Companies: 10,795·Total market cap: $144.5T
UnitedHealth Group Incorporated

UnitedHealth Group Incorporated

UNHNYSEHealthcare● Active
$399.47
+$3.00(+0.76%)
Market Cap$362.8B
P/E Ratio—
52W High$404.15
52W Low$234.6
Overview

UnitedHealth Group Incorporated (UNH) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

UNH · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$28.12B▼ -3.4% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$24.36B
cashAndCashEquivalents
Short-Term Investments
$3.76B
shortTermInvestments
YoY Change vs Prior Year
-3.4%
vs prior fiscal year
Latest Quarter
$31.23B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$28.12BCash on Hand
Total Debt$78.39BTotal Debt
Net Cash / Net Debt−$50.27BNet Debt Position
Cash vs Debt Ratio
Cash 26%Debt 74%

UnitedHealth Group Incorporated carries a net debt position of $50.27B. Total debt ($78.39B) exceeds cash on hand ($28.12B). UnitedHealth Group Incorporated cash vs debt ratio: 26% cash / 74% debt.

Net Cash = Cash & ST Investments − Total Debt$28.12B − $78.39B = −$50.27B

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
UNH annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$28.12B-3.4%
Dec 31, 2024$29.11B-1.7%
Dec 31, 2023$29.63B+6.2%
Dec 31, 2022$27.91B+16.7%
Dec 31, 2021$23.91B+20.9%
UNH cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Healthcare Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
UnitedHealth Group Incorporated
UnitedHealth Group IncorporatedYOU
UNH
$28.12B7.8%
#2
Johnson & Johnson
Johnson & Johnson
JNJ
$20.10B3.6%#3
Merck & Co., Inc.
Merck & Co., Inc.
MRK
$14.56B4.9%#4
Eli Lilly and Company
Eli Lilly and Company
LLY
$7.27B0.7%#5
AbbVie Inc.
AbbVie Inc.
ABBV
$5.26B1.3%
Healthcare sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

UnitedHealth Group Incorporated (UNH) cash on hand as of December 31, 2025 is $28.12B, comprising $24.36B in cash and cash equivalents (CCE) plus $3.76B in short-term investments — reported as UnitedHealth Group Incorporated cash and short-term investments on the balance sheet (10-K filing). Also referred to as UnitedHealth Group Incorporated cash reserves or cash position.

UnitedHealth Group Incorporated annual cash on hand history shows decreased -3.4% in 2025: decreased -3.4% in 2025. UnitedHealth Group Incorporated cash reserves in 2025 reflect the company's capital allocation strategy.

UnitedHealth Group Incorporated carries total debt of $78.39B against cash of $28.12B, resulting in a net debt position of -$50.27B. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

UNH cash on hand · 5 questions

As of December 31, 2025, UnitedHealth Group Incorporated (UNH) has $28.12B in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $24.36B in cash and cash equivalents (CCE) plus $3.76B in short-term investments. Latest quarter (March 31, 2026): $31.23B. Data sourced from the annual 10-K filing via FMP.

UNH cash on handUNH cash reservesUNH cash 2025how much cash does UNH have

▸ Source: FMP /balance-sheet-statement · US GAAP · UnitedHealth Group Incorporated · UnitedHealth Group Incorporated SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025