Regions Financial Corporation

RFNYSEFinancial Services● Active

$28.75

+$0.21(+0.74%)

Market Cap$24.5B

P/E Ratio—

52W High$31.53

52W Low$21.12

Avg Volume12.2M

Open$28.65

Beta1.03

Overview

Regions Financial Corporation (RF) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

RF · free cash flow · updated Jun 8, 2026

Core FCF metrics

RF · FCF · TTM · margin & CAGR

Free cash flow was $2.18B for FY2025 (fiscal year ending 2025-12-31), up 50.2% year-over-year The FCF margin was 22.7%. Five-year CAGR stands at -0.8%.

FY2025 Free Cash Flow$2.18B▲ +50.2% YoY

Trailing 12M (TTM)$1.96Btrailing 4 quarters sum

FCF Margin22.7%$2.18B ÷ revenue

3-Year CAGR-8.1%FY2022 → FY2025

5-Year CAGR-0.8%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

RF · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$2.18B(0M)$2.18B▲ +50.2%22.7%

FY2024$1.60B(146M)$1.45B▼ 32.5%15.5%

FY2023$2.31B(157M)$2.15B▼ 23.6%23.5%

FY2022$3.10B(288M)$2.81B▼ 4.9%37.6%

FY2021$3.03B(72M)$2.96B▲ +30.6%44.8%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

RF · P/FCF · FCF yield · FCF per share

Regions Financial Corporation (RF) trades at a FCF yield of 7.98% and a price-to-free-cash-flow ratio of 12.9x. FCF per share stands at $2.23, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

7.98%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$2.23

TTM FCF ÷ Shares Outstanding

Price / FCF

x12.9

Share Price ÷ FCF per Share

EV / FCF (TTM)

x14.0

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

RF · cash flow statement · operating / investing / financing

For FY2025, Regions Financial Corporation generated $2.18B in operating cash flow and spent 0M in capital expenditures, yielding $2.18B in free cash flow.

Operating Activities

+$2.18B

Cash from core business operations

2025-12-31

Investing Activities

−$1.42B

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$568.0M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($2.18B) − |CapEx| (0M) = FCF ($2.18B)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

RF vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Regions Financial CorporationYOU

$2.18B+50.2%22.7%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Regions Financial Corporation (RF) reported free cash flow of $2.18B for FY2025 (fiscal year ending 2025-12-31), up 50.2% year-over-year. The FCF margin was 22.7%.

Based on available data, Regions Financial Corporation has maintained positive free cash flow for at least 15 fiscal year(s). FCF peaked at $4.55B in FY2011. The 5-year CAGR stands at -0.8%.

Regions Financial Corporation's FCF yield is 7.98% and price-to-FCF ratio is 12.9x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

RF free cash flow · 8 questions

Regions Financial Corporation free cash flow was $2.18B for FY2025, up 50.2% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $1.96B.

RF free cash flowRF FCFRF FCF 2025RF free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Regions Financial Corporation · Regions Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026