American Coastal Insurance Corporation
ACICNASDAQFinancial Services● Active
$10.21
$-0.07(-0.68%)
Market Cap$494817440
P/E Ratio—
52W High$13.06
52W Low$9.8
American Coastal Insurance Corporation (ACIC) Earnings: Dates, EPS & Revenue History
Quarterly EPS vs. estimates, revenue surprises, next earnings date, and analyst consensus.
ACIC · earnings · updated Jun 8, 2026
Latest Earnings
Q2 FY2026Report Date: May 5, 2026EPS Actual
$0.39
Est. $0.44 · -11.4%
Revenue
$0.15B
Est. $0.18B · -14.7%
Fiscal Period
Q2 FY2026
FY ends December
Report Date
May 5, 2026
After Market Close
▼ Miss EPS▼ Miss Revenue
ACIC reports quarterly as a NASDAQ-listed Insurance - Property & Casualty company. Fiscal year ends in December. Data: FMP · Updated hourly.
Next Earnings Date
Days Away
85
days
Expected Date
Sep 1, 2026
Fiscal Period
Q3 FY2026
Release Time
◌ Time TBD (Unconfirmed)EPS Est.
$0.21
Rev. $0.66B
Days Away85
Expected DateSep 1, 2026
Fiscal PeriodQ3 FY2026
Release TimeTime TBD (Unconfirmed)
EPS Est.$0.21
Rev. Est.$0.66B
EPS & Revenue vs. Estimates
Actual (Beat)
Actual (Miss)
Estimated
Earnings History
| Period | Report Date | EPS Est. | EPS Actual | EPS Surpr. | Revenue | Rev. Est. | Rev. Surpr. |
|---|---|---|---|---|---|---|---|
| ◌ Q3 FY2026 | Aug 5, 2026 | $0.42 | — | — | — | $0.20B | — |
| ▼ Q2 FY2026 | May 5, 2026 | $0.44 | $0.39 | -11.4% | $0.15B | $0.18B | -14.7% |
| ▲ Q1 FY2026 | Feb 19, 2026 | $0.42 | $0.51 | +21.4% | $0.11B | $0.14B | -18.6% |
| ▲ Q4 FY2025 | Nov 5, 2025 | $0.39 | $0.61 | +56.4% | $0.09B | $0.08B | +8.2% |
| ▲ Q3 FY2025 | Aug 6, 2025 | $0.38 | $0.54 | +42.1% | $0.09B | $0.09B | -0.7% |
| ▲ Q2 FY2025 | May 8, 2025 | $0.40 | $0.42 | +5.0% | $0.07B | $0.08B | -9.8% |
| ▼ Q1 FY2025 | Feb 27, 2025 | $0.15 | $0.12 | -20.0% | $0.08B | $0.07B | +8.9% |
| ▲ Q4 FY2024 | Nov 6, 2024 | $0.35 | $0.54 | +54.3% | $0.08B | $0.08B | +7.9% |
Q3 FY2026
Aug 5, 2026
EPS Actual
—
EPS Est.
$0.42
EPS Surpr.
—
Revenue
—
Q2 FY2026
May 5, 2026Miss
EPS Actual
$0.39
EPS Est.
$0.44
EPS Surpr.
-11.4%
Revenue
$0.15B
Q1 FY2026
Feb 19, 2026Beat
EPS Actual
$0.51
EPS Est.
$0.42
EPS Surpr.
+21.4%
Revenue
$0.11B
Q4 FY2025
Nov 5, 2025Beat
EPS Actual
$0.61
EPS Est.
$0.39
EPS Surpr.
+56.4%
Revenue
$0.09B
Q3 FY2025
Aug 6, 2025Beat
EPS Actual
$0.54
EPS Est.
$0.38
EPS Surpr.
+42.1%
Revenue
$0.09B
Q2 FY2025
May 8, 2025Beat
EPS Actual
$0.42
EPS Est.
$0.40
EPS Surpr.
+5.0%
Revenue
$0.07B
Q1 FY2025
Feb 27, 2025Miss
EPS Actual
$0.12
EPS Est.
$0.15
EPS Surpr.
-20.0%
Revenue
$0.08B
Q4 FY2024
Nov 6, 2024Beat
EPS Actual
$0.54
EPS Est.
$0.35
EPS Surpr.
+54.3%
Revenue
$0.08B
Analyst Estimates
Limited analyst coverage (fewer than 3 analysts). Estimates may not reflect market consensus.
