AmeriServ Financial, Inc.
ASRVNASDAQFinancial Services● Active
$3.69
+$0.01(+0.27%)
Market Cap$62598145
P/E Ratio—
52W High$4.04
52W Low$2.64
AmeriServ Financial, Inc. (ASRV) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · ASRV · as of 2026-06-09
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $88.34M | $84.48M | $77.25M | $65.75M | $64.43M |
| Cost of Revenue | $33.21M | $31.34M | $32.27M | $8.54M | $8.69M |
| Gross Profit | $55.13M | $53.14M | $44.98M | $57.20M | $55.74M |
| Gross Margin %(computed) | 62.41% | 62.90% | 58.23% | 87.00% | 86.52% |
| Operating Expenses | |||||
| R&D Expenses | $0.00M | $0.00M | $0.00M | $0.00M | $0.00M |
| G&A Expenses | $33.48M | $29.41M | $30.34M | $29.01M | $28.50M |
| Total Operating Expenses | $48.34M | $48.74M | $49.37M | $48.00M | $46.97M |
| Operating Income | $6.80M | $4.40M | ($4.39M) | $9.20M | $8.77M |
| Operating Margin %(computed) | 7.69% | 5.21% | -5.68% | 13.99% | 13.62% |
| Interest Income | $71.35M | $66.50M | $60.86M | $49.06M | $46.67M |
| Interest Expense | $29.09M | $30.46M | $24.84M | $8.49M | $7.59M |
| Income Before Tax | $6.80M | $4.40M | ($4.39M) | $9.20M | $8.77M |
| Income Tax Expense | $1.18M | $0.80M | ($1.04M) | $1.75M | $1.70M |
| Net Income | $5.61M | $3.60M | ($3.35M) | $7.45M | $7.07M |
| Net Margin %(computed) | 6.35% | 4.26% | -4.33% | 11.33% | 10.98% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $0.34 | $0.21 | $-0.20 | $0.44 | $0.41 |
| Wtd Avg Shares | 16.52M | 16.80M | 17.14M | 17.11M | 17.07M |
| EBITDA | $6.80M | $6.48M | ($2.31M) | $11.30M | $10.81M |
| EBITDA Margin %(computed) | 7.69% | 7.67% | -3.00% | 17.18% | 16.78% |
Data source: Financial Modeling Prep · Last updated: 2026-06-09 · USD · M
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About AmeriServ Financial, Inc. (ASRV) Income Statement
AmeriServ Financial, Inc. (ASRV) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, ASRV reported revenue of $0.09B, gross profit of $0.06B (gross margin 62.41%), and net income of $0.01B — a net profit margin of 6.35%.
Frequently asked questions
ASRV · 4 questionsAmeriServ Financial, Inc. (ASRV) reported revenue of $0.09B for 2025, up 4.6% year-over-year.
ASRV revenueASRV salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-09