Synchrony Financial

SYFNYSEFinancial Services● Active

$70.63

$-0.22(-0.30%)

Market Cap$23.8B

P/E Ratio—

52W High$88.77

52W Low$56.975

Avg Volume3.9M

Open$70.76

Beta1.32

Overview

Synchrony Financial (SYF) PE Ratio — Current & Historical Data

Trailing twelve months (TTM) P/E, forward P/E, PEG, and annual PE history — from market prices and filings.

syf · pe ratio · data through Dec 31, 2025

Core PE Ratio Metrics

Trailing 12 months · TTM

The price-to-earnings (P/E) ratio for Synchrony Financial (SYF) measures how much investors pay for each dollar of the company's trailing earnings. SYF's current PE ratio of 6.74x is calculated by dividing its stock price of $70.63 by its TTM earnings per share of $10.51. −2.1% discount vs 5Y avg 6.9x

6.74x

P/E Ratio (TTM)−2.1%

Source: FMP · /ratios-ttm · /analyst-estimates · 2025-12-31

Forward P/E

7.60x

FY2026 est. EPS $9.29

Based on 16 analysts

EPS (TTM)

$10.51

TTM · diluted EPS

PEG Ratio

0.21

Below 1.0 · Growth adjusted

▸ Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Synchrony Financial SEC 10-K & 10-Q filings · US GAAPUpdated: 2026-06-08

PE Ratio History

2011 – 2025 · Annual

PE Ratio (TTM)

5Y Avg 6.9x

EPS (Annual)

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare (Annual)

Historical PE Range

Past 15 fiscal years · Front-end computed

Average

9.5x

15-yr mean

Median

9.0x

15-yr midpoint

Minimum

5.2x

Lowest year

Maximum

15.9x

Highest year

6.7x ← Now

5.2x
MinQ1 · 25%9.0x
MedianQ3 · 75%15.9x
Max

Within Historical Range

At 6.74x, SYF's current P/E is within its average historical range over the past 15 fiscal years.

27th percentileHigher than 4 of 15 historical fiscal year readings

Percentile calculated from annual fiscal year data points, not by trading day. Years where PE ≤ 0 or > 9,999 are excluded.

PE Ratio vs Peers

Financial - Credit Services · 6 peers · Annual PE

Company	Market Cap	PE (Annual)	vs Avg	EPS (TTM)
Synchrony FinancialYou SYF	$23.8B	6.74x	-39.5%	$10.51
Banco Bradesco S.A. BBDO	$30.9B	7.17x	-35.6%	$0.40
Fifth Third Bancorp FITB	$47.5B	12.33x	+10.7%	$3.80
ORIX Corporation IX	$42.9B	11.19x	+0.6%	$425.22
KB Financial Group Inc. KB	$35.5B	8.02x	-28.0%	$15456.93
Morgan Stanley MS	$339.4B	16.54x	+48.6%	$10.73
M&T Bank Corporation MTB	$32.9B	11.54x	+3.7%	$17.46
Industry Average 6 peers with valid PE	—	11.13x	baseline	—

* N/A — Company is not profitable (TTM) · excluded from industry average · ▸ FMP /stock-peers + /ratios?limit=1 · priceToEarningsRatio

Annual PE Ratio History

Showing 10 of 15 years

Fiscal Year End	PE Ratio	EPS (TTM)	YoY Change
2025-12-31Latest FY2025	8.41x	$9.93	+14.1%
2024-12-31 FY2024	7.37x	$8.82	+2.5%
2023-12-31 FY2023	7.19x	$5.31	+37.3%
2022-12-31 FY2022	5.23x	$6.28	-15.6%
2021-12-31 FY2021	6.21x	$7.48	-58.0%
2020-12-31 FY2020	14.76x	$2.35	+129.2%
2019-12-31 FY2019	6.44x	$5.59	+3.2%
2018-12-31 FY2018	6.24x	$3.76	-60.7%
2017-12-31 FY2017	15.87x	$2.43	+18.8%
2016-12-31 FY2016	13.36x	$2.71	+16.7%

▸ FMP /ratios?period=annual&limit=20 · priceToEarningsRatio + netIncomePerShare · Zero extra API

About PE Ratio & Methodology

PE Ratio = Stock Price ÷ EPS (TTM)

= $70.63 ÷ $10.51 = 6.74x

TTMTrailing Twelve Months — sum of the most recent 4 quarterly EPS figures

Forward PEStock price ÷ analyst consensus EPS estimate for the next fiscal year

PEGPE ÷ earnings growth rate — values below 1.0 suggest growth may justify the premium

Figures tie to SEC 10-K/10-Q and FMP ratio endpoints where noted.

Price history Financial statements Earnings

Frequently asked questions

SYF pe ratio · 6 questions

SYF's current PE ratio is 6.74x as of 2026-06-08, based on a stock price of $70.63 and TTM EPS of $10.51. Data sourced from Financial Modeling Prep via SYF's SEC 10-K and 10-Q filings.

SYF PE ratioWhat is SYF PE ratioCurrent PE ratio of SYFSYF PE ratio today

▸ Source: FMP · /ratios-ttm · /ratios annual · /analyst-estimates · /stock-peers · Synchrony Financial SEC 10-K & 10-Q filings · US GAAP · Updated: 2026-06-08