Companies: 10,795·Total market cap: $144.5T
Qfin Holdings, Inc.

Qfin Holdings, Inc.

QFINNASDAQFinancial Services● Active
$14.53
$-0.76(-4.97%)
Market Cap$1.9B
P/E Ratio—
52W High$46.18
52W Low$11.31
Overview

Qfin Holdings, Inc. (QFIN) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

QFIN · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$7.55B▼ -3.8% vs prior year
FY · as of Dec 31, 2025 · Reported in CNY
Cash & Cash Equiv. (CCE)
$4.70B
cashAndCashEquivalents
Short-Term Investments
$2.85B
shortTermInvestments
YoY Change vs Prior Year
-3.8%
vs prior fiscal year
Latest Quarter
$6.55B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in CNY

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$7.55BCash on Hand
Total Debt$3.82BTotal Debt
Net Cash / Net Debt+$3.73BNet Cash Position
Cash vs Debt Ratio
Cash 66%Debt 34%

Qfin Holdings, Inc. has a net cash position of $3.73B, holding more cash than debt.

Net Cash = Cash & ST Investments − Total Debt$7.55B − $3.82B = +$3.73B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
QFIN annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$7.55B-3.8%
Dec 31, 2024$7.85B+87.1%
Dec 31, 2023$4.19B-41.9%
Dec 31, 2022$7.22B+18.1%
Dec 31, 2021$6.12B+38.4%
QFIN cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.8%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.4%#3
Visa Inc.
Visa Inc.
V
$21.99B3.5%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
Qfin Holdings, Inc.
Qfin Holdings, Inc.YOU
QFIN
$7.55B399.1%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Qfin Holdings, Inc. (QFIN) cash on hand as of December 31, 2025 is $7.55B, comprising $4.70B in cash and cash equivalents (CCE) plus $2.85B in short-term investments — reported as Qfin Holdings, Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Qfin Holdings, Inc. cash reserves or cash position.

Qfin Holdings, Inc. annual cash on hand history shows decreased -3.8% in 2025: decreased -3.8% in 2025. Qfin Holdings, Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Qfin Holdings, Inc. carries total debt of $3.82B against cash of $7.55B, resulting in a net cash position of +$3.73B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

QFIN cash on hand · 5 questions

As of December 31, 2025, Qfin Holdings, Inc. (QFIN) has $7.55B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $4.70B in cash and cash equivalents (CCE) plus $2.85B in short-term investments. Latest quarter (March 31, 2026): $6.55B. Data sourced from the annual 10-K filing via FMP.

QFIN cash on handQFIN cash reservesQFIN cash 2025how much cash does QFIN have

▸ Source: FMP /balance-sheet-statement · US GAAP · Qfin Holdings, Inc. · Qfin Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025