Waterstone Financial, Inc.
WSBFNASDAQFinancial Services● Active
$18.59
$-0.19(-1.01%)
Market Cap$335606794
P/E Ratio—
52W High$18.88
52W Low$13.02
Waterstone Financial, Inc. (WSBF) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
WSBF · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: Apr 23, 2026EPS Actual
$0.34
Est. $0.66 · -48.5%
Revenue
$0.05B
Est. $0.07B · -25.2%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
Apr 23, 2026
After Market Close
▼ Miss EPS▼ Miss Revenue
WSBF reports quarterly as a NASDAQ-listed Banks - Regional company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.21
Rev. $0.66B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.21
Rev. Est.$0.66B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Jul 21, 2026 | $0.66 | — | — | — | $0.07B | — |
| ▼ Q2 FY2026 | Apr 23, 2026 | $0.66 | $0.34 | -48.5% | $0.05B | $0.07B | -25.2% |
| ▲ Q1 FY2026 | Jan 28, 2026 | $0.33 | $0.44 | +33.3% | $0.03B | $0.04B | -22.9% |
| — Q4 FY2025 | Oct 23, 2025 | — | $0.45 | — | $0.05B | — | — |
| — Q3 FY2025 | Jul 22, 2025 | — | $0.43 | — | $0.05B | — | — |
| — Q2 FY2025 | Apr 22, 2025 | — | $0.17 | — | $0.04B | — | — |
| ▼ Q1 FY2025 | Jan 28, 2025 | $0.33 | $0.28 | -15.2% | $0.05B | $0.04B | +15.2% |
| ▼ Q4 FY2024 | Oct 22, 2024 | $0.30 | $0.26 | -13.3% | $0.03B | $0.01B | +178.4% |
Q3 FY2026
Jul 21, 2026
EPS Actual
—
EPS Est.
$0.66
EPS Surpr.
—
Revenue
—
Q2 FY2026
Apr 23, 2026Miss
EPS Actual
$0.34
EPS Est.
$0.66
EPS Surpr.
-48.5%
Revenue
$0.05B
Q1 FY2026
Jan 28, 2026Beat
EPS Actual
$0.44
EPS Est.
$0.33
EPS Surpr.
+33.3%
Revenue
$0.03B
Q4 FY2025
Oct 23, 2025
EPS Actual
$0.45
EPS Est.
—
EPS Surpr.
—
Revenue
$0.05B
Q3 FY2025
Jul 22, 2025
EPS Actual
$0.43
EPS Est.
—
EPS Surpr.
—
Revenue
$0.05B
Q2 FY2025
Apr 22, 2025
EPS Actual
$0.17
EPS Est.
—
EPS Surpr.
—
Revenue
$0.04B
Q1 FY2025
Jan 28, 2025Miss
EPS Actual
$0.28
EPS Est.
$0.33
EPS Surpr.
-15.2%
Revenue
$0.05B
Q4 FY2024
Oct 22, 2024Miss
EPS Actual
$0.26
EPS Est.
$0.30
EPS Surpr.
-13.3%
Revenue
$0.03B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q1 FY2030 | $0.33 | $0.33 | $0.33 | 1 |
| Q4 FY2029 | $0.30 | $0.30 | $0.30 | 1 |
| Q3 FY2029 | $0.26 | $0.26 | $0.26 | 1 |
| Q2 FY2029 | $0.13 | $0.13 | $0.13 | 1 |
| Q1 FY2029 | $0.18 | $0.18 | $0.18 | 1 |
| Q4 FY2028 | $0.23 | $0.23 | $0.23 | 1 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q1 FY2030 | $0.0B | $0.0B | $0.0B | 1 |
| Q4 FY2029 | $0.0B | $0.0B | $0.0B | 1 |
| Q3 FY2029 | $0.0B | $0.0B | $0.0B | 1 |
| Q2 FY2029 | $0.0B | $0.0B | $0.0B | 1 |
| Q1 FY2029 | $0.0B | $0.0B | $0.0B | 1 |
| Q4 FY2028 | $0.0B | $0.0B | $0.0B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q2 FY2026 | Apr 23, 2026 | -48.5% | $18.01 | $17.97 | -0.22% |
| ▲ Q1 FY2026 | Jan 28, 2026 | +33.3% | $17.50 | $17.03 | -2.69% |
| — Q4 FY2025 | Oct 23, 2025 | — | $15.01 | $14.81 | -1.33% |
| — Q3 FY2025 | Jul 22, 2025 | — | $13.56 | $13.64 | +0.59% |
| — Q2 FY2025 | Apr 22, 2025 | — | $12.11 | $12.40 | +2.39% |
| ▼ Q1 FY2025 | Jan 28, 2025 | -15.2% | $13.50 | $13.38 | -0.89% |
| ▼ Q4 FY2024 | Oct 22, 2024 | -13.3% | $14.70 | $14.87 | +1.16% |
| ▲ Q3 FY2024 | Jul 25, 2024 | +19.2% | $14.67 | $15.44 | +5.25% |
Q2 FY2026-0.22%
Report Date
Apr 23, 2026
EPS Beat/Miss
-48.5%
Price Before
$18.01
Price After
$17.97
Q1 FY2026-2.69%
Report Date
Jan 28, 2026
EPS Beat/Miss
+33.3%
Price Before
$17.50
Price After
$17.03
Q4 FY2025-1.33%
Report Date
Oct 23, 2025
EPS Beat/Miss
—
Price Before
$15.01
Price After
$14.81
Q3 FY2025+0.59%
Report Date
Jul 22, 2025
EPS Beat/Miss
—
Price Before
$13.56
Price After
$13.64
Q2 FY2025+2.39%
Report Date
Apr 22, 2025
EPS Beat/Miss
—
Price Before
$12.11
Price After
$12.40
Q1 FY2025-0.89%
Report Date
Jan 28, 2025
EPS Beat/Miss
-15.2%
Price Before
$13.50
Price After
$13.38
Q4 FY2024+1.16%
Report Date
Oct 22, 2024
EPS Beat/Miss
-13.3%
Price Before
$14.70
Price After
$14.87
Q3 FY2024+5.25%
Report Date
Jul 25, 2024
EPS Beat/Miss
+19.2%
Price Before
$14.67
Price After
$15.44
Avg Beat Reaction+1.28%
Avg Miss Reaction+0.02%
Beat Rate2 / 8 quarters
Largest Move+5.25% (Q3 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: WSBF ends December
Waterstone Financial, Inc. (WSBF) most recently reported earnings on April 23, 2026 for Q2 FY2026, posting EPS of $0.34 — missing the analyst consensus of $0.66 by -48.5%. The next WSBF earnings date is expected around September 1, 2026.
Each quarter, investors track WSBF earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. WSBF revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
WSBF's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
WSBF earnings · 5 questionsWaterstone Financial, Inc.'s next earnings report is expected around September 1, 2026. WSBF typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; WSBF historically reports after market close (AMC).
WSBF earnings datewhen is WSBF earningsWSBF next earnings datewhen does WSBF report earningsWSBF earnings calendar
▸ Source: FMP · Waterstone Financial, Inc. SEC filings · US GAAP · Waterstone Financial, Inc. SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026