OptimumBank Holdings, Inc.

OPHCAMEXFinancial Services● Active

$5.51

+$0.01(+0.18%)

Market Cap$67598680

P/E Ratio—

52W High$5.64

52W Low$3.91

Avg Volume32K

Open$5.50

Beta0.30

Overview

OptimumBank Holdings, Inc. (OPHC) Earnings: Dates, EPS & Revenue History

Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.

OPHC · earnings · updated Jun 8, 2026

Latest Earnings

Q2 FY2026Report Date: Apr 24, 2026

EPS Actual

$0.20

Est. $0.19 · +5.3%

Revenue

$0.02B

Est. $0.01B · +41.8%

Fiscal Period

Q2 FY2026

FY ends December

Report Date

Apr 24, 2026

After Market Close

▲ Beat EPS▲ Beat Revenue🔥 6-Quarter EPS Beat Streak

OPHC reports quarterly as a AMEX-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.

Next Earnings Date

Days Away

days

Expected Date

Sep 1, 2026

Fiscal Period

Q3 FY2026

Release Time

◌ Time TBD (Unconfirmed)

EPS Est.

$0.09

Rev. $41.31B

Days Away85

Expected DateSep 1, 2026

Fiscal PeriodQ3 FY2026

Release TimeTime TBD (Unconfirmed)

EPS Est.$0.09

Rev. Est.$41.31B

EPS & Revenue vs. Estimates

Actual (Beat)

Actual (Miss)

Estimated

Earnings History

Period	Report Date	EPS Est.	EPS Actual	EPS Surpr.	Revenue	Rev. Est.	Rev. Surpr.
◌ Q3 FY2026	Aug 14, 2026	$0.20	—	—	—	$0.01B	—
▲ Q2 FY2026	Apr 24, 2026	$0.19	$0.20	+5.3%	$0.02B	$0.01B	+41.8%
▲ Q1 FY2026	Feb 2, 2026	-$0.03	$0.21	+840.7%	$0.02B	$0.01B	+40.9%
— Q4 FY2025	Nov 10, 2025	—	$0.18	—	$0.02B	—	—
▲ Q2 FY2025	May 12, 2025	$0.17	$0.32	+88.2%	$0.02B	—	—
▲ Q1 FY2025	Feb 26, 2025	$0.17	$0.35	+105.9%	$0.02B	—	—
▲ Q4 FY2024	Nov 8, 2024	$0.16	$0.32	+100.0%	$0.02B	$0.01B	+13.3%
▲ Q3 FY2024	Aug 5, 2024	$0.15	$0.34	+126.7%	$0.02B	$0.01B	+12.8%

Q3 FY2026

Aug 14, 2026

EPS Actual

—

EPS Est.

$0.20

EPS Surpr.

—

Revenue

—

Q2 FY2026

Apr 24, 2026Beat

EPS Actual

$0.20

EPS Est.

$0.19

EPS Surpr.

+5.3%

Revenue

$0.02B

Q1 FY2026

Feb 2, 2026Beat

EPS Actual

$0.21

EPS Est.

-$0.03

EPS Surpr.

+840.7%

Revenue

$0.02B

Q4 FY2025

Nov 10, 2025

EPS Actual

$0.18

EPS Est.

—

EPS Surpr.

—

Revenue

$0.02B

Q2 FY2025

May 12, 2025Beat

EPS Actual

$0.32

EPS Est.

$0.17

EPS Surpr.

+88.2%

Revenue

$0.02B

Q1 FY2025

Feb 26, 2025Beat

EPS Actual

$0.35

EPS Est.

$0.17

EPS Surpr.

+105.9%

Revenue

$0.02B

Q4 FY2024

Nov 8, 2024Beat

EPS Actual

$0.32

EPS Est.

$0.16

EPS Surpr.

+100.0%

Revenue

$0.02B

Q3 FY2024

Aug 5, 2024Beat

EPS Actual

$0.34

EPS Est.

$0.15

EPS Surpr.

+126.7%

Revenue

$0.02B

Analyst Estimates

Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.

EPS Estimates

Period	Low	Consensus	High	# Analysts
Q3 FY2026	$0.22	$0.22	$0.22	1
Q2 FY2026	$0.20	$0.20	$0.20	1
Q1 FY2026	$0.19	$0.23	$0.26	2
Q4 FY2025	$0.20	$0.20	$0.20	1
Q3 FY2025	$0.20	$0.20	$0.20	1
Q4 FY2024	$0.17	$0.17	$0.17	1

Revenue Estimates

Period	Low	Consensus	High	# Analysts
Q3 FY2026	$0.0B	$0.0B	$0.0B	1
Q2 FY2026	$0.0B	$0.0B	$0.0B	1
Q1 FY2026	$0.0B	$0.0B	$0.0B	1
Q4 FY2025	$0.0B	$0.0B	$0.0B	1
Q3 FY2025	$0.0B	$0.0B	$0.0B	1
Q4 FY2024	$0.0B	$0.0B	$0.0B	1

About Earnings & Data Methodology

OptimumBank Holdings, Inc. (OPHC) most recently reported earnings on April 24, 2026 for Q2 FY2026, posting EPS of $0.20 — beating the analyst consensus of $0.19 by +5.3%. OPHC has beaten EPS estimates for 6 consecutive quarters. The next OPHC earnings date is expected around September 1, 2026.

Each quarter, investors track OPHC earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. OPHC revenue tab →

Earnings Glossary

EPS (Earnings Per Share)

Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.

Earnings Surprise %

(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.

Beat / Miss / In-Line

Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.

BMO / AMC

Before Market Open / After Market Close. Two windows when companies typically release results.

Fiscal Quarter

OPHC's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.

Analyst Consensus

Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.

Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.

Revenue Price history Financial statements Forecast Dividends Market cap

Frequently asked questions

OPHC earnings · 4 questions

OptimumBank Holdings, Inc.'s next earnings report is expected around September 1, 2026. OPHC typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; OPHC historically reports after market close (AMC).

OPHC earnings datewhen is OPHC earningsOPHC next earnings datewhen does OPHC report earningsOPHC earnings calendar

▸ Source: FMP · OptimumBank Holdings, Inc. SEC filings · US GAAP · OptimumBank Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026