SoFi Technologies, Inc.
SOFINASDAQFinancial Services● Active
$16.03
$-1.12(-6.53%)
Market Cap$20.6B
P/E Ratio—
52W High$32.73
52W Low$13.46
SoFi Technologies, Inc. (SOFI) · Cash Flow
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · SOFI · as of 2026-06-08
Financial statements
Operating CF · CapEx · Free Cash Flow
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | $0.48B | $0.50B | ($0.30B) | ($0.32B) | ($0.48B) |
| Depreciation & Amort. | $0.23B | $0.20B | $0.20B | $0.15B | $0.10B |
| Stock-Based Comp. | $0.26B | $0.25B | $0.27B | $0.31B | $0.24B |
| Change in Working Capital | ($4.44B) | ($1.61B) | ($7.63B) | ($7.50B) | ($1.35B) |
| Net Cash from Operations | ($3.74B) | ($1.12B) | ($7.23B) | ($7.26B) | ($1.35B) |
| Investing Activities | |||||
| Capital Expenditure | ($0.24B) | ($0.16B) | ($0.12B) | ($0.10B) | ($0.05B) |
| Purchases of Investments | ($3.73B) | ($2.23B) | ($0.87B) | ($0.04B) | ($0.27B) |
| Sales of Investments | $1.46B | $1.08B | $0.53B | $0.16B | $0.41B |
| Net Cash from Investing | ($6.72B) | ($4.82B) | ($1.89B) | ($0.11B) | $0.11B |
| Financing Activities | |||||
| Common Stock Repurchased | ($0.06B) | $0.00B | $0.00B | $0.00B | ($0.28B) |
| Dividends Paid | $0.00B | ($0.02B) | ($0.04B) | ($0.04B) | ($0.04B) |
| Debt Issued / Repaid | ($1.29B) | ($1.49B) | ($0.28B) | $1.34B | ($0.91B) |
| Net Cash from Financing | $13.11B | $5.03B | $10.89B | $8.44B | $0.68B |
| Free Cash Flow | |||||
| Free Cash Flow | ($3.98B) | ($1.28B) | ($7.35B) | ($7.36B) | ($1.40B) |
| FCF Margin %(computed) | -83.55% | -34.65% | -253.61% | -417.49% | -128.95% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
Explore more SoFi Technologies, Inc. data
About SoFi Technologies, Inc. (SOFI) Cash Flow Statement
SoFi Technologies, Inc. generated operating cash flow of ($3.74B) and free cash flow of ($3.98B) for 2025 — a FCF margin of -83.55%. Capital expenditure was ($0.24B).
Frequently asked questions
SOFI · 4 questionsSoFi Technologies, Inc. generated free cash flow of ($3.98B) for 2025, down 210.5% year-over-year.
SOFI free cash flowFCF margincash flow yield
· Source: FMP /stable/cash-flow-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08