Oportun Financial Corporation

OPRTNASDAQFinancial Services● Active

$4.77

+$0.02(+0.42%)

Market Cap$218172645

P/E Ratio—

52W High$7.965

52W Low$4.03

Avg Volume535K

Open$4.77

Beta1.25

Overview

Oportun Financial Corporation (OPRT) Net Income & Profit History

Annual & trailing net income, net margin, YoY change, and peer profitability context.

OPRT · net income · updated Jun 8, 2026

Core profitability metrics

OPRT · net income · margin · TTM · CAGR

Net income was $25.2M for FY2025 (fiscal year ending 2025-12-31), up 132.1% year-over-year. Net profit margin was 4.0%. Based on available data, Oportun Financial Corporation has been profitable since at least 2015.

FY2025 Net Income$25.2M▲ +132.1% YoY

Trailing 12M (TTM)$17.9Mtrailing 4 quarters sum

Net Profit Margin4.0%$25.2M ÷ $637.3M

YoY Change+132.1%—

5-Year CAGRN/AN/A — contains loss years

FormulaNet Margin = Net Income ÷ Revenue × 100TTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /income-statement · US GAAP · USDUpdated: Jun 8, 2026

Annual net income history

Net Income (bars) · Net Profit Margin % (line)

Net IncomeNet LossNet Margin %★ First Profit: 2015

▸ FMP /income-statement · Annual · OPRT net income history · OPRT profit margin

Annual net income data

OPRT · net income history · annual / quarterly

Fiscal YearNet IncomeYoY ChangeNet MarginRevenue

FY2025$25.2M▲ +132.1%4.0%$637.3M

FY2024Loss−$78.7M▲ +56.3%-14.8%$533.4M

FY2023Loss−$180.0M▼ 131.5%-39.1%$460.1M

FY2022Loss−$77.7M▼ 264.0%-10.6%$733.7M

FY2021$47.4M▲ +205.2%8.2%$578.1M

Net income vs peers (Financial Services)

OPRT vs peers · net income

#CompanyNet IncomeYoYNet MarginRelative

Oportun Financial CorporationYOU

OPRT

$25.2M+132.1%4.0%

Berkshire Hathaway Inc.

BRK-B

$66.97B-24.8%18.0%

100%

Berkshire Hathaway Inc.

Mastercard Incorporated

$14.97B+16.3%45.6%

22%

Financial Services · Sorted by Net Income · FMP /income-statementFull Net Income Rankings →

About Net Income & Methodology

Oportun Financial Corporation (OPRT) reported net income of $25.2M for FY2025 (fiscal year ending 2025-12-31), up 132.1% year-over-year. The net profit margin was 4.0% — meaning the company kept $0.04 of every dollar of revenue as profit.

Based on available data, Oportun Financial Corporation has been profitable since at least 2015. Net income reached a peak of $123.4M in FY2018. Data available for 11 fiscal years.

Oportun Financial Corporation's net profit margin was 4.0% for FY2025, based on the latest annual results.

Investors sometimes search for "Oportun Financial Corporation net worth" — the company's market capitalization is a separate figure from OPRT net income. Data sourced from FMP /income-statement · US GAAP · USD.

Figures tie to SEC 10-K/10-Q and FMP /income-statement where noted.

Revenue Financial statements Earnings Forecast Price history Market cap Free cash flow

Frequently asked questions

OPRT net income · 5 questions

Oportun Financial Corporation is profitable. The company reported net income of $25.2M for FY2025, a net profit margin of 4.0%. Net income was up 132.1% year-over-year. Based on available data, Oportun Financial Corporation has been profitable since at least 2015.

is OPRT profitabledoes OPRT make a profitOPRT profitabilityOPRT profitable company

▸ Source: FMP /income-statement · GAAP · Oportun Financial Corporation · Oportun Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026