Mechanics Bank
MCHBNASDAQFinancial Services● Active
$15.03
+$0.04(+0.27%)
Market Cap$3.3B
P/E Ratio—
52W High$16.03
52W Low$12.05
Mechanics Bank (MCHB) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
MCHB · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 30, 2026EPS Actual
$0.21
Est. $0.26 · -19.2%
Revenue
$0.20B
Est. $0.26B · -22.5%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 30, 2026
After Market Close
▼ Miss EPS▼ Miss Revenue
MCHB reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$3.83
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$3.83
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 27, 2026 | $0.25 | — | — | — | $0.20B | — |
| ▼ Q2 FY2026 | Apr 30, 2026 | $0.26 | $0.21 | -19.2% | $0.20B | $0.26B | -22.5% |
| ▲ Q1 FY2026 | Jan 30, 2026 | $0.26 | $0.56 | +115.4% | $0.26B | $0.05B | +437.2% |
| ▲ Q4 FY2025 | Oct 30, 2025 | -$0.03 | $0.26 | +966.7% | $0.17B | $0.17B | -0.9% |
| ▼ Q3 FY2025 | Jul 28, 2025 | $0.04 | -$0.16 | -536.3% | $0.04B | $0.05B | -16.9% |
| ▼ Q2 FY2025 | Apr 28, 2025 | -$0.07 | -$0.15 | -125.0% | $0.04B | $0.05B | -22.2% |
| ▼ Q1 FY2025 | Jan 27, 2025 | -$0.22 | -$0.27 | -22.7% | $0.04B | $0.04B | -1.9% |
| ▼ Q4 FY2024 | Oct 29, 2024 | -$0.24 | -$0.32 | -32.0% | $0.14B | $0.04B | +220.1% |
Q3 FY2026
Jul 27, 2026
EPS Actual
—
EPS Est.
$0.25
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 30, 2026Miss
EPS Actual
$0.21
EPS Est.
$0.26
EPS Surpr.
-19.2%
Revenue
$0.20B
Q1 FY2026
Jan 30, 2026Beat
EPS Actual
$0.56
EPS Est.
$0.26
EPS Surpr.
+115.4%
Revenue
$0.26B
Q4 FY2025
Oct 30, 2025Beat
EPS Actual
$0.26
EPS Est.
-$0.03
EPS Surpr.
+966.7%
Revenue
$0.17B
Q3 FY2025
Jul 28, 2025Miss
EPS Actual
-$0.16
EPS Est.
$0.04
EPS Surpr.
-536.3%
Revenue
$0.04B
Q2 FY2025
Apr 28, 2025Miss
EPS Actual
-$0.15
EPS Est.
-$0.07
EPS Surpr.
-125.0%
Revenue
$0.04B
Q1 FY2025
Jan 27, 2025Miss
EPS Actual
-$0.27
EPS Est.
-$0.22
EPS Surpr.
-22.7%
Revenue
$0.04B
Q4 FY2024
Oct 29, 2024Miss
EPS Actual
-$0.32
EPS Est.
-$0.24
EPS Surpr.
-32.0%
Revenue
$0.14B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.32 | $0.32 | $0.33 | 1 |
| Q3 FY2027 | $0.31 | $0.31 | $0.31 | 1 |
| Q2 FY2027 | $0.29 | $0.29 | $0.30 | 1 |
| Q1 FY2027 | $0.28 | $0.28 | $0.28 | 1 |
| Q4 FY2026 | $0.29 | $0.29 | $0.29 | 1 |
| Q3 FY2026 | $0.27 | $0.27 | $0.27 | 2 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q3 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q2 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q1 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q4 FY2026 | $0.2B | $0.2B | $0.2B | 1 |
| Q3 FY2026 | $0.2B | $0.2B | $0.2B | 2 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q2 FY2026 | Apr 30, 2026 | -19.2% | $15.18 | $14.77 | -2.70% |
| ▲ Q1 FY2026 | Jan 30, 2026 | +115.4% | $15.17 | $14.99 | -1.19% |
| ▲ Q4 FY2025 | Oct 30, 2025 | +966.7% | $13.44 | $13.62 | +1.34% |
| ▼ Q3 FY2025 | Jul 28, 2025 | -536.3% | $13.25 | $13.18 | -0.53% |
| ▼ Q2 FY2025 | Apr 28, 2025 | -125.0% | $11.17 | $11.10 | -0.63% |
| ▼ Q1 FY2025 | Jan 27, 2025 | -22.7% | $10.17 | $10.43 | +2.56% |
| ▼ Q4 FY2024 | Oct 29, 2024 | -32.0% | $14.29 | $13.92 | -2.59% |
| ▲ Q3 FY2024 | Jul 29, 2024 | +11.5% | $13.99 | $13.87 | -0.86% |
Q2 FY2026-2.70%
Report Date
Apr 30, 2026
EPS Beat/Miss
-19.2%
Price Before
$15.18
Price After
$14.77
Q1 FY2026-1.19%
Report Date
Jan 30, 2026
EPS Beat/Miss
+115.4%
Price Before
$15.17
Price After
$14.99
Q4 FY2025+1.34%
Report Date
Oct 30, 2025
EPS Beat/Miss
+966.7%
Price Before
$13.44
Price After
$13.62
Q3 FY2025-0.53%
Report Date
Jul 28, 2025
EPS Beat/Miss
-536.3%
Price Before
$13.25
Price After
$13.18
Q2 FY2025-0.63%
Report Date
Apr 28, 2025
EPS Beat/Miss
-125.0%
Price Before
$11.17
Price After
$11.10
Q1 FY2025+2.56%
Report Date
Jan 27, 2025
EPS Beat/Miss
-22.7%
Price Before
$10.17
Price After
$10.43
Q4 FY2024-2.59%
Report Date
Oct 29, 2024
EPS Beat/Miss
-32.0%
Price Before
$14.29
Price After
$13.92
Q3 FY2024-0.86%
Report Date
Jul 29, 2024
EPS Beat/Miss
+11.5%
Price Before
$13.99
Price After
$13.87
Avg Beat Reaction-0.24%
Avg Miss Reaction-0.78%
Beat Rate3 / 8 quarters
Largest Move-2.70% (Q2 FY2026)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: MCHB ends December
Mechanics Bank (MCHB) most recently reported earnings on April 30, 2026 for Q2 FY2026, posting EPS of $0.21 — missing the analyst consensus of $0.26 by -19.2%. The next MCHB earnings date is expected around September 1, 2026.
Each quarter, investors track MCHB earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. MCHB revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
MCHB's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
MCHB earnings · 5 questionsMechanics Bank's next earnings report is expected around September 1, 2026. MCHB typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; MCHB historically reports after market close (AMC).
MCHB earnings datewhen is MCHB earningsMCHB next earnings datewhen does MCHB report earningsMCHB earnings calendar
▸ Source: FMP · Mechanics Bank SEC filings · US GAAP · Mechanics Bank SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026