Cathay General Bancorp

CATYNASDAQFinancial Services● Active

$58.22

+$0.04(+0.07%)

Market Cap$3.9B

P/E Ratio—

52W High$58.68

52W Low$42.01

Avg Volume484K

Open$58.18

Beta0.86

Overview

Cathay General Bancorp (CATY) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

CATY · free cash flow · updated Jun 8, 2026

Core FCF metrics

CATY · FCF · TTM · margin & CAGR

Free cash flow was $363.7M for FY2025 (fiscal year ending 2025-12-31), up 11.7% year-over-year The FCF margin was 26.3%. Five-year CAGR stands at +3.0%.

FY2025 Free Cash Flow$363.7M▲ +11.7% YoY

Trailing 12M (TTM)$357.2Mtrailing 4 quarters sum

FCF Margin26.3%$363.7M ÷ revenue

3-Year CAGR-7.8%FY2022 → FY2025

5-Year CAGR+3.0%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

CATY · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$368.6M(5M)$363.7M▲ +11.7%26.3%

FY2024$329.2M(4M)$325.5M▼ 14.6%23.4%

FY2023$384.7M(3M)$381.3M▼ 17.8%29.1%

FY2022$467.4M(3M)$464.0M▲ +40.4%51.1%

FY2021$334.3M(4M)$330.6M▲ +5.2%45.8%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

CATY · P/FCF · FCF yield · FCF per share

Cathay General Bancorp (CATY) trades at a FCF yield of 9.15% and a price-to-free-cash-flow ratio of 11.0x. FCF per share stands at $5.28, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

9.15%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$5.28

TTM FCF ÷ Shares Outstanding

Price / FCF

x11.0

Share Price ÷ FCF per Share

EV / FCF (TTM)

x11.0

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

CATY · cash flow statement · operating / investing / financing

For FY2025, Cathay General Bancorp generated $368.6M in operating cash flow and spent 5M in capital expenditures, yielding $363.7M in free cash flow.

Operating Activities

+$368.6M

Cash from core business operations

2025-12-31

Investing Activities

−$857.3M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

+$873.6M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($368.6M) − |CapEx| (5M) = FCF ($363.7M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

CATY vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Cathay General BancorpYOU

CATY

$363.7M+11.7%26.3%

Berkshire Hathaway Inc.

BRK-A

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Cathay General Bancorp (CATY) reported free cash flow of $363.7M for FY2025 (fiscal year ending 2025-12-31), up 11.7% year-over-year. The FCF margin was 26.3%.

Based on available data, Cathay General Bancorp has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $464.0M in FY2022. The 5-year CAGR stands at +3.0%.

Cathay General Bancorp's FCF yield is 9.15% and price-to-FCF ratio is 11.0x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

CATY free cash flow · 8 questions

Cathay General Bancorp free cash flow was $363.7M for FY2025, up 11.7% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $357.2M.

CATY free cash flowCATY FCFCATY FCF 2025CATY free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Cathay General Bancorp · Cathay General Bancorp SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026