Companies: 10,795·Total market cap: $144.5T
Bank of the James Financial Group, Inc.

Bank of the James Financial Group, Inc.

BOTJNASDAQFinancial Services● Active
$23.64
+$0.70(+3.03%)
Market Cap$107404510
P/E Ratio—
52W High$29.79
52W Low$13
Overview

Bank of the James Financial Group, Inc. (BOTJ) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

BOTJ · net income · updated Jun 8, 2026

Core profitability metrics

Net income was $9.0M for FY2025 (fiscal year ending 2025-12-31), up 13.6% year-over-year. Net profit margin was 14.4%. Based on available data, Bank of the James Financial Group, Inc. has been profitable since at least 2011.

FY2025 Net Income$9.0M▲ +13.6% YoY
Trailing 12M (TTM)$11.0Mtrailing 4 quarters sum
Net Profit Margin14.4%$9.0M ÷ $62.5M
YoY Change+13.6%—
5-Year CAGR+12.6%FY2020 → FY2025
FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0
Source: FMP /income-statement · US GAAP · USDUpdated: Jun 8, 2026

Annual net income history

Net IncomeNet LossNet Margin %★ First Profit: 2011

▸ FMP /income-statement · Annual · BOTJ net income history · BOTJ profit margin

Annual net income data

Fiscal YearNet IncomeYoY ChangeNet Margin
FY2025$9.0M▲ +13.6%14.4%
FY2024$7.9M▼ 8.7%13.5%
FY2023$8.7M▼ 2.8%16.9%
FY2022$9.0M▲ +18.1%20.3%
FY2021$7.6M▲ +52.4%19.3%

Net income vs peers (Financial Services)

#CompanyNet IncomeYoY
#1
Bank of the James Financial Group, Inc.
Bank of the James Financial Group, Inc.YOU
BOTJ
$9.0M+13.6%
#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$66.97B-24.8%#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$66.97B-24.8%#4
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$57.05B-2.4%#5
Visa Inc.
Visa Inc.
V
$20.06B+1.6%#6
Mastercard Incorporated
Mastercard Incorporated
MA
$14.97B+16.3%
Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

Bank of the James Financial Group, Inc. (BOTJ) reported net income of $9.0M for FY2025 (fiscal year ending 2025-12-31), up 13.6% year-over-year. The net profit margin was 14.4% — meaning the company kept $0.14 of every dollar of revenue as profit.

Based on available data, Bank of the James Financial Group, Inc. has been profitable since at least 2011. Net income reached a peak of $9.0M in FY2025. Data available for 15 fiscal years.

Bank of the James Financial Group, Inc.'s net profit margin was 14.4% for FY2025, based on the latest annual results.

Investors sometimes search for "Bank of the James Financial Group, Inc. net worth" — the company's market capitalization is a separate figure from BOTJ net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.
RevenueFinancial statementsEarningsForecastPrice historyMarket capFree cash flow

Frequently asked questions

BOTJ net income · 5 questions

Bank of the James Financial Group, Inc. is profitable. The company reported net income of $9.0M for FY2025, a net profit margin of 14.4%. Net income was up 13.6% year-over-year. Based on available data, Bank of the James Financial Group, Inc. has been profitable since at least 2011.

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▸ Source: FMP /income-statement · GAAP · Bank of the James Financial Group, Inc. · Bank of the James Financial Group, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026