Synchrony Financial
SYFNYSEFinancial Services● Active
$72.16
+$1.61(+2.28%)
Market Cap$24.3B
P/E Ratio—
52W High$88.77
52W Low$59.46
Synchrony Financial (SYF) · Cash Flow
Annual, quarterly, or TTM views · SEC 10-K & 10-Q via FMP · adjust period and M/B/T below.
FMP · SYF · as of 2026-06-10
Financial statements
Operating CF · CapEx · Free Cash Flow
| Breakdown | 2025-12 | 2024-12 | 2023-12 | 2022-12 | 2021-12 |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Net Income | $3.55B | $3.50B | $2.24B | $3.02B | $4.22B |
| Depreciation & Amort. | $0.51B | $0.48B | $0.46B | $0.42B | $0.39B |
| Stock-Based Comp. | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| Change in Working Capital | ($0.16B) | ($0.20B) | ($0.34B) | ($0.27B) | $1.02B |
| Net Cash from Operations | $9.85B | $9.85B | $8.59B | $6.69B | $7.10B |
| Investing Activities | |||||
| Capital Expenditure | $0.00B | $0.00B | $0.00B | $0.00B | $0.00B |
| Purchases of Investments | ($1.19B) | ($2.81B) | ($3.62B) | ($3.87B) | ($2.99B) |
| Sales of Investments | $1.95B | $3.62B | $5.01B | $3.98B | $5.08B |
| Net Cash from Investing | ($4.85B) | ($8.90B) | ($14.23B) | ($10.23B) | ($4.81B) |
| Financing Activities | |||||
| Common Stock Repurchased | ($2.94B) | ($1.01B) | ($1.11B) | ($3.32B) | ($2.88B) |
| Dividends Paid | ($0.51B) | ($0.47B) | ($0.45B) | ($0.48B) | ($0.54B) |
| Debt Issued / Repaid | ($0.29B) | ($0.54B) | $1.78B | ($0.33B) | ($1.28B) |
| Net Cash from Financing | ($4.74B) | ($0.61B) | $9.63B | $5.28B | ($5.20B) |
| Free Cash Flow | |||||
| Free Cash Flow | $9.85B | $9.85B | $8.59B | $6.69B | $7.10B |
| FCF Margin %(computed) | 51.53% | 47.44% | 49.56% | 50.73% | 63.25% |
Data source: Financial Modeling Prep · Last updated: 2026-06-10 · USD · B
Explore more Synchrony Financial data
About Synchrony Financial (SYF) Cash Flow Statement
Synchrony Financial generated operating cash flow of $9.85B and free cash flow of $9.85B for 2025 — a FCF margin of 51.53%. Capital expenditure was $0.00B.
Frequently asked questions
SYF · 4 questionsSynchrony Financial generated free cash flow of $9.85B for 2025, up 0.0% year-over-year.
SYF free cash flowFCF margincash flow yield
· Source: FMP /stable/cash-flow-statement · SEC EDGAR Form 10-K & 10-Q · As of 2026-06-10