Stellar Bancorp, Inc.
STELNYSEFinancial Services● Active
$37.78
+$0.19(+0.51%)
Market Cap$1.9B
P/E Ratio—
52W High$40.21
52W Low$26.3
Stellar Bancorp, Inc. (STEL) · Income Statement
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · STEL · as of 2026-06-08
Financial statements
Revenue · Gross Profit · Net Income
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Revenue | |||||
| Revenue | $0.60B | $0.63B | $0.62B | $0.34B | $0.26B |
| Cost of Revenue | $0.18B | $0.19B | $0.16B | $0.08B | $0.02B |
| Gross Profit | $0.41B | $0.43B | $0.45B | $0.26B | $0.24B |
| Gross Margin %(computed) | 69.31% | 69.38% | 73.51% | 75.32% | 91.48% |
| Operating Expenses | |||||
| R&D Expenses | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| G&A Expenses | $0.19B | $0.17B | $0.17B | $0.11B | $0.09B |
| Total Operating Expenses | $0.29B | $0.29B | $0.29B | $0.20B | $0.14B |
| Operating Income | $0.13B | $0.14B | $0.16B | $0.06B | $0.10B |
| Operating Margin %(computed) | 21.43% | 23.18% | 26.31% | 18.21% | 38.16% |
| Interest Income | $0.57B | $0.60B | $0.59B | $0.32B | $0.25B |
| Interest Expense | $0.17B | $0.19B | $0.15B | $0.03B | $0.02B |
| Income Before Tax | $0.13B | $0.14B | $0.16B | $0.06B | $0.10B |
| Income Tax Expense | $0.02B | $0.03B | $0.03B | $0.01B | $0.02B |
| Net Income | $0.10B | $0.12B | $0.13B | $0.05B | $0.08B |
| Net Margin %(computed) | 17.25% | 18.39% | 21.21% | 14.98% | 31.16% |
| Per Share & EBITDA | |||||
| EPS (Basic) | $1.99 | $2.15 | $2.45 | $1.48 | $2.85 |
| Wtd Avg Shares | 0.05B | 0.05B | 0.05B | 0.03B | 0.03B |
| EBITDA | $0.13B | $0.18B | $0.20B | $0.08B | $0.11B |
| EBITDA Margin %(computed) | 21.43% | 28.30% | 31.91% | 22.36% | 41.05% |
Data source: Financial Modeling Prep · Last updated: 2026-06-08 · USD · B
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About Stellar Bancorp, Inc. (STEL) Income Statement
Stellar Bancorp, Inc. (STEL) income statement data is sourced from SEC Form 10-K and 10-Q filings. For fiscal year 2025, STEL reported revenue of $0.60B, gross profit of $0.41B (gross margin 69.31%), and net income of $0.10B — a net profit margin of 17.25%.
Frequently asked questions
STEL · 4 questionsStellar Bancorp, Inc. (STEL) reported revenue of $0.60B for 2025, down 4.7% year-over-year.
STEL revenueSTEL salesannual revenue YoYincome statement
· Source: FMP /stable/income-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-08