Citizens Bancorp of Virginia, Inc.
CZBTOTCFinancial Services● Active
$37.01
$-1.09(-2.86%)
Market Cap$78017672
P/E Ratio—
52W High$41.5
52W Low$28
Citizens Bancorp of Virginia, Inc. (CZBT) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · CZBT · as of 2026-06-09
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $30.05M | $27.60M | $25.36M | $21.37M | $18.28M |
| Cost of Revenue | $4.95M | $4.61M | $2.63M | $1.00M | $1.23M |
| Gross Profit | $25.09M | $22.92M | $22.73M | $20.36M | $17.05M |
| Gross Margin %(computed) | 83.52% | 83.04% | 89.65% | 95.31% | 93.27% |
| Operating Expenses | |||||
| R&D Expenses | $0.00M | $0.00M | $0.00M | $0.00M | $0.00M |
| G&A Expenses | $9.25M | $0.20M | $0.22M | $0.20M | $0.20M |
| Total Operating Expenses | $13.20M | $12.34M | $12.25M | $10.20M | $10.09M |
| Operating Income | $11.90M | $10.65M | $10.48M | $10.16M | $6.96M |
| Operating Margin %(computed) | 39.60% | 38.58% | 41.33% | 47.57% | 38.06% |
| Interest Income | $27.33M | $24.84M | $22.97M | $18.19M | $15.26M |
| Interest Expense | $4.67M | $4.25M | $2.63M | $1.00M | $1.23M |
| Income Before Tax | $11.90M | $10.65M | $10.48M | $10.16M | $6.96M |
| Income Tax Expense | $2.27M | $2.08M | $1.99M | $2.00M | $1.33M |
| Net Income | $9.63M | $8.56M | $8.50M | $8.16M | $5.63M |
| Net Margin %(computed) | 32.06% | 31.02% | 33.50% | 38.20% | 30.77% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $4.57 | $4.05 | $4.00 | $3.84 | $2.63 |
| Wtd Avg Shares | 2.11M | 2.12M | 2.12M | 2.13M | 2.14M |
| EBITDA | $11.90M | $11.19M | $11.06M | $10.77M | $7.56M |
| EBITDA Margin %(computed) | 39.60% | 40.53% | 43.61% | 50.40% | 41.37% |
Data source: Financial Modeling Prep · Last updated: 2026-06-09 · USD · M
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About Citizens Bancorp of Virginia, Inc. (CZBT) Income Statement
Citizens Bancorp of Virginia, Inc. (CZBT) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, CZBT reported revenue of $0.03B, gross profit of $0.03B (gross margin 83.52%), and net income of $0.01B — a net profit margin of 32.06%.
Frequently asked questions
CZBT · 4 questionsCitizens Bancorp of Virginia, Inc. (CZBT) reported revenue of $0.03B for 2025, up 8.9% year-over-year.
CZBT revenueCZBT salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-09