Companies: 10,795·Total market cap: $144.5T
Ameris Bancorp

Ameris Bancorp

ABCBNYSEFinancial Services● Active
$85.36
$-0.11(-0.13%)
Market Cap$5.7B
P/E Ratio—
52W High$87.99
52W Low$59.54
Cash on HandFinancialsRevenue

Ameris Bancorp (ABCB) Cash on Hand — Cash & Short-Term Investments

Cash & cash equivalents plus short-term investments from the balance sheet, YoY change, and net cash vs debt context.

ABCB · cash on hand · updated Dec 31, 2025

Core cash position

Cash & Short-Term Investments (CCE + ST Investments)
$253.8M▼ -91.2% vs prior year
FY · as of Dec 31, 2025 · Reported in USD
Cash & Cash Equiv. (CCE)
$253.8M
cashAndCashEquivalents
Short-Term Investments
$0
shortTermInvestments
YoY Change vs Prior Year
-91.2%
vs prior fiscal year
Latest Quarter
$1.33B
Q1 2026
Data Scope & Methodology

Cash on Hand = Cash & Cash Equivalents (CCE) + Short-Term Investments, as reported on the balance sheet (10-K/10-Q). Also referred to as cash reserves or cash position. Not free cash flow.

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · Reported in USD

Source: FMP /balance-sheet-statement · SEC 10-K / 10-Q · USDUpdated: December 31, 2025

Net cash vs debt

Cash & ST Investments$253.8MCash on Hand
Total Debt$743.0MTotal Debt
Net Cash / Net Debt−$489.2MNet Debt Position
Cash vs Debt Ratio
Cash 25%Debt 75%

Ameris Bancorp carries a net debt position of $489.2M. Total debt ($743.0M) exceeds cash on hand ($253.8M). Ameris Bancorp cash vs debt ratio: 25% cash / 75% debt.

Net Cash = Cash & ST Investments − Total Debt$253.8M − $743.0M = −$489.2M

Cash on hand history

YoY Increase
YoY Decrease
Latest Year
ABCB annual cash on hand history · Cash & Short-Term Investments · Source: FMP /balance-sheet-statement

Annual cash on hand by year

DateCash & ST InvestmentsYoY Change
Dec 31, 2025Latest$253.8M-91.2%
Dec 31, 2024$2.89B+12.5%
Dec 31, 2023$2.57B-1.8%
Dec 31, 2022$2.62B-43.5%
Dec 31, 2021$4.64B+50.5%
ABCB cash on hand annual historical data · Cash & Short-Term Investments per balance sheet (10-K/10-Q) · Reported in USD · Source: FMP /balance-sheet-statement

Financial Services Sector Cash Reserves Comparison

#CompanyCash & ST Inv.Cash/MCap
#1
JPMorgan Chase & Co.
JPMorgan Chase & Co.
JPM
$1.48T177.5%#2
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
BRK-B
$373.31B35.5%#3
Visa Inc.
Visa Inc.
V
$21.99B3.6%#4
Mastercard Incorporated
Mastercard Incorporated
MA
$10.90B2.5%
#5
Ameris Bancorp
Ameris BancorpYOU
ABCB
$253.8M4.4%
Financial Services sector cash reserves · Source: FMP /balance-sheet-statement + /profile · Sorted by Cash desccompanies with most cash on hand →

About cash on hand & methodology

Ameris Bancorp (ABCB) cash on hand as of December 31, 2025 is $253.8M, comprising $253.8M in cash and cash equivalents (CCE) plus $0 in short-term investments — reported as Ameris Bancorp cash and short-term investments on the balance sheet (10-K filing). Also referred to as Ameris Bancorp cash reserves or cash position.

Ameris Bancorp annual cash on hand history shows decreased -91.2% in 2025: decreased -91.2% in 2025. Ameris Bancorp cash reserves in 2025 reflect the company's capital allocation strategy.

Ameris Bancorp carries total debt of $743.0M against cash of $253.8M, resulting in a net debt position of -$489.2M. For the full balance sheet, see the Financials → Balance Sheet tab.

Figures tie to SEC 10-K/10-Q balance sheet disclosures and FMP /balance-sheet-statement where noted.
Financial statementsFree cash flowNet incomeRevenueMarket capP/E ratioEarningsPrice history

Frequently asked questions

ABCB cash on hand · 5 questions

As of December 31, 2025, Ameris Bancorp (ABCB) has $253,807,000 in cash on hand — defined as cash and short-term investments on the balance sheet. This includes $253,807,000 in cash and cash equivalents (CCE) plus $0 in short-term investments. Latest quarter (March 31, 2026): $1.33B. Data sourced from the annual 10-K filing via FMP.

ABCB cash on handABCB cash reservesABCB cash 2025how much cash does ABCB have

▸ Source: FMP /balance-sheet-statement · US GAAP · Ameris Bancorp · Ameris Bancorp SEC 10-K & 10-Q filings · US GAAP · Last updated: December 31, 2025