NMI Holdings, Inc.
NMIHNASDAQFinancial Services● Active
$36.45
$-0.11(-0.29%)
Market Cap$2.8B
P/E Ratio—
52W High$43.2
52W Low$34.84
NMI Holdings, Inc. (NMIH) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
NMIH · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 30, 2026EPS Actual
$1.28
Est. $1.22 · +4.9%
Revenue
$0.15B
Est. $0.15B · +0.5%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 30, 2026
After Market Close
▲ Beat EPS🔥 5-Quarter EPS Beat Streak
NMIH reports quarterly as a NASDAQ-listed Insurance - Specialty company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.46
Rev. $3.65B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.46
Rev. Est.$3.65B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Aug 4, 2026 | $1.28 | — | — | — | $0.16B | — |
| ▲ Q2 FY2026 | Apr 30, 2026 | $1.22 | $1.28 | +4.9% | $0.15B | $0.15B | +0.5% |
| ▲ Q1 FY2026 | Feb 10, 2026 | $1.17 | $1.20 | +2.6% | $0.15B | $0.15B | -0.2% |
| — Q4 FY2025 | Nov 4, 2025 | $1.21 | $1.21 | +0.0% | $0.18B | $0.18B | -1.1% |
| ▲ Q3 FY2025 | Jul 29, 2025 | $1.16 | $1.22 | +5.2% | $0.17B | $0.18B | -1.8% |
| ▲ Q2 FY2025 | Apr 29, 2025 | $1.10 | $1.28 | +16.4% | $0.17B | $0.17B | +3.2% |
| ▼ Q1 FY2025 | Feb 6, 2025 | $1.11 | $1.07 | -3.6% | $0.17B | $0.17B | -1.4% |
| — Q4 FY2024 | Nov 6, 2024 | $1.14 | $1.15 | +0.9% | $0.17B | $0.15B | +10.7% |
Q3 FY2026
Aug 4, 2026
EPS Actual
—
EPS Est.
$1.28
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 30, 2026Beat
EPS Actual
$1.28
EPS Est.
$1.22
EPS Surpr.
+4.9%
Revenue
$0.15B
Q1 FY2026
Feb 10, 2026Beat
EPS Actual
$1.20
EPS Est.
$1.17
EPS Surpr.
+2.6%
Revenue
$0.15B
Q4 FY2025
Nov 4, 2025
EPS Actual
$1.21
EPS Est.
$1.21
EPS Surpr.
+0.0%
Revenue
$0.18B
Q3 FY2025
Jul 29, 2025Beat
EPS Actual
$1.22
EPS Est.
$1.16
EPS Surpr.
+5.2%
Revenue
$0.17B
Q2 FY2025
Apr 29, 2025Beat
EPS Actual
$1.28
EPS Est.
$1.10
EPS Surpr.
+16.4%
Revenue
$0.17B
Q1 FY2025
Feb 6, 2025Miss
EPS Actual
$1.07
EPS Est.
$1.11
EPS Surpr.
-3.6%
Revenue
$0.17B
Q4 FY2024
Nov 6, 2024
EPS Actual
$1.15
EPS Est.
$1.14
EPS Surpr.
+0.9%
Revenue
$0.17B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $1.41 | $1.42 | $1.43 | 3 |
| Q3 FY2028 | $1.44 | $1.45 | $1.46 | 2 |
| Q2 FY2028 | $1.43 | $1.44 | $1.45 | 2 |
| Q1 FY2028 | $1.38 | $1.39 | $1.40 | 3 |
| Q4 FY2027 | $1.37 | $1.37 | $1.38 | 2 |
| Q3 FY2027 | $1.37 | $1.38 | $1.38 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $0.2B | $0.2B | $0.2B | 1 |
| Q3 FY2028 | $0.2B | $0.2B | $0.2B | 1 |
| Q2 FY2028 | $0.2B | $0.2B | $0.2B | 1 |
| Q1 FY2028 | $0.2B | $0.2B | $0.2B | 1 |
| Q4 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q3 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 30, 2026 | +4.9% | $41.12 | $38.71 | -5.86% |
| ▲ Q1 FY2026 | Feb 10, 2026 | +2.6% | $39.94 | $40.19 | +0.63% |
| ▲ Q4 FY2025 | Nov 4, 2025 | +0.0% | $36.79 | $37.52 | +1.98% |
| ▲ Q3 FY2025 | Jul 29, 2025 | +5.2% | $37.81 | $37.96 | +0.40% |
| ▲ Q2 FY2025 | Apr 29, 2025 | +16.4% | $33.47 | $33.64 | +0.51% |
| ▼ Q1 FY2025 | Feb 6, 2025 | -3.6% | $39.05 | $38.80 | -0.64% |
| ▲ Q4 FY2024 | Nov 6, 2024 | +0.9% | $37.56 | $39.28 | +4.58% |
| ▲ Q3 FY2024 | Jul 30, 2024 | +14.3% | $39.39 | $39.20 | -0.48% |
Q2 FY2026-5.86%
Report Date
Apr 30, 2026
EPS Beat/Miss
+4.9%
Price Before
$41.12
Price After
$38.71
Q1 FY2026+0.63%
Report Date
Feb 10, 2026
EPS Beat/Miss
+2.6%
Price Before
$39.94
Price After
$40.19
Q4 FY2025+1.98%
Report Date
Nov 4, 2025
EPS Beat/Miss
+0.0%
Price Before
$36.79
Price After
$37.52
Q3 FY2025+0.40%
Report Date
Jul 29, 2025
EPS Beat/Miss
+5.2%
Price Before
$37.81
Price After
$37.96
Q2 FY2025+0.51%
Report Date
Apr 29, 2025
EPS Beat/Miss
+16.4%
Price Before
$33.47
Price After
$33.64
Q1 FY2025-0.64%
Report Date
Feb 6, 2025
EPS Beat/Miss
-3.6%
Price Before
$39.05
Price After
$38.80
Q4 FY2024+4.58%
Report Date
Nov 6, 2024
EPS Beat/Miss
+0.9%
Price Before
$37.56
Price After
$39.28
Q3 FY2024-0.48%
Report Date
Jul 30, 2024
EPS Beat/Miss
+14.3%
Price Before
$39.39
Price After
$39.20
Avg Beat Reaction+0.25%
Avg Miss Reaction-0.64%
Beat Rate7 / 8 quarters
Largest Move-5.86% (Q2 FY2026)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: NMIH ends December
NMI Holdings, Inc. (NMIH) most recently reported earnings on April 30, 2026 for Q2 FY2026, posting EPS of $1.28 — beating the analyst consensus of $1.22 by +4.9%. NMIH has beaten EPS estimates for 5 consecutive quarters. The next NMIH earnings date is expected around September 1, 2026.
Each quarter, investors track NMIH earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. NMIH revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
NMIH's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
NMIH earnings · 5 questionsNMI Holdings, Inc.'s next earnings report is expected around September 1, 2026. NMIH typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; NMIH historically reports after market close (AMC).
NMIH earnings datewhen is NMIH earningsNMIH next earnings datewhen does NMIH report earningsNMIH earnings calendar
▸ Source: FMP · NMI Holdings, Inc. SEC filings · US GAAP · NMI Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026