Companies: 10,795·Total market cap: $144.5T
University Bancorp, Inc.

University Bancorp, Inc.

UNIBOTCFinancial Services● Active
$21.65
+$0.00(+0.00%)
Market Cap$112599485
P/E Ratio
52W High$24.61
52W Low$15.5

University Bancorp, Inc. (UNIB) PE Ratio — Current & Historical Data

Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.

unib · pe ratio · data through Dec 31, 2025

Core PE Ratio Metrics

Trailing 12 months · TTM

The price-to-earnings (P/E) ratio for University Bancorp, Inc. (UNIB) measures how much investors pay for each dollar of the company's trailing earnings. UNIB's current PE ratio of 12.40x is calculated by dividing its stock price of $21.65 by its TTM earnings per share of $1.75. +4.8% elevated vs 5Y avg 11.8x

12.40x
P/E Ratio (TTM)+4.8%

Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31

Forward P/E
N/A
EPS (TTM)
$1.75
TTM · diluted EPS
PEG Ratio
0.12
Below 1.0 · Growth adjusted
Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · University Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAPUpdated: 2026-06-09

PE Ratio History

2001 – 2025 · Annual
PE Ratio (TTM)
5Y Avg 11.8x
EPS (Annual)

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)

Historical PE Range

Past 17 fiscal years · Front-end computed
Average
14.4x
17-yr mean
Median
9.6x
17-yr midpoint
Minimum
1.9x
Lowest year
Maximum
54.2x
Highest year
12.4x ← Now
1.9x
Min
Q1 · 25%9.6x
Median
Q3 · 75%54.2x
Max
Within Historical Range

At 12.40x, UNIB's current P/E is within its average historical range over the past 17 fiscal years.

71th percentileHigher than 12 of 17 historical fiscal year readings

Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.

PE Ratio vs Peers

Banks - Regional · 6 peers · Annual PE
CompanyMarket CapPE (Annual)vs AvgEPS (TTM)
University Bancorp, Inc.
University Bancorp, Inc.You
UNIB
$113M12.40x+45.6%$1.75
BEO Bancorp
BEO Bancorp
BEOB
$133M8.18x-4.0%$13.20
Bank of South Carolina Corporation
Bank of South Carolina Corporation
BKSC
$84M11.24x+31.9%$1.40
Boyle Bancorp, Inc.
Boyle Bancorp, Inc.
BYLB
$102M7.42x-12.9%$15.47
Coastal Carolina Bancshares, Inc.
Coastal Carolina Bancshares, Inc.
CCNB
$101M7.51x-11.9%$1.73
CNB Community Bancorp, Inc.
CNB Community Bancorp, Inc.
CNBB
$99M7.69x-9.8%$5.86
Crystal Valley Financial Corporation
Crystal Valley Financial Corporation
CYVF
$98M9.10x+6.8%$8.22
Industry Average
6 peers with valid PE
8.52xbaseline

* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio

Annual PE Ratio History

Showing 10 of 20 years
Fiscal Year EndPE RatioEPS (TTM)YoY ChangePE vs Max
2025-12-31Latest
FY2025
11.12x$1.75+36.4%
2024-12-31
FY2024
8.15x$2.02-40.3%
2023-12-31
FY2023
13.65x$1.10-37.9%
2022-12-31
FY2022
21.99x$0.77+412.2%
2021-12-31
FY2021
4.29x$5.25+86.2%
2020-12-31
FY2020
2.31x$5.45-80.1%
2019-12-31
FY2019
11.60x$0.70-44.8%
2018-12-31
FY2018
20.99x$0.43+128.0%
2017-12-31
FY2017
9.21x$0.99-4.6%
2016-12-31
FY2016
9.65x$0.75-8.4%

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API

About PE Ratio & Methodology

The price-to-earnings (P/E) ratio for University Bancorp, Inc. (UNIB) measures how much investors pay for each dollar of the company's trailing earnings. UNIB's current PE ratio of 12.40x is calculated by dividing its stock price of $21.65 by its TTM earnings per share of $1.75.

PE Ratio = Stock Price ÷ EPS (TTM)
= $21.65 ÷ $1.75 = 12.40x
TTMTrailing Twelve Months — sum of the most recent 4 quarterly EPS figures
Forward PEStock price ÷ analyst consensus EPS estimate for the next fiscal year
PEGPE ÷ earnings growth rate — values below 1.0 suggest growth may justify the premium
Figures tie to SEC 10-K/10-Q and FMP ratio endpoints where noted.

Frequently asked questions

UNIB pe ratio · 6 questions

UNIB's current PE ratio is 12.40x as of 2026-06-09, based on a stock price of $21.65 and TTM EPS of $1.75. Data sourced from Financial Modeling Prep via UNIB's SEC 10-K and 10-Q filings.

UNIB PE ratioWhat is UNIB PE ratioCurrent PE ratio of UNIBUNIB PE ratio today

Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · University Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-09