FinWise Bancorp
FINWNASDAQFinancial Services● Active
$14.26
$-0.13(-0.90%)
Market Cap$195447560
P/E Ratio—
52W High$22.49
52W Low$12.82
FinWise Bancorp (FINW) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
FINW · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 30, 2026EPS Actual
$0.20
Est. $0.33 · -39.4%
Revenue
$0.04B
Est. $0.05B · -15.4%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 30, 2026
After Market Close
▼ Miss EPS▼ Miss Revenue
FINW reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 23, 2026 | $0.25 | — | — | — | $0.05B | — |
| ▼ Q2 FY2026 | Apr 30, 2026 | $0.33 | $0.20 | -39.4% | $0.04B | $0.05B | -15.4% |
| ▼ Q1 FY2026 | Jan 29, 2026 | $0.35 | $0.27 | -22.9% | $0.05B | $0.04B | +10.7% |
| ▲ Q4 FY2025 | Oct 29, 2025 | $0.30 | $0.34 | +14.6% | $0.04B | $0.03B | +29.1% |
| ▲ Q3 FY2025 | Jul 24, 2025 | $0.23 | $0.29 | +26.5% | $0.03B | $0.02B | +5.4% |
| ▼ Q2 FY2025 | Apr 30, 2025 | $0.26 | $0.23 | -9.8% | $0.02B | $0.02B | -2.4% |
| — Q1 FY2025 | Jan 30, 2025 | $0.20 | $0.20 | +0.0% | $0.02B | $0.02B | +2.4% |
| ▲ Q4 FY2024 | Oct 24, 2024 | $0.21 | $0.25 | +19.1% | $0.02B | $0.02B | -0.5% |
Q3 FY2026
Jul 23, 2026
EPS Actual
—
EPS Est.
$0.25
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 30, 2026Miss
EPS Actual
$0.20
EPS Est.
$0.33
EPS Surpr.
-39.4%
Revenue
$0.04B
Q1 FY2026
Jan 29, 2026Miss
EPS Actual
$0.27
EPS Est.
$0.35
EPS Surpr.
-22.9%
Revenue
$0.05B
Q4 FY2025
Oct 29, 2025Beat
EPS Actual
$0.34
EPS Est.
$0.30
EPS Surpr.
+14.6%
Revenue
$0.04B
Q3 FY2025
Jul 24, 2025Beat
EPS Actual
$0.29
EPS Est.
$0.23
EPS Surpr.
+26.5%
Revenue
$0.03B
Q2 FY2025
Apr 30, 2025Miss
EPS Actual
$0.23
EPS Est.
$0.26
EPS Surpr.
-9.8%
Revenue
$0.02B
Q1 FY2025
Jan 30, 2025
EPS Actual
$0.20
EPS Est.
$0.20
EPS Surpr.
+0.0%
Revenue
$0.02B
Q4 FY2024
Oct 24, 2024Beat
EPS Actual
$0.25
EPS Est.
$0.21
EPS Surpr.
+19.1%
Revenue
$0.02B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.50 | $0.52 | $0.55 | 1 |
| Q3 FY2027 | $0.49 | $0.52 | $0.54 | 1 |
| Q2 FY2027 | $0.37 | $0.39 | $0.41 | 1 |
| Q1 FY2027 | $0.33 | $0.35 | $0.36 | 1 |
| Q4 FY2026 | $0.34 | $0.35 | $0.37 | 1 |
| Q3 FY2026 | $0.33 | $0.34 | $0.36 | 2 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q2 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q1 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q4 FY2026 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2026 | $0.1B | $0.1B | $0.1B | 2 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q2 FY2026 | Apr 30, 2026 | -39.4% | $15.93 | $15.55 | -2.39% |
| ▼ Q1 FY2026 | Jan 29, 2026 | -22.9% | $18.24 | $18.45 | +1.15% |
| ▲ Q4 FY2025 | Oct 29, 2025 | +14.6% | $17.78 | $17.82 | +0.22% |
| ▲ Q3 FY2025 | Jul 24, 2025 | +26.5% | $16.13 | $15.66 | -2.91% |
| ▼ Q2 FY2025 | Apr 30, 2025 | -9.8% | $15.53 | $15.12 | -2.64% |
| ▲ Q1 FY2025 | Jan 30, 2025 | +0.0% | $16.23 | $16.62 | +2.40% |
| ▲ Q4 FY2024 | Oct 24, 2024 | +19.1% | $16.14 | $16.05 | -0.56% |
| ▲ Q3 FY2024 | Jul 25, 2024 | +26.3% | $11.88 | $11.76 | -1.01% |
Q2 FY2026-2.39%
Report Date
Apr 30, 2026
EPS Beat/Miss
-39.4%
Price Before
$15.93
Price After
$15.55
Q1 FY2026+1.15%
Report Date
Jan 29, 2026
EPS Beat/Miss
-22.9%
Price Before
$18.24
Price After
$18.45
Q4 FY2025+0.22%
Report Date
Oct 29, 2025
EPS Beat/Miss
+14.6%
Price Before
$17.78
Price After
$17.82
Q3 FY2025-2.91%
Report Date
Jul 24, 2025
EPS Beat/Miss
+26.5%
Price Before
$16.13
Price After
$15.66
Q2 FY2025-2.64%
Report Date
Apr 30, 2025
EPS Beat/Miss
-9.8%
Price Before
$15.53
Price After
$15.12
Q1 FY2025+2.40%
Report Date
Jan 30, 2025
EPS Beat/Miss
+0.0%
Price Before
$16.23
Price After
$16.62
Q4 FY2024-0.56%
Report Date
Oct 24, 2024
EPS Beat/Miss
+19.1%
Price Before
$16.14
Price After
$16.05
Q3 FY2024-1.01%
Report Date
Jul 25, 2024
EPS Beat/Miss
+26.3%
Price Before
$11.88
Price After
$11.76
Avg Beat Reaction-0.37%
Avg Miss Reaction-1.29%
Beat Rate5 / 8 quarters
Largest Move-2.91% (Q3 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: FINW ends December
FinWise Bancorp (FINW) most recently reported earnings on April 30, 2026 for Q2 FY2026, posting EPS of $0.20 — missing the analyst consensus of $0.33 by -39.4%. The next FINW earnings date is expected around September 1, 2026.
Each quarter, investors track FINW earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. FINW revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
FINW's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
FINW earnings · 5 questionsFinWise Bancorp's next earnings report is expected around September 1, 2026. FINW typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; FINW historically reports after market close (AMC).
FINW earnings datewhen is FINW earningsFINW next earnings datewhen does FINW report earningsFINW earnings calendar
▸ Source: FMP · FinWise Bancorp SEC filings · US GAAP · FinWise Bancorp SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026