Companies: 10,795·Total market cap: $144.5T
Ally Financial Inc.

Ally Financial Inc.

ALLYNYSEFinancial Services● Active
$42.77
+$0.36(+0.85%)
Market Cap$13.1B
P/E Ratio—
52W High$47.27
52W Low$34.735
Overview

Ally Financial Inc. (ALLY) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

ALLY · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$10.03B▼ -65.8% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$10.03B
cashAndCashEquivalents
Short-Term Investments
$0
shortTermInvestments
YoY Change vs Prior Year
-65.8%
vs prior fiscal year
Latest Quarter
$29.06B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$10.03BCash on Hand
Total Debt$21.77BTotal Debt
Net Cash / Net Debt−$11.73BNet Debt Position
Cash vs Debt Ratio
Cash 32%Debt 68%

Ally Financial Inc. carries a net debt position of $11.73B. Total debt ($21.77B) exceeds cash on hand ($10.03B). Ally Financial Inc. cash vs debt ratio: 32% cash / 68% debt.

Net Cash = Cash & ST Investments − Total Debt$10.03B − $21.77B = −$11.73B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
ALLY annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$10.03B-65.8%
Dec 31, 2024$29.30B+9.9%
Dec 31, 2023$26.66B-14.6%
Dec 31, 2022$31.21B-18.8%
Dec 31, 2021$38.45B-15.1%
ALLY cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.8%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.4%#3
Visa Inc.
Visa Inc.
V
$21.99B3.5%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
Ally Financial Inc.
Ally Financial Inc.YOU
ALLY
$10.03B76.5%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Ally Financial Inc. (ALLY) cash on hand as of December 31, 2025 is $10.03B, comprising $10.03B in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as Ally Financial Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Ally Financial Inc. cash reserves or cash position.

Ally Financial Inc. annual cash on hand history shows decreased -65.8% in 2025: decreased -65.8% in 2025. Ally Financial Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Ally Financial Inc. carries total debt of $21.77B against cash of $10.03B, resulting in a net debt position of -$11.73B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

ALLY cash on hand · 5 questions

As of December 31, 2025, Ally Financial Inc. (ALLY) has $10.03B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $10.03B in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $29.06B. Data sourced from the annual 10-K filing via FMP.

ALLY cash on handALLY cash reservesALLY cash 2025how much cash does ALLY have

▸ Source: FMP /balance-sheet-statement · US GAAP · Ally Financial Inc. · Ally Financial Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025