Companies: 10,795·Total market cap: $144.5T
Catskill Hudson Bancorp, Inc.

Catskill Hudson Bancorp, Inc.

CSKLOTCFinancial Services
$40.15
+$0.15(+0.38%)
Market Cap$28345258
P/E Ratio—
52W High$40.24
52W Low$32
Overview

Catskill Hudson Bancorp, Inc. (CSKL) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

CSKL · free cash flow · updated Jun 9, 2026

Core FCF metrics

Free cash flow was −$7.7M for FY2023 (fiscal year ending 2023-12-31), down 257.7% year-over-year The FCF margin was -51.9%.

FY2023 Free Cash Flow−$7.7M▼ -257.7% YoY
Trailing 12M (TTM)—trailing 4 quarters sum
FCF Margin-51.9%−$7.7M ÷ revenue
3-Year CAGRN/AN/A — contains negative FCF
5-Year CAGRN/AN/A — contains negative FCF
FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0
Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 9, 2026

Annual free cash flow history

Positive FCFNegative FCF
Free Cash Flow
YoY Growth %
cskl free cash flow history · cskl free cash flow chart · cskl free cash flow growth rate · cskl free cash flow last 10 years

Annual free cash flow data

Fiscal YearFree Cash FlowYoY ChangeFCF Margin
FY2023Latest−$7.7M▼ 257.7%-51.9%
FY2022$4.9M▲ +92.1%25.3%
FY2021$2.5M▲ +696.2%14.5%
FY2020−$425,000▲ +85.8%-2.4%
FY2019−$3.0M▼ 898.7%-15.2%
FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP
cskl free cash flow 2023 · cskl free cash flow 2022 · cskl free cash flow 2021 · cskl operating cash flow

FCF valuation metrics

Catskill Hudson Bancorp, Inc. (CSKL) reported negative free cash flow of −$0.01B. FCF-based valuation ratios are not meaningful when FCF is negative.

FCF Yield (TTM)
N/A
Free Cash Flow ÷ Market Cap
per FMP freeCashFlowYieldTTM definition
FCF per Share (TTM)
N/A
TTM FCF ÷ Shares Outstanding
Price / FCF
N/A
Share Price ÷ FCF per Share
EV / FCF (TTM)
N/A
Enterprise Value basis
!

FCF-based valuation ratios are only meaningful when free cash flow is positive. Negative FCF indicates capital expenditures exceeded operating cash flow.

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2023 · 2023-12-31
cskl price to free cash flow · cskl free cash flow yield · cskl free cash flow per share · cskl price to cash flow ratio

Cash flow statement summary

For FY2023, Catskill Hudson Bancorp, Inc. generated −$3.0M in operating cash flow and spent 5M in capital expenditures, yielding −$7.7M in free cash flow.

Operating Activities
−$3.0M
Cash from core business operations
2023-12-31
Investing Activities
+$11.1M
CapEx, acquisitions & investments
2023-12-31
Financing Activities
−$2.1M
Buybacks, dividends & debt
2023-12-31
FCF FormulaOperating CF (−$3.0M) − |CapEx| (5M) = FCF (−$7.7M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →
cskl cash flow statement · cskl cash flow statement 2023 · cskl operating cash flow · cskl cash flow from operations

Free cash flow vs peers (Financial Services)

#CompanyFree Cash FlowYoY
#1
Catskill Hudson Bancorp, Inc.
Catskill Hudson Bancorp, Inc.YOU
CSKL
−$7.7M-257.7%
#2
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$100.87B+340.1%#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$25.04B+115.6%#4
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$25.04B+115.6%#5
Visa Inc.
Visa Inc.
V
$21.58B+15.4%#6
Mastercard Incorporated
Mastercard Incorporated
MA
$16.91B+18.2%
Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Catskill Hudson Bancorp, Inc. (CSKL) reported free cash flow of −$7.7M for FY2023 (fiscal year ending 2023-12-31), down 257.7% year-over-year. The FCF margin was -51.9%.

Based on available data, Catskill Hudson Bancorp, Inc. has maintained positive free cash flow for at least 6 fiscal year(s). FCF peaked at $4.9M in FY2022.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.
RevenueFinancial statementsNet incomeEarningsForecastPrice historyMarket capCash on handP/E ratio

Frequently asked questions

CSKL free cash flow · 8 questions

Catskill Hudson Bancorp, Inc. free cash flow was −$7.7M for FY2023, down 257.7% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at —.

CSKL free cash flowCSKL FCFCSKL FCF 2023CSKL free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Catskill Hudson Bancorp, Inc. · Catskill Hudson Bancorp, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 9, 2026