Eastern Michigan Financial Corporation
EFINOTCFinancial Services
$66.45
$-0.08(-0.12%)
Market Cap$85536899
P/E Ratio—
52W High$66.99
52W Low$36.21
Eastern Michigan Financial Corporation (EFIN) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · EFIN · as of 2026-06-09
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2024-12 | 2023-12 | 2022-12 | 2021-12 | 2020-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $25.80M | $21.77M | $16.70M | $16.51M | $15.18M |
| Cost of Revenue | $4.09M | $2.05M | $0.97M | $0.43M | $0.45M |
| Gross Profit | $21.71M | $19.72M | $15.72M | $16.09M | $14.73M |
| Gross Margin %(computed) | 84.15% | 90.58% | 94.16% | 97.41% | 97.02% |
| Operating Expenses | |||||
| R&D Expenses | $0.00M | $0.00M | $0.00M | $0.00M | $0.00M |
| G&A Expenses | $0.51M | $0.50M | $0.00M | $0.00M | $0.00M |
| Total Operating Expenses | $12.82M | $11.94M | $11.15M | $10.09M | $9.58M |
| Operating Income | $8.88M | $7.78M | $4.57M | $6.00M | $5.15M |
| Operating Margin %(computed) | 34.43% | 35.74% | 27.37% | 36.34% | 33.92% |
| Interest Income | $23.62M | $19.74M | $14.58M | $13.64M | $12.33M |
| Interest Expense | $4.09M | $2.05M | $0.97M | $0.43M | $0.45M |
| Income Before Tax | $8.87M | $7.78M | $4.57M | $6.00M | $5.15M |
| Income Tax Expense | $1.83M | $1.59M | $0.93M | $1.10M | $0.95M |
| Net Income | $7.04M | $6.19M | $3.64M | $4.90M | $4.20M |
| Net Margin %(computed) | 27.28% | 28.42% | 21.78% | 29.70% | 27.64% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $5.54 | $4.93 | $2.91 | $3.98 | $3.44 |
| Wtd Avg Shares | 1.27M | 1.25M | 1.25M | 1.23M | 1.22M |
| EBITDA | $0.00M | $8.17M | $5.00M | $6.43M | $5.55M |
| EBITDA Margin %(computed) | 0.00% | 37.55% | 29.95% | 38.93% | 36.58% |
Data source: Financial Modeling Prep · Last updated: 2026-06-09 · USD · M
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About Eastern Michigan Financial Corporation (EFIN) Income Statement
Eastern Michigan Financial Corporation (EFIN) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2024, EFIN reported revenue of $0.03B, gross profit of $0.02B (gross margin 84.15%), and net income of $0.01B — a net profit margin of 27.28%.
Frequently asked questions
EFIN · 4 questionsEastern Michigan Financial Corporation (EFIN) reported revenue of $0.03B for 2024, up 18.5% year-over-year.
EFIN revenueEFIN salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-09