Companies: 10,795·Total market cap: $144.5T
SmartFinancial, Inc.

SmartFinancial, Inc.

SMBKNYSEFinancial Services● Active
$42.46
+$0.19(+0.45%)
Market Cap$726001164
P/E Ratio
52W High$43.91
52W Low$30.95
Overview

SmartFinancial, Inc. (SMBK) PE Ratio — Current & Historical Data

Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.

smbk · pe ratio · data through Dec 31, 2025

Core PE Ratio Metrics

Trailing 12 months · TTM

The price-to-earnings (P/E) ratio for SmartFinancial, Inc. (SMBK) measures how much investors pay for each dollar of the company's trailing earnings. SMBK's current PE ratio of 13.53x is calculated by dividing its stock price of $42.46 by its TTM earnings per share of $3.14. +5.7% elevated vs 5Y avg 12.8x

13.53x
P/E Ratio (TTM)+5.7%

Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31

Forward P/E
11.68x
FY2026 est. EPS $3.64
Based on 4 analysts
EPS (TTM)
$3.14
TTM · diluted EPS
PEG Ratio
0.35
Below 1.0 · Growth adjusted
Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · SmartFinancial, Inc. SEC 10-K & 10-Q filings · US GAAPUpdated: 2026-06-09

PE Ratio History

2006 – 2025 · Annual
PE Ratio (TTM)
5Y Avg 12.8x
EPS (Annual)

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)

Historical PE Range

Past 18 fiscal years · Front-end computed
Average
20.7x
18-yr mean
Median
12.5x
18-yr midpoint
Minimum
9.2x
Lowest year
Maximum
81.3x
Highest year
13.5x ← Now
9.2x
Min
Q1 · 25%12.5x
Median
Q3 · 75%81.3x
Max
Within Historical Range

At 13.53x, SMBK's current P/E is within its average historical range over the past 18 fiscal years.

61th percentileHigher than 11 of 18 historical fiscal year readings

Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.

PE Ratio vs Peers

Banks - Regional · 6 peers · Annual PE
CompanyMarket CapPE (Annual)vs AvgEPS (TTM)
SmartFinancial, Inc.
SmartFinancial, Inc.You
SMBK
$726M13.53x+19.7%$3.14
Southern California Bancorp
Southern California Bancorp
BCAL
$624M9.70x-14.3%$1.93
Bridgewater Bancshares, Inc.
Bridgewater Bancshares, Inc.
BWB
$541M10.41x-7.9%$1.68
First Community Bankshares, Inc.
First Community Bankshares, Inc.
FCBC
$818M12.66x+11.9%$2.66
Great Southern Bancorp, Inc.
Great Southern Bancorp, Inc.
GSBC
$801M9.89x-12.6%$6.23
Heritage Commerce Corp
Heritage Commerce Corp
HTBK
$828M15.39x+36.1%$0.78
Independent Bank Corporation
Independent Bank Corporation
IBCP
$716M9.81x-13.3%$3.32
Industry Average
6 peers with valid PE
11.31xbaseline

* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio

Annual PE Ratio History

Showing 10 of 20 years
Fiscal Year EndPE RatioEPS (TTM)YoY ChangePE vs Max
2025-12-31Latest
FY2025
12.33x$3.00-14.2%
2024-12-31
FY2024
14.37x$2.16-0.2%
2023-12-31
FY2023
14.40x$1.70+34.6%
2022-12-31
FY2022
10.70x$2.57-12.6%
2021-12-31
FY2021
12.25x$2.23+9.8%
2020-12-31
FY2020
11.15x$1.63-10.3%
2019-12-31
FY2019
12.43x$1.90-0.8%
2018-12-31
FY2018
12.53x$1.46-66.4%
2017-12-31
FY2017
37.35x$0.58+97.9%
2016-12-31
FY2016
18.87x$0.98-69.5%

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API

About PE Ratio & Methodology

The price-to-earnings (P/E) ratio for SmartFinancial, Inc. (SMBK) measures how much investors pay for each dollar of the company's trailing earnings. SMBK's current PE ratio of 13.53x is calculated by dividing its stock price of $42.46 by its TTM earnings per share of $3.14.

PE Ratio = Stock Price ÷ EPS (TTM)
= $42.46 ÷ $3.14 = 13.53x
TTMTrailing Twelve Months — sum of the most recent 4 quarterly EPS figures
Forward PEStock price ÷ analyst consensus EPS estimate for the next fiscal year
PEGPE ÷ earnings growth rate — values below 1.0 suggest growth may justify the premium
Figures tie to SEC 10-K/10-Q and FMP ratio endpoints where noted.

Frequently asked questions

SMBK pe ratio · 6 questions

SMBK's current PE ratio is 13.53x as of 2026-06-09, based on a stock price of $42.46 and TTM EPS of $3.14. Data sourced from Financial Modeling Prep via SMBK's SEC 10-K and 10-Q filings.

SMBK PE ratioWhat is SMBK PE ratioCurrent PE ratio of SMBKSMBK PE ratio today

Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · SmartFinancial, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-09