Old Point Financial Corporation

OPOFNASDAQFinancial Services

$42.10

+$0.94(+2.28%)

Market Cap$214802620

P/E Ratio—

52W High$42.68

52W Low$17.02

Avg Volume39K

Open$42.10

Beta-0.30

Net Income Financials Revenue

Old Point Financial Corporation (OPOF) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

OPOF · net income · updated Jun 9, 2026

Core profitability metrics

OPOF · net income · margin · TTM · CAGR

Net income was $9.5M for FY2024 (fiscal year ending 2024-12-31), up 23.0% year-over-year. Net profit margin was 11.1%. Based on available data, Old Point Financial Corporation has been profitable since at least 2010.

FY2024 Net Income$9.5M▲ +23.0% YoY

Trailing 12M (TTM)$8.7Mtrailing 4 quarters sum

Net Profit Margin11.1%$9.5M ÷ $85.8M

YoY Change+23.0%—

5-Year CAGR+3.9%FY2020 → FY2024

FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /income-statement · US GAAP · USDUpdated: Jun 9, 2026

Annual net income history

Net Income (bars) · Net Profit Margin % (line)

Net IncomeNet LossNet Margin %★ First Profit: 2010

▸ FMP /income-statement · Annual · OPOF net income history · OPOF profit margin

Annual net income data

OPOF · net income history · annual / quarterly

Fiscal YearNet IncomeYoY ChangeNet MarginRevenue

FY2024$9.5M▲ +23.0%11.1%$85.8M

FY2023$7.7M▼ 15.1%9.6%$80.3M

FY2022$9.1M▲ +7.9%15.2%$59.9M

FY2021$8.4M▲ +56.6%14.8%$57.1M

FY2020$5.4M▼ 31.4%10.0%$53.8M

Net income vs peers (Financial Services)

OPOF vs peers · net income

#CompanyNet IncomeYoYNet MarginRelative

Old Point Financial CorporationYOU

OPOF

$9.5M+23.0%11.1%

Berkshire Hathaway Inc.

BRK-B

$66.97B-24.8%18.0%

100%

Berkshire Hathaway Inc.

Mastercard Incorporated

$14.97B+16.3%45.6%

22%

Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

Old Point Financial Corporation (OPOF) reported net income of $9.5M for FY2024 (fiscal year ending 2024-12-31), up 23.0% year-over-year. The net profit margin was 11.1% — meaning the company kept $0.11 of every dollar of revenue as profit.

Based on available data, Old Point Financial Corporation has been profitable since at least 2010. Net income reached a peak of $9.5M in FY2024. Data available for 15 fiscal years.

Old Point Financial Corporation's net profit margin was 11.1% for FY2024, based on the latest annual results.

Investors sometimes search for "Old Point Financial Corporation net worth" — the company's market capitalization is a separate figure from OPOF net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Revenue Financial statements Earnings Forecast Price history Market cap Free cash flow

Frequently asked questions

OPOF net income · 5 questions

Old Point Financial Corporation is profitable. The company reported net income of $9.5M for FY2024, a net profit margin of 11.1%. Net income was up 23.0% year-over-year. Based on available data, Old Point Financial Corporation has been profitable since at least 2010.

is OPOF profitabledoes OPOF make a profitOPOF profitabilityOPOF profitable company

▸ Source: FMP /income-statement · GAAP · Old Point Financial Corporation · Old Point Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026