IOU Financial Inc.
IOUFFOTCFinancial Services
$0.16
+$0.01(+4.62%)
Market Cap$17671004
P/E Ratio—
52W High$0.2175
52W Low$0.081
IOU Financial Inc. (IOUFF) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
IOUFF · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2023Report Date: Apr 25, 2023EPS Actual
-$0.01
Revenue
$0.00B
Fiscal Period
Q2 FY2023
FY ends December
Report Date
Apr 25, 2023
After Market Close
IOUFF reports quarterly as a OTC-listed Financial - Credit Services company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2024 | Aug 26, 2024 | — | — | — | — | — | — |
| ◌ Q2 FY2024 | Apr 23, 2024 | — | — | — | — | — | — |
| ◌ Q4 FY2023 | Nov 16, 2023 | — | — | — | — | — | — |
| ◌ Q3 FY2023 | Aug 28, 2023 | — | — | — | — | — | — |
| — Q2 FY2023 | Apr 25, 2023 | — | -$0.01 | — | $0.00B | — | — |
| — Q4 FY2022 | Dec 31, 2022 | — | -$0.02 | — | $0.01B | — | — |
| — Q4 FY2022 | Nov 18, 2022 | — | $0.00 | — | $0.01B | — | — |
| — Q3 FY2022 | Aug 26, 2022 | — | $0.01 | — | $0.01B | — | — |
Q3 FY2024
Aug 26, 2024
EPS Actual
—
EPS Est.
—
EPS Surpr.
—
Revenue
—
Q2 FY2024
Apr 23, 2024
EPS Actual
—
EPS Est.
—
EPS Surpr.
—
Revenue
—
Q4 FY2023
Nov 16, 2023
EPS Actual
—
EPS Est.
—
EPS Surpr.
—
Revenue
—
Q3 FY2023
Aug 28, 2023
EPS Actual
—
EPS Est.
—
EPS Surpr.
—
Revenue
—
Q2 FY2023
Apr 25, 2023
EPS Actual
-$0.01
EPS Est.
—
EPS Surpr.
—
Revenue
$0.00B
Q4 FY2022
Dec 31, 2022
EPS Actual
-$0.02
EPS Est.
—
EPS Surpr.
—
Revenue
$0.01B
Q4 FY2022
Nov 18, 2022
EPS Actual
$0.00
EPS Est.
—
EPS Surpr.
—
Revenue
$0.01B
Q3 FY2022
Aug 26, 2022
EPS Actual
$0.01
EPS Est.
—
EPS Surpr.
—
Revenue
$0.01B
No analyst estimates available for IOUFF.
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| — Q2 FY2023 | Apr 25, 2023 | — | $0.11 | $0.11 | +0.00% |
| — Q4 FY2022 | Dec 31, 2022 | — | $0.13 | $0.13 | +0.00% |
| — Q4 FY2022 | Nov 18, 2022 | — | $0.13 | $0.13 | +0.00% |
| — Q3 FY2022 | Aug 26, 2022 | — | $0.13 | $0.13 | +0.00% |
| — Q2 FY2022 | Apr 27, 2022 | — | $0.14 | $0.13 | -5.18% |
| — Q4 FY2021 | Dec 31, 2021 | — | $0.18 | $0.17 | -6.08% |
| — Q4 FY2021 | Nov 18, 2021 | — | $0.12 | $0.12 | +0.00% |
| — Q2 FY2021 | Jun 30, 2021 | — | $0.14 | $0.14 | +0.00% |
Q2 FY2023+0.00%
Report Date
Apr 25, 2023
EPS Beat/Miss
—
Price Before
$0.11
Price After
$0.11
Q4 FY2022+0.00%
Report Date
Dec 31, 2022
EPS Beat/Miss
—
Price Before
$0.13
Price After
$0.13
Q4 FY2022+0.00%
Report Date
Nov 18, 2022
EPS Beat/Miss
—
Price Before
$0.13
Price After
$0.13
Q3 FY2022+0.00%
Report Date
Aug 26, 2022
EPS Beat/Miss
—
Price Before
$0.13
Price After
$0.13
Q2 FY2022-5.18%
Report Date
Apr 27, 2022
EPS Beat/Miss
—
Price Before
$0.14
Price After
$0.13
Q4 FY2021-6.08%
Report Date
Dec 31, 2021
EPS Beat/Miss
—
Price Before
$0.18
Price After
$0.17
Q4 FY2021+0.00%
Report Date
Nov 18, 2021
EPS Beat/Miss
—
Price Before
$0.12
Price After
$0.12
Q2 FY2021+0.00%
Report Date
Jun 30, 2021
EPS Beat/Miss
—
Price Before
$0.14
Price After
$0.14
Beat Rate0 / 8 quarters
Largest Move-6.08% (Q4 FY2021)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: IOUFF ends December
IOU Financial Inc. (IOUFF) most recently reported earnings on April 25, 2023 for Q2 FY2023, posting EPS of $-0.01 (in line with the analyst consensus of —). The next IOUFF earnings date is expected around September 1, 2026.
Each quarter, investors track IOUFF earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. IOUFF revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
IOUFF's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
IOUFF earnings · 4 questionsIOU Financial Inc.'s next earnings report is expected around September 1, 2026. IOUFF typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; IOUFF historically reports after market close (AMC).
IOUFF earnings datewhen is IOUFF earningsIOUFF next earnings datewhen does IOUFF report earningsIOUFF earnings calendar
▸ Source: FMP · IOU Financial Inc. SEC filings · US GAAP · IOU Financial Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026