Companies: 10,795·Total market cap: $144.5T
Sezzle Inc.

Sezzle Inc.

SEZLNASDAQFinancial Services● Active
$116.01
$-4.96(-4.10%)
Market Cap$3.9B
P/E Ratio—
52W High$186.74
52W Low$49.5
Overview

Sezzle Inc. (SEZL) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

SEZL · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$64.1M▼ -12.5% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$64.1M
cashAndCashEquivalents
Short-Term Investments
$0
shortTermInvestments
YoY Change vs Prior Year
-12.5%
vs prior fiscal year
Latest Quarter
$120.4M
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$64.1MCash on Hand
Total Debt$140.7MTotal Debt
Net Cash / Net Debt−$76.6MNet Debt Position
Cash vs Debt Ratio
Cash 31%Debt 69%

Sezzle Inc. carries a net debt position of $76.6M. Total debt ($140.7M) exceeds cash on hand ($64.1M). Sezzle Inc. cash vs debt ratio: 31% cash / 69% debt.

Net Cash = Cash & ST Investments − Total Debt$64.1M − $140.7M = −$76.6M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
SEZL annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$64.1M-12.5%
Dec 31, 2024$73.2M+8.2%
Dec 31, 2023$67.6M-1.0%
Dec 31, 2022$68.3M-11.3%
Dec 31, 2021$77.0M-8.7%
SEZL cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T176.8%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-A
$373.31B35.4%#3
Visa Inc.
Visa Inc.
V
$21.99B3.5%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
Sezzle Inc.
Sezzle Inc.YOU
SEZL
$64.1M1.6%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Sezzle Inc. (SEZL) cash on hand as of December 31, 2025 is $64.1M, comprising $64.1M in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as Sezzle Inc. cash and short-term investments on the balance sheet (10-K filing). Also referred to as Sezzle Inc. cash reserves or cash position.

Sezzle Inc. annual cash on hand history shows decreased -12.5% in 2025: decreased -12.5% in 2025. Sezzle Inc. cash reserves in 2025 reflect the company's capital allocation strategy.

Sezzle Inc. carries total debt of $140.7M against cash of $64.1M, resulting in a net debt position of -$76.6M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

SEZL cash on hand · 5 questions

As of December 31, 2025, Sezzle Inc. (SEZL) has $64,054,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $64,054,000 in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $120,448,000. Data sourced from the annual 10-K filing via FMP.

SEZL cash on handSEZL cash reservesSEZL cash 2025how much cash does SEZL have

▸ Source: FMP /balance-sheet-statement · US GAAP · Sezzle Inc. · Sezzle Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025