Citizens Financial Services, Inc.
CZFSNASDAQFinancial Services● Active
$65.44
+$0.07(+0.11%)
Market Cap$314435274
P/E Ratio—
52W High$69.58
52W Low$49.99
Citizens Financial Services, Inc. (CZFS) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
CZFS · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 29, 2026EPS Actual
$2.16
Est. $1.98 · +9.1%
Revenue
$0.03B
Est. $0.03B · +2.4%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 29, 2026
After Market Close
▲ Beat EPS▲ Beat Revenue🔥 7-Quarter EPS Beat Streak
CZFS reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 29, 2026 | $1.98 | — | — | — | $0.03B | — |
| ▲ Q2 FY2026 | Apr 29, 2026 | $1.98 | $2.16 | +9.1% | $0.03B | $0.03B | +2.4% |
| ▲ Q1 FY2026 | Jan 30, 2026 | $2.07 | $2.18 | +5.3% | $0.03B | $0.03B | +0.7% |
| ▲ Q4 FY2025 | Oct 30, 2025 | $1.76 | $2.09 | +18.8% | $0.04B | — | — |
| ▲ Q3 FY2025 | Jul 30, 2025 | $1.62 | $1.76 | +8.6% | $0.04B | — | — |
| ▲ Q2 FY2025 | Apr 30, 2025 | $1.49 | $1.60 | +7.4% | $0.04B | — | — |
| ▲ Q1 FY2025 | Jan 30, 2025 | $1.54 | $1.68 | +9.1% | $0.04B | — | — |
| ▲ Q4 FY2024 | Oct 30, 2024 | $1.38 | $1.59 | +15.2% | $0.03B | $0.02B | +11.6% |
Q3 FY2026
Jul 29, 2026
EPS Actual
—
EPS Est.
$1.98
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 29, 2026Beat
EPS Actual
$2.16
EPS Est.
$1.98
EPS Surpr.
+9.1%
Revenue
$0.03B
Q1 FY2026
Jan 30, 2026Beat
EPS Actual
$2.18
EPS Est.
$2.07
EPS Surpr.
+5.3%
Revenue
$0.03B
Q4 FY2025
Oct 30, 2025Beat
EPS Actual
$2.09
EPS Est.
$1.76
EPS Surpr.
+18.8%
Revenue
$0.04B
Q3 FY2025
Jul 30, 2025Beat
EPS Actual
$1.76
EPS Est.
$1.62
EPS Surpr.
+8.6%
Revenue
$0.04B
Q2 FY2025
Apr 30, 2025Beat
EPS Actual
$1.60
EPS Est.
$1.49
EPS Surpr.
+7.4%
Revenue
$0.04B
Q1 FY2025
Jan 30, 2025Beat
EPS Actual
$1.68
EPS Est.
$1.54
EPS Surpr.
+9.1%
Revenue
$0.04B
Q4 FY2024
Oct 30, 2024Beat
EPS Actual
$1.59
EPS Est.
$1.38
EPS Surpr.
+15.2%
Revenue
$0.03B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $2.19 | $2.19 | $2.19 | 1 |
| Q3 FY2027 | $2.08 | $2.08 | $2.08 | 1 |
| Q2 FY2027 | $2.01 | $2.01 | $2.01 | 1 |
| Q1 FY2027 | $2.03 | $2.03 | $2.03 | 1 |
| Q4 FY2026 | $2.07 | $2.07 | $2.07 | 1 |
| Q3 FY2026 | $2.02 | $2.02 | $2.02 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q3 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q2 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q1 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q4 FY2026 | $0.0B | $0.0B | $0.0B | 1 |
| Q3 FY2026 | $0.0B | $0.0B | $0.0B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 29, 2026 | +9.1% | $67.21 | $64.95 | -3.36% |
| ▲ Q1 FY2026 | Jan 30, 2026 | +5.3% | $61.83 | $63.25 | +2.30% |
| ▲ Q4 FY2025 | Oct 30, 2025 | +18.8% | $53.60 | $54.25 | +1.21% |
| ▲ Q3 FY2025 | Jul 30, 2025 | +8.6% | $54.45 | $53.50 | -1.74% |
| ▲ Q2 FY2025 | Apr 30, 2025 | +7.4% | $54.44 | $53.89 | -1.01% |
| ▲ Q1 FY2025 | Jan 30, 2025 | +9.1% | $59.90 | $62.05 | +3.59% |
| ▲ Q4 FY2024 | Oct 30, 2024 | +15.2% | $59.18 | $59.65 | +0.79% |
| ▼ Q3 FY2024 | Jul 30, 2024 | -1.5% | $53.35 | $53.60 | +0.47% |
Q2 FY2026-3.36%
Report Date
Apr 29, 2026
EPS Beat/Miss
+9.1%
Price Before
$67.21
Price After
$64.95
Q1 FY2026+2.30%
Report Date
Jan 30, 2026
EPS Beat/Miss
+5.3%
Price Before
$61.83
Price After
$63.25
Q4 FY2025+1.21%
Report Date
Oct 30, 2025
EPS Beat/Miss
+18.8%
Price Before
$53.60
Price After
$54.25
Q3 FY2025-1.74%
Report Date
Jul 30, 2025
EPS Beat/Miss
+8.6%
Price Before
$54.45
Price After
$53.50
Q2 FY2025-1.01%
Report Date
Apr 30, 2025
EPS Beat/Miss
+7.4%
Price Before
$54.44
Price After
$53.89
Q1 FY2025+3.59%
Report Date
Jan 30, 2025
EPS Beat/Miss
+9.1%
Price Before
$59.90
Price After
$62.05
Q4 FY2024+0.79%
Report Date
Oct 30, 2024
EPS Beat/Miss
+15.2%
Price Before
$59.18
Price After
$59.65
Q3 FY2024+0.47%
Report Date
Jul 30, 2024
EPS Beat/Miss
-1.5%
Price Before
$53.35
Price After
$53.60
Avg Beat Reaction+0.25%
Avg Miss Reaction+0.47%
Beat Rate7 / 8 quarters
Largest Move+3.59% (Q1 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: CZFS ends December
Citizens Financial Services, Inc. (CZFS) most recently reported earnings on April 29, 2026 for Q2 FY2026, posting EPS of $2.16 — beating the analyst consensus of $1.98 by +9.1%. CZFS has beaten EPS estimates for 7 consecutive quarters. The next CZFS earnings date is expected around September 1, 2026.
Each quarter, investors track CZFS earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. CZFS revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
CZFS's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
CZFS earnings · 5 questionsCitizens Financial Services, Inc.'s next earnings report is expected around September 1, 2026. CZFS typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; CZFS historically reports after market close (AMC).
CZFS earnings datewhen is CZFS earningsCZFS next earnings datewhen does CZFS report earningsCZFS earnings calendar
▸ Source: FMP · Citizens Financial Services, Inc. SEC filings · US GAAP · Citizens Financial Services, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026