EPS Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.39 | $0.39 | $0.39 | 1 |
| Q3 FY2027 | $-0.02 | $-0.02 | $-0.02 | 1 |
| Q2 FY2027 | $0.42 | $0.42 | $0.42 | 1 |
| Q1 FY2027 | $0.40 | $0.40 | $0.40 | 1 |
| Q4 FY2026 | $0.28 | $0.28 | $0.28 | 1 |
| Q3 FY2026 | $-0.34 | $-0.13 | $0.10 | 2 |
Revenue Estimates
| Period | Low | Consensus | High | # Analysts |
|---|---|---|---|---|
| Q4 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2027 | $0.1B | $0.1B | $0.1B | 1 |
| Q2 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q1 FY2027 | $0.2B | $0.2B | $0.2B | 1 |
| Q4 FY2026 | $0.1B | $0.1B | $0.1B | 1 |
| Q3 FY2026 | $0.1B | $0.1B | $0.1B | 1 |
Earnings Price Reaction
Closing price one trading day before vs. one trading day after each earnings release.
| Period | Report Date | EPS Beat/Miss | Price Before | Price After | 1D Reaction |
|---|---|---|---|---|---|
| ▼ Q2 FY2026 | May 5, 2026 | -11.4% | $11.65 | $11.87 | +1.89% |
| ▲ Q1 FY2026 | Feb 19, 2026 | +21.4% | $11.01 | $11.13 | +1.09% |
| ▲ Q4 FY2025 | Nov 5, 2025 | +56.4% | $12.06 | $12.40 | +2.82% |
| ▲ Q3 FY2025 | Aug 6, 2025 | +42.1% | $10.26 | $10.18 | -0.78% |
| ▲ Q2 FY2025 | May 8, 2025 | +5.0% | $11.63 | $11.92 | +2.49% |
| ▼ Q1 FY2025 | Feb 27, 2025 | -20.0% | $12.79 | $12.69 | -0.78% |
| ▲ Q4 FY2024 | Nov 6, 2024 | +54.3% | $12.83 | $13.30 | +3.66% |
| ▲ Q3 FY2024 | Aug 7, 2024 | +33.3% | $11.65 | $11.65 | +0.00% |
Q2 FY2026+1.89%
Report Date
May 5, 2026
EPS Beat/Miss
-11.4%
Price Before
$11.65
Price After
$11.87
Q1 FY2026+1.09%
Report Date
Feb 19, 2026
EPS Beat/Miss
+21.4%
Price Before
$11.01
Price After
$11.13
Q4 FY2025+2.82%
Report Date
Nov 5, 2025
EPS Beat/Miss
+56.4%
Price Before
$12.06
Price After
$12.40
Q3 FY2025-0.78%
Report Date
Aug 6, 2025
EPS Beat/Miss
+42.1%
Price Before
$10.26
Price After
$10.18
Q2 FY2025+2.49%
Report Date
May 8, 2025
EPS Beat/Miss
+5.0%
Price Before
$11.63
Price After
$11.92
Q1 FY2025-0.78%
Report Date
Feb 27, 2025
EPS Beat/Miss
-20.0%
Price Before
$12.79
Price After
$12.69
Q4 FY2024+3.66%
Report Date
Nov 6, 2024
EPS Beat/Miss
+54.3%
Price Before
$12.83
Price After
$13.30
Q3 FY2024+0.00%
Report Date
Aug 7, 2024
EPS Beat/Miss
+33.3%
Price Before
$11.65
Price After
$11.65
Avg Beat Reaction+1.55%
Avg Miss Reaction+0.55%
Beat Rate6 / 8 quarters
Largest Move+3.66% (Q4 FY2024)
Data: FMP /historical-price-eod/full · field: close
About Earnings & Data Methodology
Data source: Financial Modeling Prep (FMP) | Updated: Hourly | Surprise%: (Actual − Estimate) / |Estimate| × 100 | Fiscal year: ACIC ends December
American Coastal Insurance Corporation (ACIC) most recently reported earnings on May 5, 2026 for Q2 FY2026, posting EPS of $0.39 — missing the analyst consensus of $0.44 by -11.4%. The next ACIC earnings date is expected around September 1, 2026.
Each quarter, investors track ACIC earnings for signals on forward guidance and business momentum. For longer-term revenue trends, see the Revenue tab. ACIC revenue tab →
Earnings Glossary
EPS (Earnings Per Share)
Net income ÷ diluted shares outstanding. The primary metric analysts use to gauge quarterly profitability.
Earnings Surprise %
(Actual − Estimate) / |Estimate| × 100. Positive = Beat. Negative = Miss.
Beat / Miss / In-Line
Beat = Actual ≥ Estimate. Miss = Actual < Estimate. In-Line = within ±1%.
BMO / AMC
Before Market Open / After Market Close. Two windows when companies typically release results.
Fiscal Quarter
ACIC's fiscal year ends in December. Fiscal quarters may not align with calendar quarters.
Analyst Consensus
Average EPS/Revenue forecast across all covering analysts. More analysts = more reliable estimate.
Figures tie to FMP earnings calendar, estimates, and SEC 10-Q/10-K filings where noted.
Frequently asked questions
ACIC earnings · 5 questionsAmerican Coastal Insurance Corporation's next earnings report is expected around September 1, 2026. ACIC typically reports quarterly — approximately every three months. The exact date is confirmed by the company 2–4 weeks before the release. Time is currently TBD; ACIC historically reports after market close (AMC).
ACIC earnings datewhen is ACIC earningsACIC next earnings datewhen does ACIC report earningsACIC earnings calendar
▸ Source: FMP · American Coastal Insurance Corporation SEC filings · US GAAP · American Coastal Insurance Corporation SEC 10-K & 10-Q filings · US GAAP · Updated: Jun 8, 2026