Ballston Spa Bancorp, Inc.
BSPAOTCFinancial Services● Active
$74.51
$-0.49(-0.65%)
Market Cap$55335820
P/E Ratio—
52W High$77.5
52W Low$61.5
Ballston Spa Bancorp, Inc. (BSPA) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · BSPA · as of 2026-06-09
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $44.18M | $43.50M | $35.69M | $27.84M | $26.44M |
| Cost of Revenue | $17.55M | $16.16M | $10.85M | $2.71M | $1.92M |
| Gross Profit | $26.63M | $27.34M | $24.83M | $25.13M | $24.52M |
| Gross Margin %(computed) | 60.27% | 62.85% | 69.59% | 90.27% | 92.75% |
| Operating Expenses | |||||
| R&D Expenses | $0.00M | $0.00M | $0.00M | $0.00M | $0.00M |
| G&A Expenses | $15.81M | $1.21M | $0.84M | $0.92M | $0.60M |
| Total Operating Expenses | $21.02M | $20.88M | $19.22M | $17.93M | $17.86M |
| Operating Income | $5.60M | $6.46M | $5.62M | $7.20M | $6.67M |
| Operating Margin %(computed) | 12.69% | 14.86% | 15.74% | 25.87% | 25.22% |
| Interest Income | $42.93M | $39.99M | $34.25M | $25.61M | $22.91M |
| Interest Expense | $16.92M | $16.16M | $10.85M | $2.71M | $1.92M |
| Income Before Tax | $5.60M | $6.46M | $5.62M | $7.20M | $6.67M |
| Income Tax Expense | $1.06M | $1.23M | $0.83M | $1.11M | $1.51M |
| Net Income | $4.54M | $5.23M | $4.78M | $6.09M | $5.14M |
| Net Margin %(computed) | 10.27% | 12.03% | 13.40% | 21.89% | 19.46% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $6.11 | $7.05 | $6.44 | $8.20 | $6.94 |
| Wtd Avg Shares | 0.74M | 0.74M | 0.74M | 0.74M | 0.74M |
| EBITDA | $6.36M | $7.05M | $6.20M | $7.78M | $7.37M |
| EBITDA Margin %(computed) | 14.40% | 16.21% | 17.37% | 27.94% | 27.87% |
Data source: Financial Modeling Prep · Last updated: 2026-06-09 · USD · M
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About Ballston Spa Bancorp, Inc. (BSPA) Income Statement
Ballston Spa Bancorp, Inc. (BSPA) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, BSPA reported revenue of $0.04B, gross profit of $0.03B (gross margin 60.27%), and net income of $0.00B — a net profit margin of 10.27%.
Frequently asked questions
BSPA · 4 questionsBallston Spa Bancorp, Inc. (BSPA) reported revenue of $0.04B for 2025, up 1.6% year-over-year.
BSPA revenueBSPA salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-09