Companies: 10,795·Total market cap: $144.5T
HCI Group, Inc.

HCI Group, Inc.

HCINYSEFinancial Services● Active
$156.98
+$6.75(+4.49%)
Market Cap$2.0B
P/E Ratio—
52W High$210.5
52W Low$136.37
Overview

HCI Group, Inc. (HCI) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

HCI · free cash flow · updated Jun 8, 2026

Core FCF metrics

Free cash flow was $444.4M for FY2025 (fiscal year ending 2025-12-31), up 35.6% year-over-year The FCF margin was 49.3%. Five-year CAGR stands at +44.4%.

FY2025 Free Cash Flow$444.4M▲ +35.6% YoY
Trailing 12M (TTM)$430.5Mtrailing 4 quarters sum
FCF Margin49.3%$444.4M ÷ revenue
3-Year CAGRN/AN/A — contains negative FCF
5-Year CAGR+44.4%FY2020 → FY2025
FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0
Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

Positive FCFNegative FCF
Free Cash Flow
YoY Growth %
hci free cash flow history · hci free cash flow chart · hci free cash flow growth rate · hci free cash flow last 10 years

Annual free cash flow data

Fiscal YearFree Cash FlowYoY ChangeFCF Margin
FY2025Latest$444.4M▲ +35.6%49.3%
FY2024$327.8M▲ +46.2%43.7%
FY2023$224.2M▲ +2307.8%40.8%
FY2022−$10.2M▼ 110.9%-2.1%
FY2021$93.2M▲ +31.5%23.1%
FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP
hci free cash flow 2025 · hci free cash flow 2024 · hci free cash flow 2023 · hci operating cash flow

FCF valuation metrics

HCI Group, Inc. (HCI) trades at a FCF yield of 21.48% and a price-to-free-cash-flow ratio of 4.2x. FCF per share stands at $37.76, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)
21.48%
Free Cash Flow ÷ Market Cap
per FMP freeCashFlowYieldTTM definition
FCF per Share (TTM)
$37.76
TTM FCF ÷ Shares Outstanding
Price / FCF
x4.2
Share Price ÷ FCF per Share
EV / FCF (TTM)
x2.5
Enterprise Value basis
Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31
hci price to free cash flow · hci free cash flow yield · hci free cash flow per share · hci price to cash flow ratio

Cash flow statement summary

For FY2025, HCI Group, Inc. generated $446.7M in operating cash flow and spent 4M in capital expenditures, yielding $444.4M in free cash flow.

Operating Activities
+$446.7M
Cash from core business operations
2025-12-31
Investing Activities
+$240.1M
CapEx, acquisitions & investments
2025-12-31
Financing Activities
−$8.9M
Buybacks, dividends & debt
2025-12-31
FCF FormulaOperating CF ($446.7M) − |CapEx| (4M) = FCF ($444.4M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →
hci cash flow statement · hci cash flow statement 2025 · hci operating cash flow · hci cash flow from operations

Free cash flow vs peers (Financial Services)

#CompanyFree Cash FlowYoY
#1
HCI Group, Inc.
HCI Group, Inc.YOU
HCI
$444.4M+35.6%
#2
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$100.87B+340.1%#3
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$25.04B+115.6%#4
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$25.04B+115.6%#5
Visa Inc.
Visa Inc.
V
$21.58B+15.4%#6
Mastercard Incorporated
Mastercard Incorporated
MA
$16.91B+18.2%
Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

HCI Group, Inc. (HCI) reported free cash flow of $444.4M for FY2025 (fiscal year ending 2025-12-31), up 35.6% year-over-year. The FCF margin was 49.3%.

Based on available data, HCI Group, Inc. has maintained positive free cash flow for at least 14 fiscal year(s). FCF peaked at $444.4M in FY2025. The 5-year CAGR stands at +44.4%.

HCI Group, Inc.'s FCF yield is 21.48% and price-to-FCF ratio is 4.2x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.
RevenueFinancial statementsNet incomeEarningsForecastPrice historyMarket capCash on handP/E ratio

Frequently asked questions

HCI free cash flow · 8 questions

HCI Group, Inc. free cash flow was $444.4M for FY2025, up 35.6% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $430.5M.

HCI free cash flowHCI FCFHCI FCF 2025HCI free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · HCI Group, Inc. · HCI Group, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026