UMB Financial Corporation
UMBFNASDAQFinancial Services● Active
$129.25
$-0.67(-0.51%)
Market Cap$9.8B
P/E Ratio—
52W High$136.11
52W Low$98.16
UMB Financial Corporation (UMBF) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
UMBF · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 28, 2026EPS Actual
$3.41
Est. $2.82 · +20.9%
Revenue
$0.74B
Est. $0.70B · +5.3%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 28, 2026
After Market Close
▲ Beat EPS▲ Beat Revenue🔥 6-Quarter EPS Beat Streak
UMBF reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Rev. $0.58B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
Rev. Est.$0.58B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Aug 4, 2026 | $3.09 | — | — | — | $0.73B | — |
| ▲ Q2 FY2026 | Apr 28, 2026 | $2.82 | $3.41 | +20.9% | $0.74B | $0.70B | +5.3% |
| ▲ Q1 FY2026 | Jan 27, 2026 | $2.71 | $3.08 | +13.7% | $0.72B | $0.68B | +6.4% |
| ▲ Q4 FY2025 | Oct 28, 2025 | $2.50 | $2.70 | +8.0% | $1.09B | $0.66B | +64.4% |
| ▲ Q3 FY2025 | Jul 29, 2025 | $2.37 | $2.96 | +24.9% | $0.63B | $0.65B | -2.9% |
| ▲ Q2 FY2025 | Apr 29, 2025 | $2.19 | $2.58 | +17.8% | $0.51B | $0.56B | -8.7% |
| ▲ Q1 FY2025 | Jan 28, 2025 | $2.25 | $2.49 | +10.7% | $0.39B | $0.41B | -4.4% |
| — Q4 FY2024 | Oct 29, 2024 | $2.20 | $2.19 | -0.5% | $0.36B | $0.40B | -8.8% |
Q3 FY2026
Aug 4, 2026
EPS Actual
—
EPS Est.
$3.09
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 28, 2026Beat
EPS Actual
$3.41
EPS Est.
$2.82
EPS Surpr.
+20.9%
Revenue
$0.74B
Q1 FY2026
Jan 27, 2026Beat
EPS Actual
$3.08
EPS Est.
$2.71
EPS Surpr.
+13.7%
Revenue
$0.72B
Q4 FY2025
Oct 28, 2025Beat
EPS Actual
$2.70
EPS Est.
$2.50
EPS Surpr.
+8.0%
Revenue
$1.09B
Q3 FY2025
Jul 29, 2025Beat
EPS Actual
$2.96
EPS Est.
$2.37
EPS Surpr.
+24.9%
Revenue
$0.63B
Q2 FY2025
Apr 29, 2025Beat
EPS Actual
$2.58
EPS Est.
$2.19
EPS Surpr.
+17.8%
Revenue
$0.51B
Q1 FY2025
Jan 28, 2025Beat
EPS Actual
$2.49
EPS Est.
$2.25
EPS Surpr.
+10.7%
Revenue
$0.39B
Q4 FY2024
Oct 29, 2024
EPS Actual
$2.19
EPS Est.
$2.20
EPS Surpr.
-0.5%
Revenue
$0.36B
Analyst Estimates
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $3.93 | $4.01 | $4.06 | 7 |
| Q3 FY2028 | $3.89 | $3.97 | $4.03 | 4 |
| Q2 FY2028 | $3.76 | $3.83 | $3.88 | 6 |
| Q1 FY2028 | $3.66 | $3.73 | $3.78 | 4 |
| Q4 FY2027 | $3.60 | $3.67 | $3.72 | 6 |
| Q3 FY2027 | $3.49 | $3.56 | $3.60 | 3 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2028 | $1.3B | $1.3B | $1.3B | 1 |
| Q3 FY2028 | $1.2B | $1.2B | $1.2B | 1 |
| Q2 FY2028 | $1.1B | $1.1B | $1.1B | 1 |
| Q1 FY2028 | $1.0B | $1.0B | $1.0B | 1 |
| Q4 FY2027 | $0.8B | $0.8B | $0.8B | 2 |
| Q3 FY2027 | $0.8B | $0.8B | $0.8B | 2 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▲ Q2 FY2026 | Apr 28, 2026 | +20.9% | $124.16 | $125.35 | +0.96% |
| ▲ Q1 FY2026 | Jan 27, 2026 | +13.7% | $122.50 | $124.86 | +1.93% |
| ▲ Q4 FY2025 | Oct 28, 2025 | +8.0% | $112.44 | $112.29 | -0.13% |
| ▲ Q3 FY2025 | Jul 29, 2025 | +24.9% | $108.95 | $109.20 | +0.23% |
| ▲ Q2 FY2025 | Apr 29, 2025 | +17.8% | $95.93 | $97.82 | +1.97% |
| ▲ Q1 FY2025 | Jan 28, 2025 | +10.7% | $121.11 | $121.62 | +0.42% |
| ▲ Q4 FY2024 | Oct 29, 2024 | -0.5% | $107.05 | $106.66 | -0.36% |
| ▲ Q3 FY2024 | Jul 30, 2024 | +3.0% | $98.03 | $99.05 | +1.04% |
Q2 FY2026+0.96%
Report Date
Apr 28, 2026
EPS Beat/Miss
+20.9%
Price Before
$124.16
Price After
$125.35
Q1 FY2026+1.93%
Report Date
Jan 27, 2026
EPS Beat/Miss
+13.7%
Price Before
$122.50
Price After
$124.86
Q4 FY2025-0.13%
Report Date
Oct 28, 2025
EPS Beat/Miss
+8.0%
Price Before
$112.44
Price After
$112.29
Q3 FY2025+0.23%
Report Date
Jul 29, 2025
EPS Beat/Miss
+24.9%
Price Before
$108.95
Price After
$109.20
Q2 FY2025+1.97%
Report Date
Apr 29, 2025
EPS Beat/Miss
+17.8%
Price Before
$95.93
Price After
$97.82
Q1 FY2025+0.42%
Report Date
Jan 28, 2025
EPS Beat/Miss
+10.7%
Price Before
$121.11
Price After
$121.62
Q4 FY2024-0.36%
Report Date
Oct 29, 2024
EPS Beat/Miss
-0.5%
Price Before
$107.05
Price After
$106.66
Q3 FY2024+1.04%
Report Date
Jul 30, 2024
EPS Beat/Miss
+3.0%
Price Before
$98.03
Price After
$99.05
Avg Beat Reaction+0.76%
Beat Rate8 / 8 quarters
Largest Move+1.97% (Q2 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: UMBF ends December
UMB Financial Corporation (UMBF) most recently reported earnings on April 28, 2026 for Q2 FY2026, posting EPS of $3.41 — beating the analyst consensus of $2.82 by +20.9%. UMBF has beaten EPS estimates for 6 consecutive quarters. The next UMBF earnings date is expected around September 1, 2026.
Each quarter, investors track UMBF earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. UMBF revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
UMBF's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
UMBF earnings · 5 questionsUMB Financial Corporation's next earnings report is expected around September 1, 2026. UMBF typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; UMBF historically reports after market close (AMC).
UMBF earnings datewhen is UMBF earningsUMBF next earnings datewhen does UMBF report earningsUMBF earnings calendar
▸ Source: FMP · UMB Financial Corporation SEC filings · US GAAP · UMB Financial Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026