Ellington Credit Company
EARNNYSEFinancial Services● Active
$4.63
$-0.03(-0.64%)
Market Cap$173943544
P/E Ratio—
52W High$6.08
52W Low$4.27
Ellington Credit Company (EARN) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · EARN · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $42.57M | $50.67M | $55.35M | ($10.25M) | $2.17M |
| Cost of Revenue | $6.21M | $34.79M | $45.26M | $14.82M | $2.72M |
| Gross Profit | $36.36M | $15.88M | $10.09M | ($25.07M) | ($0.56M) |
| Gross Margin %(computed) | 85.40% | 31.34% | 18.24% | 244.59% | -25.72% |
| Operating Expenses | |||||
| R&D Expenses | $0.00M | $0.00M | $0.00M | $0.00M | $0.00M |
| G&A Expenses | $0.52M | $1.93M | $1.12M | $1.11M | $1.10M |
| Total Operating Expenses | $44.82M | $8.78M | $5.54M | $5.13M | $5.75M |
| Operating Income | ($8.44M) | $7.10M | $4.56M | ($30.20M) | ($6.31M) |
| Operating Margin %(computed) | -19.83% | 14.00% | 8.24% | 294.61% | -291.27% |
| Interest Income | $43.28M | $49.86M | $42.55M | $35.01M | $28.36M |
| Interest Expense | $10.52M | $34.79M | $45.26M | $14.82M | $2.72M |
| Income Before Tax | ($14.46M) | $7.10M | $4.56M | ($30.20M) | ($6.31M) |
| Income Tax Expense | ($0.01M) | $0.51M | $0.00M | $0.00M | $0.00M |
| Net Income | ($14.45M) | $6.59M | $4.56M | ($30.20M) | ($6.31M) |
| Net Margin %(computed) | -33.95% | 13.00% | 8.24% | 294.61% | -291.27% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $-0.41 | $0.24 | $0.31 | $-2.29 | $-0.50 |
| Wtd Avg Shares | 37.57M | 27.16M | 14.88M | 13.16M | 12.68M |
| EBITDA | ($8.44M) | $7.10M | $4.56M | ($30.20M) | ($6.31M) |
| EBITDA Margin %(computed) | -19.83% | 14.00% | 8.24% | 294.61% | -291.27% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · M
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About Ellington Credit Company (EARN) Income Statement
Ellington Credit Company (EARN) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, EARN reported revenue of $0.04B, gross profit of $0.04B (gross margin 85.40%), and net income of ($0.01B) — a net profit margin of -33.95%.
Frequently asked questions
EARN · 4 questionsEllington Credit Company (EARN) reported revenue of $0.04B for 2025, down 16.0% year-over-year.
EARN revenueEARN salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08