Companies: 10,795·Total market cap: $144.5T
Summit Financial Group, Inc.

Summit Financial Group, Inc.

SMMFNASDAQFinancial Services
$25.70
$-0.66(-2.50%)
Market Cap$377448190
P/E Ratio
52W High$31.49
52W Low$17.06

Summit Financial Group, Inc. (SMMF) PE Ratio — Current & Historical Data

Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.

smmf · pe ratio · data through Dec 31, 2023

Core PE Ratio Metrics

Trailing 12 months · TTM

The price-to-earnings (P/E) ratio for Summit Financial Group, Inc. (SMMF) measures how much investors pay for each dollar of the company's trailing earnings. SMMF's current PE ratio of 6.61x is calculated by dividing its stock price of $25.70 by its TTM earnings per share of $3.89. −20.2% discount vs 5Y avg 8.3x

6.61x
P/E Ratio (TTM)20.2%

Source: FMP · /ratios-ttm · /analyst-estimates · 2023-12-31

Forward P/E
6.42x
FY2025 est. EPS $4.00
Based on 1 analyst
EPS (TTM)
$3.89
TTM · diluted EPS
PEG Ratio
-0.75
Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Summit Financial Group, Inc. SEC 10-K & 10-Q filings · US GAAPUpdated: 2026-06-09

PE Ratio History

2004 – 2023 · Annual
PE Ratio (TTM)
5Y Avg 8.3x
EPS (Annual)

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)

Historical PE Range

Past 18 fiscal years · Front-end computed
Average
13.1x
18-yr mean
Median
9.6x
18-yr midpoint
Minimum
5.4x
Lowest year
Maximum
31.7x
Highest year
6.6x ← Now
5.4x
Min
Q1 · 25%9.6x
Median
Q3 · 75%31.7x
Max
Historically Low

At 6.61x, SMMF's current P/E is lower than in 11% of its annual fiscal year readings over the past 18 years — historically low.

11th percentileHigher than 2 of 18 historical fiscal year readings

Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.

PE Ratio vs Peers

Banks - Regional · 6 peers · Annual PE
CompanyMarket CapPE (Annual)vs AvgEPS (TTM)
Summit Financial Group, Inc.
Summit Financial Group, Inc.You
SMMF
$377M6.61x-33.4%$3.89
CapStar Financial Holdings, Inc.
CapStar Financial Holdings, Inc.
CSTR
$419M13.29x+34.0%$1.41
Central Valley Community Bancorp
Central Valley Community Bancorp
CVCY
$235M8.87x-10.5%$2.01
First Republic Bank
First Republic Bank
FRC
$654M13.25x+33.6%$9.20
Luther Burbank Corporation
Luther Burbank Corporation
LBC
$467M7.03x-29.1%$1.58
Merchants Bancorp
Merchants Bancorp
MBIN
$2.3B7.14x-28.0%$4.77
Silvergate Capital Corporation
Silvergate Capital Corporation
SI-PA
$315MN/A-$29.73
Industry Average
5 peers with valid PE
9.92xbaseline

* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio

Annual PE Ratio History

Showing 10 of 20 years
Fiscal Year EndPE RatioEPS (TTM)YoY ChangePE vs Max
2023-12-31Latest
FY2023
7.89x$3.89+32.2%
2022-12-31
FY2022
5.97x$4.17-23.2%
2021-12-31
FY2021
7.77x$3.53-14.8%
2020-12-31
FY2020
9.12x$2.42-14.3%
2019-12-31
FY2019
10.64x$2.55+25.1%
2018-12-31
FY2018
8.51x$2.27-67.7%
2017-12-31
FY2017
26.33x$1.00+54.7%
2016-12-31
FY2016
17.01x$1.62+124.0%
2015-12-31
FY2015
7.60x$1.56-12.1%
2014-12-31
FY2014
8.65x$1.38-13.6%

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API

About PE Ratio & Methodology

The price-to-earnings (P/E) ratio for Summit Financial Group, Inc. (SMMF) measures how much investors pay for each dollar of the company's trailing earnings. SMMF's current PE ratio of 6.61x is calculated by dividing its stock price of $25.70 by its TTM earnings per share of $3.89.

PE Ratio = Stock Price ÷ EPS (TTM)
= $25.70 ÷ $3.89 = 6.61x
TTMTrailing Twelve Months — sum of the most recent 4 quarterly EPS figures
Forward PEStock price ÷ analyst consensus EPS estimate for the next fiscal year
PEGPE ÷ earnings growth rate — values below 1.0 suggest growth may justify the premium
Figures tie to SEC 10-K/10-Q and FMP ratio endpoints where noted.

Frequently asked questions

SMMF pe ratio · 6 questions

SMMF's current PE ratio is 6.61x as of 2026-06-09, based on a stock price of $25.70 and TTM EPS of $3.89. Data sourced from Financial Modeling Prep via SMMF's SEC 10-K and 10-Q filings.

SMMF PE ratioWhat is SMMF PE ratioCurrent PE ratio of SMMFSMMF PE ratio today

Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Summit Financial Group, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-09