Old Point Financial Corporation
OPOFNASDAQFinancial Services
$42.10
+$0.94(+2.28%)
Market Cap$214802620
P/E Ratio—
52W High$42.68
52W Low$17.02
Old Point Financial Corporation (OPOF) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · OPOF · as of 2026-06-09
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2024-12 | 2023-12 | 2022-12 | 2021-12 | 2020-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $85.82M | $80.28M | $59.86M | $57.14M | $53.79M |
| Cost of Revenue | $24.90M | $21.03M | $5.31M | $4.25M | $6.29M |
| Gross Profit | $60.91M | $59.25M | $54.55M | $52.88M | $47.50M |
| Gross Margin %(computed) | 70.98% | 73.81% | 91.13% | 92.56% | 88.30% |
| Operating Expenses | |||||
| R&D Expenses | $0.00M | $0.00M | $0.00M | $0.00M | $0.00M |
| G&A Expenses | $31.71M | $32.27M | $28.05M | $26.08M | $26.17M |
| Total Operating Expenses | $49.51M | $50.19M | $43.58M | $43.15M | $41.59M |
| Operating Income | $11.40M | $9.06M | $10.58M | $9.74M | $5.91M |
| Operating Margin %(computed) | 13.29% | 11.29% | 17.68% | 17.04% | 10.99% |
| Interest Income | $72.10M | $66.30M | $47.96M | $42.18M | $39.88M |
| Interest Expense | $24.19M | $18.43M | $3.60M | $3.46M | $5.29M |
| Income Before Tax | $11.40M | $9.06M | $10.58M | $9.74M | $5.91M |
| Income Tax Expense | $1.90M | $1.33M | $1.47M | $1.30M | $0.52M |
| Net Income | $9.51M | $7.73M | $9.11M | $8.44M | $5.39M |
| Net Margin %(computed) | 11.08% | 9.63% | 15.22% | 14.77% | 10.02% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $1.88 | $1.54 | $1.80 | $1.61 | $1.03 |
| Wtd Avg Shares | 5.06M | 5.03M | 5.07M | 5.24M | 5.22M |
| EBITDA | $13.94M | $11.64M | $13.01M | $12.17M | $8.44M |
| EBITDA Margin %(computed) | 16.24% | 14.50% | 21.73% | 21.31% | 15.68% |
Data source: Financial Modeling Prep · Last updated: 2026-06-09 · USD · M
Explore more Old Point Financial Corporation data
About Old Point Financial Corporation (OPOF) Income Statement
Old Point Financial Corporation (OPOF) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2024, OPOF reported revenue of $0.09B, gross profit of $0.06B (gross margin 70.98%), and net income of $0.01B — a net profit margin of 11.08%.
Frequently asked questions
OPOF · 4 questionsOld Point Financial Corporation (OPOF) reported revenue of $0.09B for 2024, up 6.9% year-over-year.
OPOF revenueOPOF salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-09