Capital One Financial Corporation
COFNYSEFinancial Services● Active
$180.67
$-2.53(-1.38%)
Market Cap$112.4B
P/E Ratio—
52W High$259.64
52W Low$174.98
Capital One Financial Corporation (COF) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
COF · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 21, 2026EPS Actual
$4.42
Est. $4.50 · -1.8%
Revenue
$15.23B
Est. $15.35B · -0.8%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 21, 2026
After Market Close
▼ Miss EPS
COF reports quarterly as a NYSE-listed Financial - Credit Services company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 28, 2026 | $4.76 | — | — | — | $15.74B | — |
| ▼ Q2 FY2026 | Apr 21, 2026 | $4.50 | $4.42 | -1.8% | $15.23B | $15.35B | -0.8% |
| ▼ Q1 FY2026 | Jan 22, 2026 | $4.14 | $3.86 | -6.8% | $15.58B | $15.47B | +0.7% |
| ▲ Q4 FY2025 | Oct 21, 2025 | $4.49 | $5.95 | +32.5% | $15.36B | $15.07B | +1.9% |
| ▲ Q3 FY2025 | Jul 22, 2025 | $4.05 | $5.48 | +35.3% | $12.58B | $12.37B | +1.7% |
| ▲ Q2 FY2025 | Apr 22, 2025 | $3.64 | $4.06 | +11.5% | $10.00B | $10.06B | -0.6% |
| ▲ Q1 FY2025 | Jan 21, 2025 | $2.78 | $3.09 | +11.2% | $10.19B | $10.21B | -0.2% |
| ▲ Q4 FY2024 | Oct 24, 2024 | $3.76 | $4.51 | +19.9% | $10.01B | $9.88B | +1.4% |
Q3 FY2026
Jul 28, 2026
EPS Actual
—
EPS Est.
$4.76
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 21, 2026Miss
EPS Actual
$4.42
EPS Est.
$4.50
EPS Surpr.
-1.8%
Revenue
$15.23B
Q1 FY2026
Jan 22, 2026Miss
EPS Actual
$3.86
EPS Est.
$4.14
EPS Surpr.
-6.8%
Revenue
$15.58B
Q4 FY2025
Oct 21, 2025Beat
EPS Actual
$5.95
EPS Est.
$4.49
EPS Surpr.
+32.5%
Revenue
$15.36B
Q3 FY2025
Jul 22, 2025Beat
EPS Actual
$5.48
EPS Est.
$4.05
EPS Surpr.
+35.3%
Revenue
$12.58B
Q2 FY2025
Apr 22, 2025Beat
EPS Actual
$4.06
EPS Est.
$3.64
EPS Surpr.
+11.5%
Revenue
$10.00B
Q1 FY2025
Jan 21, 2025Beat
EPS Actual
$3.09
EPS Est.
$2.78
EPS Surpr.
+11.2%
Revenue
$10.19B
Q4 FY2024
Oct 24, 2024Beat
EPS Actual
$4.51
EPS Est.
$3.76
EPS Surpr.
+19.9%
Revenue
$10.01B
Analyst Estimates
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $7.05 | $7.29 | $7.47 | 5 |
| Q3 FY2028 | $7.31 | $7.56 | $7.75 | 5 |
| Q2 FY2028 | $5.96 | $6.17 | $6.32 | 5 |
| Q1 FY2028 | $6.03 | $6.24 | $6.39 | 5 |
| Q4 FY2027 | $5.77 | $5.97 | $6.11 | 4 |
| Q3 FY2027 | $6.58 | $6.81 | $6.97 | 4 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $18.3B | $18.8B | $19.2B | 3 |
| Q3 FY2028 | $17.9B | $18.4B | $18.7B | 5 |
| Q2 FY2028 | $17.3B | $17.8B | $18.1B | 3 |
| Q1 FY2028 | $17.0B | $17.4B | $17.8B | 3 |
| Q4 FY2027 | $17.0B | $17.5B | $17.8B | 4 |
| Q3 FY2027 | $16.7B | $17.1B | $17.5B | 5 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q2 FY2026 | Apr 21, 2026 | -1.8% | $205.71 | $202.50 | -1.56% |
| ▼ Q1 FY2026 | Jan 22, 2026 | -6.8% | $231.01 | $235.07 | +1.76% |
| ▲ Q4 FY2025 | Oct 21, 2025 | +32.5% | $214.87 | $217.05 | +1.01% |
| ▲ Q3 FY2025 | Jul 22, 2025 | +35.3% | $215.88 | $217.42 | +0.71% |
| ▲ Q2 FY2025 | Apr 22, 2025 | +11.5% | $165.16 | $170.20 | +3.05% |
| ▲ Q1 FY2025 | Jan 21, 2025 | +11.2% | $190.97 | $193.21 | +1.17% |
| ▲ Q4 FY2024 | Oct 24, 2024 | +19.9% | $154.25 | $153.26 | -0.64% |
| ▼ Q3 FY2024 | Jul 23, 2024 | -7.4% | $145.11 | $145.50 | +0.27% |
Q2 FY2026-1.56%
Report Date
Apr 21, 2026
EPS Beat/Miss
-1.8%
Price Before
$205.71
Price After
$202.50
Q1 FY2026+1.76%
Report Date
Jan 22, 2026
EPS Beat/Miss
-6.8%
Price Before
$231.01
Price After
$235.07
Q4 FY2025+1.01%
Report Date
Oct 21, 2025
EPS Beat/Miss
+32.5%
Price Before
$214.87
Price After
$217.05
Q3 FY2025+0.71%
Report Date
Jul 22, 2025
EPS Beat/Miss
+35.3%
Price Before
$215.88
Price After
$217.42
Q2 FY2025+3.05%
Report Date
Apr 22, 2025
EPS Beat/Miss
+11.5%
Price Before
$165.16
Price After
$170.20
Q1 FY2025+1.17%
Report Date
Jan 21, 2025
EPS Beat/Miss
+11.2%
Price Before
$190.97
Price After
$193.21
Q4 FY2024-0.64%
Report Date
Oct 24, 2024
EPS Beat/Miss
+19.9%
Price Before
$154.25
Price After
$153.26
Q3 FY2024+0.27%
Report Date
Jul 23, 2024
EPS Beat/Miss
-7.4%
Price Before
$145.11
Price After
$145.50
Avg Beat Reaction+1.06%
Avg Miss Reaction+0.16%
Beat Rate5 / 8 quarters
Largest Move+3.05% (Q2 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: COF ends December
Capital One Financial Corporation (COF) most recently reported earnings on April 21, 2026 for Q2 FY2026, posting EPS of $4.42 — missing the analyst consensus of $4.50 by -1.8%. The next COF earnings date is expected around September 1, 2026.
Each quarter, investors track COF earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. COF revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
COF's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
COF earnings · 5 questionsCapital One Financial Corporation's next earnings report is expected around September 1, 2026. COF typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; COF historically reports after market close (AMC).
COF earnings datewhen is COF earningsCOF next earnings datewhen does COF report earningsCOF earnings calendar
▸ Source: FMP · Capital One Financial Corporation SEC filings · US GAAP · Capital One Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026