First Financial Corporation

THFFNASDAQFinancial Services● Active

$73.55

+$1.87(+2.61%)

Market Cap$874648951

P/E Ratio—

52W High$72.47

52W Low$49.72

Avg Volume80K

Open$72.54

Beta0.43

Free Cash Flow Financials Revenue

First Financial Corporation (THFF) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

THFF · free cash flow · updated Jun 9, 2026

Core FCF metrics

THFF · FCF · TTM · margin & CAGR

Free cash flow was $86.4M for FY2025 (fiscal year ending 2025-12-31), up 59.3% year-over-year The FCF margin was 26.5%. Five-year CAGR stands at +3.3%.

FY2025 Free Cash Flow$86.4M▲ +59.3% YoY

Trailing 12M (TTM)$90.7Mtrailing 4 quarters sum

FCF Margin26.5%$86.4M ÷ revenue

3-Year CAGR+3.8%FY2022 → FY2025

5-Year CAGR+3.3%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

THFF · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$90.4M(4M)$86.4M▲ +59.3%26.5%

FY2024$60.4M(6M)$54.3M▼ 31.8%17.6%

FY2023$86.1M(7M)$79.5M▲ +2.8%29.3%

FY2022$78.8M(1M)$77.4M▲ +51.0%33.6%

FY2021$55.1M(4M)$51.2M▼ 30.3%26.4%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

THFF · P/FCF · FCF yield · FCF per share

First Financial Corporation (THFF) trades at a FCF yield of 10.63% and a price-to-free-cash-flow ratio of 9.6x. FCF per share stands at $7.65, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

10.63%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$7.65

TTM FCF ÷ Shares Outstanding

Price / FCF

x9.6

Share Price ÷ FCF per Share

EV / FCF (TTM)

x14.5

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

THFF · cash flow statement · operating / investing / financing

For FY2025, First Financial Corporation generated $90.4M in operating cash flow and spent 4M in capital expenditures, yielding $86.4M in free cash flow.

Operating Activities

+$90.4M

Cash from core business operations

2025-12-31

Investing Activities

−$126.2M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$72.6M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($90.4M) − |CapEx| (4M) = FCF ($86.4M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

THFF vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

First Financial CorporationYOU

THFF

$86.4M+59.3%26.5%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

First Financial Corporation (THFF) reported free cash flow of $86.4M for FY2025 (fiscal year ending 2025-12-31), up 59.3% year-over-year. The FCF margin was 26.5%.

Based on available data, First Financial Corporation has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $86.4M in FY2025. The 5-year CAGR stands at +3.3%.

First Financial Corporation's FCF yield is 10.63% and price-to-FCF ratio is 9.6x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

THFF free cash flow · 8 questions

First Financial Corporation free cash flow was $86.4M for FY2025, up 59.3% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $90.7M.

THFF free cash flowTHFF FCFTHFF FCF 2025THFF free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · First Financial Corporation · First Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026