SHF Holdings, Inc.
SHF Holdings, Inc. (SHFS) Stock Ownership
Institutional vs insider vs public ownership from 13F and float data — top holders, activity, and insider trades below.
SEC 13F · FMP · SHFS · as of Sep 30, 2025
Ownership Breakdown
9
Institutional Holders
▼ 1 vs Q2
$1.93M
Total Inst. Value
▲ $1.00M vs Q2
2.92M
Shares Outstanding
freeFloat 65.84%
268,861
13F Shares Held
▼ 156,480 vs Q2
Institutional ownership = 13F shares ÷ total outstanding. Insider % = 100 − free float. Public % = free float − institution %. Data: FMP /symbol-positions-summary + /shares-float + SEC EDGAR.
Top Institutional Holders
SHFS largest shareholders · institutional ownership
Q3 2025 · SEC 13F
Showing top 10 holders
| Holder | Shares | % Owned | Weight | Value | Reported | Change |
|---|---|---|---|---|---|---|
M3F, INC. finance services | 111.9K | 3.85% | 3.85% | $802.00M | Nov 12, 2025 | ▼ 166.4K |
BLUE OWL CAPITAL HOLDINGS LP finance services | 75.9K | 2.61% | 2.61% | $543.42M | Nov 12, 2025 | — held |
VANGUARD GROUP INC finance services | 46.3K | 1.59% | 1.59% | $331.39M | Nov 7, 2025 | ▲ 18.0K |
GEODE CAPITAL MANAGEMENT, LLC finance services | 13.7K | 47.11% | 47.11% | $98.08M | Nov 12, 2025 | — held |
SJS INVESTMENT CONSULTING INC. finance services | 11.3K | 38.91% | 38.91% | $81.00M | Oct 21, 2025 | — held |
TD WATERHOUSE CANADA INC. finance services | 5.0K | 17.20% | 17.20% | $37.05M | Nov 3, 2025 | — held |
BANK OF AMERICA CORP /DE/ finance services | 3.9K | 13.44% | 13.44% | $27.97M | Feb 3, 2026 | ▲ 3.9K |
TOWER RESEARCH CAPITAL LLC (TRC) finance services | 592 | 2.04% | 2.04% | $4.24M | Nov 14, 2025 | ▼ 1.3K |
UBS GROUP AG finance services | 229 | 0.79% | 0.79% | $1.64M | Nov 13, 2025 | ▲ 229 |
FORTITUDE FAMILY OFFICE, LLC finance services | 0 | 0.00% | 0.00% | $0 | Oct 17, 2025 | EXIT |
Data from SEC Form 13F filings. Ownership bar normalised to largest holder. Change flags: isNew / isSoldOut / changeInSharesNumber (FMP extract-analytics/holder).
Institutional Activity
Q3 2025 vs prior quarter
Q3 2025
3
Increased
+22.1K shares0
New Positions
first time holders2
Decreased
−167.7K shares2
Sold Out
fully exitedNet shares change (top 50)
145.6K
+22.1K / −167.7K
Net new holders
-1
0 new / 2 exited
Based on top 50 institutional holders by position size. Fields: isNew, isSoldOut, changeInSharesNumber (FMP extract-analytics/holder, limit=50).
Insider Buying vs Selling
SHFS insider trading · insider activity
Source: SEC Form 4
Insiders have been net buyers of shares recently. Selling may be driven by pre-scheduled Rule 10b5-1 plans rather than negative sentiment.
7
Buy transactions
0
Sell transactions
0.00
Buy/Sell ratio
$0M
Total disposed
Recent Insider Transactions
Showing 10 most recent · Common Stock only
| Name · Role | Date | Type | Shares | Price | Value | After Trans. | Filing |
|---|---|---|---|---|---|---|---|
Kay Jeffrey R. Chief Marketing Officer | Sep 30, 2025 | Purchase | 4,057 | $7.76 | $31.5K | 4.1K | Form 4 ↗ |
Kay Jeffrey R. Chief Marketing Officer | Sep 30, 2025 | Purchase | 63 | $7.76 | $489.157 | 63 | Form 4 ↗ |
Kay Jeffrey R. Chief Marketing Officer | Dec 10, 2025 | J-Other | 1 | $7.76 | $7.764 | 62 | Form 4 ↗ |
Kay Jeffrey R. Chief Marketing Officer | Dec 31, 2025 | J-Other | 1 | $7.76 | $7.764 | 61 | Form 4 ↗ |
Mendez Terrance Elliot Director, CEO and CFO | Sep 30, 2025 | Award | 91,751 | $2.40 | $220.2K | 91.8K | Form 4 ↗ |
Mendez Terrance Elliot Director, CEO and CFO | Sep 30, 2025 | Purchase | 8,050 | $7.76 | $62.5K | 8.1K | Form 4 ↗ |
Mendez Terrance Elliot Director, CEO and CFO | Sep 30, 2025 | Purchase | 125 | $7.76 | $970.55 | 125 | Form 4 ↗ |
Mendez Terrance Elliot Director, CEO and CFO | Dec 10, 2025 | J-Other | 1 | $7.76 | $7.764 | 124 | Form 4 ↗ |
Mendez Terrance Elliot Director, CEO and CFO | Dec 31, 2025 | J-Other | 1 | $7.76 | $7.764 | 123 | Form 4 ↗ |
Regan Michael Chief Inv. & Strat. Officer | Sep 30, 2025 | Award | 45,875 | $2.40 | $110.1K | 45.9K | Form 4 ↗ |
Source: /insider-trading/search (FMP stable). Buy/Sell direction: acquisitionOrDisposition A=Buy, D=Sell. RSU vesting (M-Exempt) excluded from sentiment bar. All data from SEC EDGAR public filings.
About institutional & insider ownership
SHF Holdings, Inc. (SHFS) is primarily owned by institutional investors, who hold approximately 9.2% of total shares outstanding. Company insiders own approximately 34.16%, while retail and public investors account for the remaining 56.64%.
The largest institutional shareholder of SHF Holdings, Inc. is M3F, INC., holding approximately 111,943 shares — equal to 3.85% of outstanding shares — as of September 30, 2025.
A total of 9 institutional investors currently hold SHFS stock, with a combined institutional value of approximately $1,926,799 as of the most recent 13F filing period.
Frequently asked questions
SHFS ownershipSHF Holdings, Inc. (SHFS) is primarily owned by institutional investors, who hold approximately 9.2% of shares. The largest shareholder is M3F, INC. with a 3.85% stake. Company insiders hold 34.16%. Data sourced from SEC Form 13F as of September 30, 2025.