Enact Holdings, Inc.

ACTNASDAQFinancial Services● Active

$41.26

$-0.53(-1.27%)

Market Cap$5.8B

P/E Ratio—

52W High$44.8

52W Low$33.94

Avg Volume314K

Open$41.64

Beta0.48

Free Cash Flow Financials Revenue

Enact Holdings, Inc. (ACT) Free Cash Flow & Analysis

Annual & trailing free cash flow, FCF margin, YoY change, valuation ratios, and peer context.

ACT · free cash flow · updated Jun 8, 2026

Core FCF metrics

ACT · FCF · TTM · margin & CAGR

Free cash flow was $724.5M for FY2025 (fiscal year ending 2025-12-31), up 5.6% year-over-year The FCF margin was 58.9%. Five-year CAGR stands at +0.6%.

FY2025 Free Cash Flow$724.5M▲ +5.6% YoY

Trailing 12M (TTM)$721.8Mtrailing 4 quarters sum

FCF Margin58.9%$724.5M ÷ revenue

3-Year CAGR+8.5%FY2022 → FY2025

5-Year CAGR+0.6%FY2020 → FY2025

FormulaFCF = Operating Cash Flow − Capital ExpendituresTTM = trailing 4 quarters sumCAGR → N/A if either endpoint ≤ 0

Source: FMP /cash-flow-statement · SEC 10-K / 10-Q · USDUpdated: Jun 8, 2026

Annual free cash flow history

FCF ($B, upper) · YoY Growth % (lower)

Positive FCFNegative FCF

Free Cash Flow

YoY Growth %

Annual free cash flow data

ACT · free cash flow history · annual / quarterly

Fiscal YearOperating CFCapExFree Cash FlowYoY ChangeFCF Margin

FY2025Latest$724.5M(0M)$724.5M▲ +5.6%58.9%

FY2024$686.3M(0M)$686.3M▲ +8.6%57.1%

FY2023$632.0M(0M)$632.0M▲ +11.4%54.8%

FY2022$560.5M(7M)$567.1M▲ +599.5%51.8%

FY2021$572.1M(686M)−$113.5M▼ 116.1%-10.1%

FCF = Operating Cash Flow − Capital Expenditures · CapEx shown as (negative) · Source: SEC filings via FMP

FCF valuation metrics

ACT · P/FCF · FCF yield · FCF per share

Enact Holdings, Inc. (ACT) trades at a FCF yield of 12.39% and a price-to-free-cash-flow ratio of 8.5x. FCF per share stands at $4.86, calculated using trailing twelve-month FCF divided by basic weighted-average shares outstanding.

FCF Yield (TTM)

12.39%

Free Cash Flow ÷ Market Cap

per FMP freeCashFlowYieldTTM definition

FCF per Share (TTM)

$4.86

TTM FCF ÷ Shares Outstanding

Price / FCF

x8.5

Share Price ÷ FCF per Share

EV / FCF (TTM)

x8.3

Enterprise Value basis

Source: FMP /key-metrics-ttm · /cash-flow-statement Q · /income-statementFY2025 · 2025-12-31

Cash flow statement summary

ACT · cash flow statement · operating / investing / financing

For FY2025, Enact Holdings, Inc. generated $724.5M in operating cash flow and spent 0M in capital expenditures, yielding $724.5M in free cash flow.

Operating Activities

+$724.5M

Cash from core business operations

2025-12-31

Investing Activities

−$226.4M

CapEx, acquisitions & investments

2025-12-31

Financing Activities

−$515.1M

Buybacks, dividends & debt

2025-12-31

FCF FormulaOperating CF ($724.5M) − |CapEx| (0M) = FCF ($724.5M)

For the complete Operating / Investing / Financing line-item breakdown:

View Full Cash Flow Statement →

Free cash flow vs peers (Financial Services)

ACT vs peers · FCF

#CompanyFree Cash FlowYoYFCF MarginRelative

Enact Holdings, Inc.YOU

ACT

$724.5M+5.6%58.9%

Berkshire Hathaway Inc.

BRK-B

$25.04B+115.6%6.7%

25%

Berkshire Hathaway Inc.

Mastercard Incorporated

$16.91B+18.2%51.6%

17%

Financial Services · Sorted by FCF · FMP /cash-flow-statementFull FCF Rankings →

About Free Cash Flow & Methodology

Enact Holdings, Inc. (ACT) reported free cash flow of $724.5M for FY2025 (fiscal year ending 2025-12-31), up 5.6% year-over-year. The FCF margin was 58.9%.

Based on available data, Enact Holdings, Inc. has maintained positive free cash flow for at least 7 fiscal year(s). FCF peaked at $724.5M in FY2025. The 5-year CAGR stands at +0.6%.

Enact Holdings, Inc.'s FCF yield is 12.39% and price-to-FCF ratio is 8.5x for FY2025, based on the latest available data.

Data sourced from FMP /cash-flow-statement · SEC 10-K / 10-Q · USD.

Q&A and summaries align with SEC 10-K/10-Q cash flow disclosures and FMP /cash-flow-statement where noted.

Revenue Financial statements Net income Earnings Forecast Price history Market cap Cash on hand P/E ratio

Frequently asked questions

ACT free cash flow · 8 questions

Enact Holdings, Inc. free cash flow was $724.5M for FY2025, up 5.6% year-over-year. On a trailing twelve-month (TTM) basis, free cash flow stands at $721.8M.

ACT free cash flowACT FCFACT FCF 2025ACT free cash flow TTM

▸ Source: FMP /cash-flow-statement · US GAAP · Enact Holdings, Inc. · Enact Holdings, Inc. SEC 10-K & 10-Q filings · US GAAP · Last updated: Jun 8, 2026