
SmartFinancial, Inc.
SMBKNYSEFinancial Services● Active
$42.46
+$0.19(+0.45%)
Market Cap$726001164
P/E Ratio—
52W High$43.91
52W Low$30.95
SmartFinancial, Inc. (SMBK) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · SMBK · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $0.32B | $0.29B | $0.24B | $0.19B | $0.15B |
| Cost of Revenue | $0.12B | $0.12B | $0.09B | $0.03B | $0.01B |
| Gross Profit | $0.19B | $0.17B | $0.15B | $0.16B | $0.14B |
| Gross Margin %(computed) | 60.97% | 58.31% | 62.14% | 86.41% | 90.97% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $0.09B | $0.08B | $0.07B | $0.07B | $0.05B |
| Total Operating Expenses | $0.13B | $0.12B | $0.11B | $0.11B | $0.09B |
| Operating Income | $0.06B | $0.05B | $0.04B | $0.05B | $0.04B |
| Operating Margin %(computed) | 19.44% | 15.94% | 15.07% | 29.43% | 29.71% |
| Interest Income | $0.29B | $0.25B | $0.22B | $0.16B | $0.13B |
| Interest Expense | $0.12B | $0.11B | $0.09B | $0.02B | $0.01B |
| Income Before Tax | $0.06B | $0.05B | $0.04B | $0.05B | $0.04B |
| Income Tax Expense | $0.01B | $0.01B | $0.01B | $0.01B | $0.01B |
| Net Income | $0.05B | $0.04B | $0.03B | $0.04B | $0.03B |
| Net Margin %(computed) | 15.91% | 12.67% | 11.90% | 23.06% | 23.32% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $3.01 | $2.16 | $1.70 | $2.57 | $2.23 |
| Wtd Avg Shares | 0.02B | 0.02B | 0.02B | 0.02B | 0.02B |
| EBITDA | $0.07B | $0.06B | $0.05B | $0.07B | $0.05B |
| EBITDA Margin %(computed) | 22.10% | 19.94% | 20.69% | 36.21% | 35.74% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
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About SmartFinancial, Inc. (SMBK) Income Statement
SmartFinancial, Inc. (SMBK) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, SMBK reported revenue of $0.32B, gross profit of $0.19B (gross margin 60.97%), and net income of $0.05B — a net profit margin of 15.91%.
Frequently asked questions
SMBK · 4 questionsSmartFinancial, Inc. (SMBK) reported revenue of $0.32B for 2025, up 10.9% year-over-year.
SMBK revenueSMBK salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08