First Savings Financial Group, Inc.

FSFGNASDAQFinancial Services

$33.98

+$0.00(+0.00%)

Market Cap$238372418

P/E Ratio—

52W High$34.1

52W Low$21.6301

Avg Volume14K

Open$33.98

Beta0.44

Free Cash Flow Financials Revenue

First Savings Financial Group, Inc. (FSFG) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

FSFG · free cash flow · updated Jun 9, 2026

Core FCF metrics

FSFG · FCF · TTM · margin & CAGR

Free cash flow was $78.3M for FY2025 (fiscal year ending 2025-09-30), down 13.6% year-over-year The FCF margin was 53.5%.

FY2025 Free Cash Flow$78.3M▼ -13.6% YoY

Trailing 12M (TTM)$78.3Mtrailing 4 quarters sum

FCF Margin53.5%$78.3M ÷ revenue

3-Year CAGR-19.1%FY2022 → FY2025

5-Year CAGRN/AN/A — contains negative FCF

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

FSFG · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$79.1M(1M)$78.3M▼ 13.6%53.5%

FY2024$91.2M(1M)$90.5M▲ +203.7%67.3%

FY2023$32.8M(3M)$29.8M▼ 79.9%23.2%

FY2022$148.8M(1M)$148.0M▲ +35.4%120.9%

FY2021$114.9M(6M)$109.3M▲ +174.3%58.9%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

FSFG · P/FCF · FCF yield · FCF per share

First Savings Financial Group, Inc. (FSFG) trades at a FCF yield of 32.83% and a price-to-free-cash-flow ratio of 3.0x. FCF per share stands at $11.39, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

32.83%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$11.39

TTM FCF ÷ Shares Outstanding

Price / FCF

x3.0

Share Price ÷ FCF per Share

EV / FCF (TTM)

x8.6

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-09-30

Cash flow statement summary

FSFG · cash flow statement · operating / investing / financing

For FY2025, First Savings Financial Group, Inc. generated $79.1M in operating cash flow and spent 1M in capital expenditures, yielding $78.3M in free cash flow.

Operating Activities

+$79.1M

Cash from core business operations

2025-09-30

Investing Activities

−$37.8M

CapEx, acquisitions & investments

2025-09-30

Financing Activities

−$61.6M

Buybacks, dividends & debt

2025-09-30

FCF FormulaOperating CF ($79.1M) − |CapEx| (1M) = FCF ($78.3M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

FSFG vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

First Savings Financial Group, Inc.YOU

FSFG

$78.3M-13.6%53.5%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

First Savings Financial Group, Inc. (FSFG) reported free cash flow of $78.3M for FY2025 (fiscal year ending 2025-09-30), down 13.6% year-over-year. The FCF margin was 53.5%.

Based on available data, First Savings Financial Group, Inc. has maintained positive free cash flow for at least 11 fiscal year(s). FCF peaked at $148.0M in FY2022.

First Savings Financial Group, Inc.'s FCF yield is 32.83% and price-to-FCF ratio is 3.0x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

FSFG free cash flow · 8 questions

First Savings Financial Group, Inc. free cash flow was $78.3M for FY2025, down 13.6% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $78.3M.

FSFG free cash flowFSFG FCFFSFG FCF 2025FSFG free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · First Savings Financial Group, Inc. · First Savings Financial Group, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026