Companies: 10,795·Total market cap: $144.5T
Bank of America Corporation

Bank of America Corporation

BACNYSEFinancial Services● Active
$53.83
$-0.06(-0.11%)
Market Cap$382.0B
P/E Ratio—
52W High$57.55
52W Low$43.66
Overview

Bank of America Corporation (BAC) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

BAC · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$963.73B▲ +49.9% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$231.84B
cashAndCashEquivalents
Short-Term Investments
$731.89B
shortTermInvestments
YoY Change vs Prior Year
+49.9%
vs prior fiscal year
Latest Quarter
$249.87B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$963.73BCash on Hand
Total Debt$365.90BTotal Debt
Net Cash / Net Debt+$597.83BNet Cash Position
Cash vs Debt Ratio
Cash 72%Debt 28%

Bank of America Corporation has a net cash position of $597.83B, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$963.73B − $365.90B = +$597.83B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
BAC annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$963.73B+49.9%
Dec 31, 2024$642.92B+5.7%
Dec 31, 2023$608.07B+32.7%
Dec 31, 2022$458.25B-30.0%
Dec 31, 2021$654.54B+5.3%
BAC cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.8%
#2
Bank of America Corporation
Bank of America CorporationYOU
BAC
$963.73B252.3%
#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.4%#4
Visa Inc.
Visa Inc.
V
$21.99B3.5%#5
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Bank of America Corporation (BAC) cash on hand as of December 31, 2025 is $963.73B, comprising $231.84B in cash and cash equivalents (CCE) plus $731.89B in short-term investments — reported as Bank of America Corporation cash and short-term investments on the balance sheet (10-K filing). Also referred to as Bank of America Corporation cash reserves or cash position.

Bank of America Corporation annual cash on hand history shows increased +49.9% in 2025: increased +49.9% in 2025. Bank of America Corporation cash reserves in 2025 reflect the company's capital allocation strategy.

Bank of America Corporation carries total debt of $365.90B against cash of $963.73B, resulting in a net cash position of +$597.83B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

BAC cash on hand · 5 questions

As of December 31, 2025, Bank of America Corporation (BAC) has $963.73B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $231.84B in cash and cash equivalents (CCE) plus $731.89B in short-term investments. Latest quarter (March 31, 2026): $249.87B. Data sourced from the annual 10-K filing via FMP.

BAC cash on handBAC cash reservesBAC cash 2025how much cash does BAC have

▸ Source: FMP /balance-sheet-statement · US GAAP · Bank of America Corporation · Bank of America Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025