USCB Financial Holdings, Inc.
USCBNASDAQFinancial Services● Active
$18.92
+$0.29(+1.56%)
Market Cap$345552988
P/E Ratio—
52W High$20.785
52W Low$15.565
USCB Financial Holdings, Inc. (USCB) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
USCB · earnings · updated Jun 9, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 23, 2026EPS Actual
$0.47
Est. $0.48 · -2.1%
Revenue
$0.03B
Est. $0.03B · +0.9%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 23, 2026
After Market Close
▼ Miss EPS
USCB reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
84
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
—
Days Away84
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.—
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 23, 2026 | $0.49 | — | — | — | $0.03B | — |
| ▼ Q2 FY2026 | Apr 23, 2026 | $0.48 | $0.47 | -2.1% | $0.03B | $0.03B | +0.9% |
| ▼ Q1 FY2026 | Jan 22, 2026 | $0.51 | $0.44 | -13.7% | $0.03B | $0.03B | -3.1% |
| ▲ Q4 FY2025 | Oct 23, 2025 | $0.42 | $0.45 | +7.1% | $0.02B | $0.03B | -2.7% |
| ▲ Q3 FY2025 | Jul 24, 2025 | $0.38 | $0.40 | +5.3% | $0.02B | $0.03B | -2.5% |
| — Q2 FY2025 | Apr 24, 2025 | $0.38 | $0.38 | +0.0% | $0.02B | $0.02B | -0.5% |
| ▼ Q1 FY2025 | Jan 24, 2025 | $0.36 | $0.34 | -6.8% | $0.02B | $0.02B | +2.6% |
| ▲ Q4 FY2024 | Oct 31, 2024 | $0.31 | $0.35 | +12.9% | $0.02B | $0.02B | +3.8% |
Q3 FY2026
Jul 23, 2026
EPS Actual
—
EPS Est.
$0.49
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 23, 2026Miss
EPS Actual
$0.47
EPS Est.
$0.48
EPS Surpr.
-2.1%
Revenue
$0.03B
Q1 FY2026
Jan 22, 2026Miss
EPS Actual
$0.44
EPS Est.
$0.51
EPS Surpr.
-13.7%
Revenue
$0.03B
Q4 FY2025
Oct 23, 2025Beat
EPS Actual
$0.45
EPS Est.
$0.42
EPS Surpr.
+7.1%
Revenue
$0.02B
Q3 FY2025
Jul 24, 2025Beat
EPS Actual
$0.40
EPS Est.
$0.38
EPS Surpr.
+5.3%
Revenue
$0.02B
Q2 FY2025
Apr 24, 2025
EPS Actual
$0.38
EPS Est.
$0.38
EPS Surpr.
+0.0%
Revenue
$0.02B
Q1 FY2025
Jan 24, 2025Miss
EPS Actual
$0.34
EPS Est.
$0.36
EPS Surpr.
-6.8%
Revenue
$0.02B
Q4 FY2024
Oct 31, 2024Beat
EPS Actual
$0.35
EPS Est.
$0.31
EPS Surpr.
+12.9%
Revenue
$0.02B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.57 | $0.57 | $0.58 | 2 |
| Q3 FY2027 | $0.56 | $0.57 | $0.58 | 1 |
| Q2 FY2027 | $0.53 | $0.54 | $0.54 | 1 |
| Q1 FY2027 | $0.51 | $0.51 | $0.52 | 2 |
| Q4 FY2026 | $0.52 | $0.52 | $0.53 | 2 |
| Q3 FY2026 | $0.50 | $0.51 | $0.53 | 4 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q3 FY2027 | $0.0B | $0.0B | $0.0B | 2 |
| Q2 FY2027 | $0.0B | $0.0B | $0.0B | 2 |
| Q1 FY2027 | $0.0B | $0.0B | $0.0B | 1 |
| Q4 FY2026 | $0.0B | $0.0B | $0.0B | 2 |
| Q3 FY2026 | $0.0B | $0.0B | $0.0B | 3 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q2 FY2026 | Apr 23, 2026 | -2.1% | $19.35 | $19.47 | +0.62% |
| ▼ Q1 FY2026 | Jan 22, 2026 | -13.7% | $20.38 | $20.70 | +1.57% |
| ▲ Q4 FY2025 | Oct 23, 2025 | +7.1% | $17.19 | $16.97 | -1.28% |
| ▲ Q3 FY2025 | Jul 24, 2025 | +5.3% | $18.01 | $17.18 | -4.61% |
| ▲ Q2 FY2025 | Apr 24, 2025 | +0.0% | $18.12 | $17.87 | -1.38% |
| ▼ Q1 FY2025 | Jan 24, 2025 | -6.8% | $18.27 | $18.75 | +2.63% |
| ▲ Q4 FY2024 | Oct 31, 2024 | +12.9% | $14.60 | $14.52 | -0.55% |
| ▲ Q3 FY2024 | Jul 25, 2024 | +29.2% | $15.44 | $15.79 | +2.27% |
Q2 FY2026+0.62%
Report Date
Apr 23, 2026
EPS Beat/Miss
-2.1%
Price Before
$19.35
Price After
$19.47
Q1 FY2026+1.57%
Report Date
Jan 22, 2026
EPS Beat/Miss
-13.7%
Price Before
$20.38
Price After
$20.70
Q4 FY2025-1.28%
Report Date
Oct 23, 2025
EPS Beat/Miss
+7.1%
Price Before
$17.19
Price After
$16.97
Q3 FY2025-4.61%
Report Date
Jul 24, 2025
EPS Beat/Miss
+5.3%
Price Before
$18.01
Price After
$17.18
Q2 FY2025-1.38%
Report Date
Apr 24, 2025
EPS Beat/Miss
+0.0%
Price Before
$18.12
Price After
$17.87
Q1 FY2025+2.63%
Report Date
Jan 24, 2025
EPS Beat/Miss
-6.8%
Price Before
$18.27
Price After
$18.75
Q4 FY2024-0.55%
Report Date
Oct 31, 2024
EPS Beat/Miss
+12.9%
Price Before
$14.60
Price After
$14.52
Q3 FY2024+2.27%
Report Date
Jul 25, 2024
EPS Beat/Miss
+29.2%
Price Before
$15.44
Price After
$15.79
Avg Beat Reaction-1.11%
Avg Miss Reaction+1.61%
Beat Rate5 / 8 quarters
Largest Move-4.61% (Q3 FY2025)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: USCB ends December
USCB Financial Holdings, Inc. (USCB) most recently reported earnings on April 23, 2026 for Q2 FY2026, posting EPS of $0.47 — missing the analyst consensus of $0.48 by -2.1%. The next USCB earnings date is expected around September 1, 2026.
Each quarter, investors track USCB earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. USCB revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
USCB's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
USCB earnings · 5 questionsUSCB Financial Holdings, Inc.'s next earnings report is expected around September 1, 2026. USCB typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; USCB historically reports after market close (AMC).
USCB earnings datewhen is USCB earningsUSCB next earnings datewhen does USCB report earningsUSCB earnings calendar
▸ Source: FMP · USCB Financial Holdings, Inc. SEC filings · US GAAP · USCB Financial Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 9, 2026