First Community Bankshares, Inc.

FCBCNASDAQFinancial Services● Active

$43.34

+$0.22(+0.51%)

Market Cap$817684035

P/E Ratio—

52W High$45.1

52W Low$31.21

Avg Volume83K

Open$43.04

Beta0.48

Free Cash Flow Financials Revenue

First Community Bankshares, Inc. (FCBC) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

FCBC · free cash flow · updated Jun 9, 2026

Core FCF metrics

FCBC · FCF · TTM · margin & CAGR

Free cash flow was $60.0M for FY2025 (fiscal year ending 2025-12-31), up 9.2% year-over-year The FCF margin was 32.4%. Five-year CAGR stands at +7.1%.

FY2025 Free Cash Flow$60.0M▲ +9.2% YoY

Trailing 12M (TTM)$33.9Mtrailing 4 quarters sum

FCF Margin32.4%$60.0M ÷ revenue

3-Year CAGR+1.2%FY2022 → FY2025

5-Year CAGR+7.1%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

FCBC · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$62.7M(3M)$60.0M▲ +9.2%32.4%

FY2024$57.7M(3M)$54.9M▼ 7.0%31.2%

FY2023$61.8M(3M)$59.1M▲ +2.1%35.6%

FY2022$59.0M(1M)$57.9M▲ +28.1%40.7%

FY2021$48.2M(3M)$45.2M▲ +5.9%33.9%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

FCBC · P/FCF · FCF yield · FCF per share

First Community Bankshares, Inc. (FCBC) trades at a FCF yield of 4.14% and a price-to-free-cash-flow ratio of 23.4x. FCF per share stands at $1.85, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

4.14%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$1.85

TTM FCF ÷ Shares Outstanding

Price / FCF

x23.4

Share Price ÷ FCF per Share

EV / FCF (TTM)

x6.5

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

FCBC · cash flow statement · operating / investing / financing

For FY2025, First Community Bankshares, Inc. generated $62.7M in operating cash flow and spent 3M in capital expenditures, yielding $60.0M in free cash flow.

Operating Activities

+$62.7M

Cash from core business operations

2025-12-31

Investing Activities

+$139.9M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$67.8M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($62.7M) − |CapEx| (3M) = FCF ($60.0M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

FCBC vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

First Community Bankshares, Inc.YOU

FCBC

$60.0M+9.2%32.4%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

First Community Bankshares, Inc. (FCBC) reported free cash flow of $60.0M for FY2025 (fiscal year ending 2025-12-31), up 9.2% year-over-year. The FCF margin was 32.4%.

Based on available data, First Community Bankshares, Inc. has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $60.0M in FY2025. The 5-year CAGR stands at +7.1%.

First Community Bankshares, Inc.'s FCF yield is 4.14% and price-to-FCF ratio is 23.4x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

FCBC free cash flow · 8 questions

First Community Bankshares, Inc. free cash flow was $60.0M for FY2025, up 9.2% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $33.9M.

FCBC free cash flowFCBC FCFFCBC FCF 2025FCBC free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · First Community Bankshares, Inc. · First Community Bankshares, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026