Companies: 10,795·Total market cap: $144.5T
Horace Mann Educators Corporation

Horace Mann Educators Corporation

HMNNYSEFinancial Services● Active
$46.78
$-0.20(-0.42%)
Market Cap$1.9B
P/E Ratio
52W High$48.33
52W Low$40.04
Overview

Horace Mann Educators Corporation (HMN) PE Ratio — Current & Historical Data

Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.

hmn · pe ratio · data through Dec 31, 2025

Core PE Ratio Metrics

Trailing 12 months · TTM

The price-to-earnings (P/E) ratio for Horace Mann Educators Corporation (HMN) measures how much investors pay for each dollar of the company's trailing earnings. HMN's current PE ratio of 11.69x is calculated by dividing its stock price of $46.77 by its TTM earnings per share of $4.01. −59.9% discount vs 5Y avg 29.1x

11.69x
P/E Ratio (TTM)59.9%

Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31

Forward P/E
10.33x
FY2026 est. EPS $4.53
Based on 2 analysts
EPS (TTM)
$4.01
TTM · diluted EPS
PEG Ratio
0.26
Below 1.0 · Growth adjusted
Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Horace Mann Educators Corporation SEC 10-K & 10-Q filings · US GAAPUpdated: 2026-06-08

PE Ratio History

2006 – 2025 · Annual
PE Ratio (TTM)
5Y Avg 29.1x
EPS (Annual)

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)

Historical PE Range

Past 20 fiscal years · Front-end computed
Average
20.3x
20-yr mean
Median
11.7x
20-yr midpoint
Minimum
6.7x
Lowest year
Maximum
83.6x
Highest year
11.7x ← Now
6.7x
Min
Q1 · 25%11.7x
Median
Q3 · 75%83.6x
Max
Within Historical Range

At 11.69x, HMN's current P/E is within its average historical range over the past 20 fiscal years.

50th percentileHigher than 10 of 20 historical fiscal year readings

Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.

PE Ratio vs Peers

Insurance - Property & Casualty · 6 peers · Annual PE
CompanyMarket CapPE (Annual)vs AvgEPS (TTM)
Horace Mann Educators Corporation
Horace Mann Educators CorporationYou
HMN
$1.9B11.69x+5.1%$4.01
Aspen Insurance Holdings Limited
Aspen Insurance Holdings Limited
AHL
$3.4B6.07x-45.4%$5.35
City Holding Company
City Holding Company
CHCO
$1.8B13.12x+18.0%$9.09
Nicolet Bankshares, Inc.
Nicolet Bankshares, Inc.
NIC
$2.3B12.06x+8.5%$10.06
Northwest Bancshares, Inc.
Northwest Bancshares, Inc.
NWBI
$2.1B13.97x+25.7%$0.86
OFG Bancorp
OFG Bancorp
OFG
$2.0B9.31x-16.3%$4.40
Skyward Specialty Insurance Group, Inc.
Skyward Specialty Insurance Group, Inc.
SKWD
$1.9B12.16x+9.4%$4.20
Industry Average
6 peers with valid PE
11.11xbaseline

* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio

Annual PE Ratio History

Showing 10 of 20 years
Fiscal Year EndPE RatioEPS (TTM)YoY ChangePE vs Max
2025-12-31Latest
FY2025
11.84x$3.90-24.9%
2024-12-31
FY2024
15.76x$2.49-47.5%
2023-12-31
FY2023
30.01x$1.09-61.8%
2022-12-31
FY2022
78.51x$0.48+735.2%
2021-12-31
FY2021
9.40x$4.12-28.0%
2020-12-31
FY2020
13.06x$3.22+33.8%
2019-12-31
FY2019
9.76x$4.47-88.3%
2018-12-31
FY2018
83.65x$0.45+689.4%
2017-12-31
FY2017
10.60x$4.16-48.5%
2016-12-31
FY2016
20.56x$2.08+42.8%

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API

About PE Ratio & Methodology

The price-to-earnings (P/E) ratio for Horace Mann Educators Corporation (HMN) measures how much investors pay for each dollar of the company's trailing earnings. HMN's current PE ratio of 11.69x is calculated by dividing its stock price of $46.77 by its TTM earnings per share of $4.01.

PE Ratio = Stock Price ÷ EPS (TTM)
= $46.77 ÷ $4.01 = 11.69x
TTMTrailing Twelve Months — sum of the most recent 4 quarterly EPS figures
Forward PEStock price ÷ analyst consensus EPS estimate for the next fiscal year
PEGPE ÷ earnings growth rate — values below 1.0 suggest growth may justify the premium
Figures tie to SEC 10-K/10-Q and FMP ratio endpoints where noted.

Frequently asked questions

HMN pe ratio · 6 questions

HMN's current PE ratio is 11.69x as of 2026-06-08, based on a stock price of $46.77 and TTM EPS of $4.01. Data sourced from Financial Modeling Prep via HMN's SEC 10-K and 10-Q filings.

HMN PE ratioWhat is HMN PE ratioCurrent PE ratio of HMNHMN PE ratio today

Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Horace Mann Educators Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-08