Companies: 10,795·Total market cap: $144.5T
SoFi Technologies, Inc.

SoFi Technologies, Inc.

SOFINASDAQFinancial Services● Active
$16.03
$-1.12(-6.53%)
Market Cap$20.6B
P/E Ratio
52W High$32.73
52W Low$13.46
Overview

SoFi Technologies, Inc. (SOFI) Stock Forecast & Analyst Price Target

Wall Street consensus, 12-month price targets, model projections, and EPS/revenue estimates — from analyst data and price history.

sofi · stock forecast · 27 analysts (3M) · FMP · updated Jun 8, 2026

Analyst Rating & Consensus

Based on 27 Wall Street analysts in the past 3 months

SellBuy

Hold

27 analysts

consensus

Rating Breakdown

Strong Buy
0
Buy
9
Hold
14
Sell
4
Strong Sell
0
Total: 27 · Buy rate: 33.3%

12-Month Price Target

High

$29.00

Consensus

$21.40

+33.5% upside

Low

$16.00

Median: $19.5 · Last Close: $16.03

The SoFi Technologies, Inc. (SOFI) analyst consensus is Hold, based on ratings from 27 Wall Street analysts over the past 3 months. The average 12-month SOFI price target is $21.40, representing +33.5% upside from the current price of $16.03.

12-Month Price Target Forecast

Historical closing prices + analyst 12-month price target forecast cone

Historical priceConsensus $21 (33.5%)

Consensus Target

$21.40

33.5% upside

High Target

$29

80.9%

Low Target

$16

-0.2%

Current Price

$16.03

as of today

Based on analyst price targets, the SOFI stock price prediction for the next 12 months ranges from $16 to $29. The consensus SOFI price forecast of $21.40 implies 33.5% upside from the current price of $16.03.

Short-Term Price Prediction

Algorithmically generated · Updated daily

DatePredicted PriceChange
2026-06-09$16.663.93%

1-day model range: $16.53–$16.79. Peak: $16.79 (+3.93%).

Long-Term Stock Price Prediction

Annual stock price forecast · 2027 / 2028 / 2029 / 2030 / 2031

YearAvg PriceChange
2027$26+63.0%
2028$37+129.9%
2029$47+191.1%
2030$55+241.5%
2031+279.9%
Confidence:MediumCapped at 60% annual limit

Stock Forecast Based on Technical Analysis

14 TA signals (SMA×6 + EMA×6 + RSI + MACD) · EEAT method transparency

Market Sentiment

BEARISH

Based on 14 technical indicators

7%7%86%
1Buy
1Neutral
12Sell
RSI (14)52.8Neutral
MACDBULLISH

Refreshes daily from EOD close

Moving Averages · SOFI · Jun 8, 2026

Simple Moving Average (SMA)
MA 5$17.24SELL
MA 10$16.91SELL
MA 20$16.31SELL
MA 50$16.75SELL
MA 100$18.69SELL
MA 200$23.06SELL
Current $SOFI · Price above MA = BUY signal
Exponential Moving Average (EMA)
EMA 5$16.83SELL
EMA 10$16.81SELL
EMA 20$16.68SELL
EMA 50$17.16SELL
EMA 100$18.72SELL
EMA 200$19.88SELL
Current $SOFI · Price above MA = BUY signal
How we calculate: Technical sentiment is derived from 14 indicators — SMA(5,10,20,50,100,200), EMA(5,10,20,50,100,200), RSI(14), and MACD(12,26,9) — calculated from historical EOD price data. BUY = current price above MA; SELL = below. 14 TA signals + historical EOD price data · Updated daily. Independent of analyst consensus data. Not investment advice.

Latest Analyst Ratings & Upgrades

Filter:
Truist Securities2026-05-12
Maintains
HoldHold
Citigroup2026-05-04
Maintains
BuyBuy
UBS2026-04-30
Maintains
NeutralNeutral
Needham2026-04-30
Maintains
BuyBuy
Stephens & Co.2026-04-30
Maintains
OverweightOverweight
TD Cowen2026-04-30
Maintains
HoldHold
Truist Securities2026-04-24
Maintains
HoldHold
Goldman Sachs2026-04-14
Maintains
NeutralNeutral
Keefe, Bruyette & Woods2026-04-09
Maintains
UnderperformUnderperform
Wells Fargo2026-04-09
Maintains
Equal WeightEqual Weight

Wall Street analysts have recently issued updated ratings on SoFi Technologies, Inc. (SOFI) stock. Of the recent 167 rating actions, 7 were upgrades and 14 were downgrades. 27 analysts currently cover SOFI.

Analyst Recommendation Trends

Buy ratings211
Hold ratings817
Sell ratings202

SOFI analyst recommendation trends show decreasing buy-side sentiment over the past 6 months. Buy rating actions changed from 2 to 1 per month.

Financial Forecast: EPS & Revenue Estimates

Revenue This Year

$3.6B

↓ 38.1% YoY

Revenue Next Year

$4.7B

↑ 31.6% YoY

EPS This Year

$0.37

EPS Next Year

$0.60

↑ 63.6% YoY

EPS ForecastReported vs Estimated

Reported EPSHistorical estimateAnalyst forecast (future)

Analysts forecast SOFI EPS of $0.37 for the current fiscal year, based on estimates from 7 analysts. The SOFI revenue forecast is $3.6B for the current year. These are analyst consensus estimates via FMP / S&P Global.

About Forecast & Price Prediction

The SOFI stock forecast is supported by two independent data sources: analyst consensus ratings from 27 Wall Street analysts (S&P Global / FMP), and technical analysis calculated from historical EOD price data. The consensus SOFI price target is $21.40 (+33.5% upside), with an analyst consensus of Hold.

The SOFI short-term stock prediction for tomorrow is $16.66 (+3.93%). The SOFI stock price prediction for 2027 estimates an average of $26. The SOFI stock prediction for 2030 projects a range of $50–$60.

SoFi Technologies, Inc. trades on NASDAQ under the ticker SOFI. The SOFI stock outlook for 2027 is broadly mixed, supported by a Hold consensus among 33% of covering analysts.

FAQ answers synthesize analyst targets, estimates, and on-page model outputs where shown.

Frequently asked questions

SOFI forecast · 8 questions

According to 27 Wall Street analysts, the average 12-month SOFI price target is $21.40, with a high forecast of $29.00 and a low of $16.00. The median price target is shown in the chart above when available. This implies +33.5% potential upside from the current price of $16.03.

SOFI price targetWhat is SOFI price targetSOFI analyst price targetSOFI 12-month target

· Analyst data: Financial Modeling Prep (FMP) · S&P Global Market Intelligence · Technical analysis: FMP /historical-price-eod/light · Updated: Hourly (analyst) · Daily (technical)

⚠ This information is provided for informational purposes only and does not constitute investment advice. Short-term and long-term price predictions are algorithmically generated and carry significant uncertainty. Past performance does not guarantee future results. Always conduct your own due diligence before making investment decisions.