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Citizens Bancorp of Virginia, Inc. SEC 10-K & 10-Q filings · US GAAPUpdated: 2026-06-09

PE Ratio History

2006 – 2025 · Annual
PE Ratio (TTM)
5Y Avg 7.6x
EPS (Annual)

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)

Historical PE Range

Past 20 fiscal years · Front-end computed
Average
10.7x
20-yr mean
Median
10.9x
20-yr midpoint
Minimum
7.3x
Lowest year
Maximum
15.5x
Highest year
7.9x ← Now
7.3x
Min
Q1 · 25%10.9x
Median
Q3 · 75%15.5x
Max
Historically Low

At 7.89x, CZBT's current P/E is lower than in 20% of its annual fiscal year readings over the past 20 years — historically low.

20th percentileHigher than 4 of 20 historical fiscal year readings

Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.

PE Ratio vs Peers

Banks - Regional · 6 peers · Annual PE
CompanyMarket CapPE (Annual)vs AvgEPS (TTM)
Citizens Bancorp of Virginia, Inc.
Citizens Bancorp of Virginia, Inc.You
CZBT
$78M7.89x-10.4%$4.69
Consumers Bancorp, Inc.
Consumers Bancorp, Inc.
CBKM
$89M7.23x-17.8%$2.77
Citizens Bancshares Corporation
Citizens Bancshares Corporation
CZBS
$96M7.23x-17.9%$6.21
First Bancshares, Inc.
First Bancshares, Inc.
FBSI
$80M10.66x+21.1%$3.15
JBT Bancorp Inc.
JBT Bancorp Inc.
JBTC
$89M7.92x-10.0%$4.11
Juniata Valley Financial Corp.
Juniata Valley Financial Corp.
JUVF
$75M8.80x+0.0%$1.59
National Capital Bancorp, Inc.
National Capital Bancorp, Inc.
NACB
$69M10.96x+24.5%$6.12
Industry Average
6 peers with valid PE
8.80xbaseline

* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio

Annual PE Ratio History

Showing 10 of 20 years
Fiscal Year EndPE RatioEPS (TTM)YoY ChangePE vs Max
2025-12-31Latest
FY2025
7.44x$4.57+2.1%
2024-12-31
FY2024
7.29x$4.05+0.5%
2023-12-31
FY2023
7.25x$4.00-2.6%
2022-12-31
FY2022
7.44x$3.83-14.7%
2021-12-31
FY2021
8.73x$2.63-13.3%
2020-12-31
FY2020
10.07x$2.33-7.3%
2019-12-31
FY2019
10.86x$2.33-2.1%
2018-12-31
FY2018
11.09x$2.10-25.9%
2017-12-31
FY2017
14.96x$1.60-3.4%
2016-12-31
FY2016
15.48x$1.60+36.0%

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API

About PE Ratio & Methodology

The price-to-earnings (P/E) ratio for Citizens Bancorp of Virginia, Inc. (CZBT) measures how much investors pay for each dollar of the company's trailing earnings. CZBT's current PE ratio of 7.89x is calculated by dividing its stock price of $37.01 by its TTM earnings per share of $4.69.

PE Ratio = Stock Price ÷ EPS (TTM)
= $37.01 ÷ $4.69 = 7.89x
TTMTrailing Twelve Months — sum of the most recent 4 quarterly EPS figures
Forward PEStock price ÷ analyst consensus EPS estimate for the next fiscal year
PEGPE ÷ earnings growth rate — values below 1.0 suggest growth may justify the premium
Figures tie to SEC 10-K/10-Q and FMP ratio endpoints where noted.

Frequently asked questions

CZBT pe ratio · 6 questions

CZBT's current PE ratio is 7.89x as of 2026-06-09, based on a stock price of $37.01 and TTM EPS of $4.69. Data sourced from Financial Modeling Prep via CZBT's SEC 10-K and 10-Q filings.

CZBT PE ratioWhat is CZBT PE ratioCurrent PE ratio of CZBTCZBT PE ratio today

Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Citizens Bancorp of Virginia, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-09